NewtekOne, Inc. (NEWT) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | -90.91M | 23.38M | -167.32M | -199.81M | -60.7M | -91.59M | -25.67M | -26.61M | -38.67M | -52.53M | 101.38M | -86.49M | -116.36M | 65.17M | -62.41M | -71.66M | 6.48M | -10.78M | 29.39M | 87.08M |
| Operating CF Margin % | -124.04% | 31.11% | -176.03% | -226.12% | -70.72% | -98.6% | -32.62% | -35.16% | -54.02% | -78.57% | 161.06% | -139.5% | -205.7% | 200.19% | -179.06% | -210.06% | 21.61% | -25.42% | 76.22% | 234.94% |
| Operating CF Growth % | -49.75% | 125.53% | -551.85% | -650.98% | -56.96% | -74.37% | -125.32% | 69.24% | 66.76% | -180.6% | 262.43% | -20.7% | -1896.22% | 704.76% | -312.35% | -182.29% | -81.61% | 81.59% | 438.49% | 110.38% |
| Net Income | 13.4M | 19.54M | 17.9M | 13.7M | 9.37M | 18.32M | 11.93M | 10.95M | 9.65M | 18.78M | 10.92M | 7.01M | 18.55M | -2.22M | 11.36M | 13.52M | 9.65M | 20.03M | 16.61M | 17.37M |
| Depreciation & Amortization | 36K | -2.31M | 129K | 274K | 146K | 214K | 517K | 521K | 532K | 367K | 730K | 750K | 791K | 58K | 57K | 60K | 63K | 68K | 72K | 79K |
| Stock-Based Compensation | 0 | -5.84M | 618K | 1.56M | 1.83M | 1.8M | 918K | 662K | 681K | 799K | 592K | 684K | 739K | 0 | -1.25M | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes | 0 | -340K | 5.54M | -5.23M | 2.79M | -1.07M | 8.19M | 774K | 2.51M | 4.13M | -6.19M | 2.38M | -11.74M | 0 | 115K | -883K | 943K | 0 | 0 | 0 |
| Other Non-Cash Items | -30.1M | -4.04M | -199.3M | -204.91M | -114.81M | -112.62M | -58.56M | -13.15M | -64.01M | -79.23M | 34.22M | -11.13M | -59.5M | -10.14M | -25.32M | 8.96M | -2.6M | -41.35M | -11.37M | 30.4M |
| Working Capital Changes | -74.25M | 16.38M | 7.8M | -5.21M | 39.97M | 1.75M | 11.34M | -26.36M | 11.96M | 2.61M | 61.1M | -86.19M | -65.2M | 77.48M | -47.38M | -93.32M | -1.58M | 10.47M | 24.07M | 39.22M |
| Change in Receivables | -51.07M | 31K | 19.24M | -13.62M | 46.38M | 9.58M | 17.7M | -23.04M | 5.34M | -1.82M | 55.9M | -78.43M | -41.43M | 71.63M | 7.09M | -62M | 27.81M | 16.41M | -25.85M | -15.01M |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Payables | 5.62M | 4.01M | -5.85M | 177K | -1.18M | 3.01M | -6.08M | 4.28M | 4.96M | 1.53M | -1.56M | -1.5M | -20.82M | 0 | -3.2M | 3.01M | 910K | 0 | 0 | 0 |
| Cash from Investing | -251.82M | -226.21M | -69.8M | -44.83M | -79.25M | -86.22M | -25.07M | -24.43M | -43.8M | -49.22M | -63.67M | -50.65M | -23.9M | 0 | 0 | -11K | 0 | 0 | 0 | 0 |
| Capital Expenditures | -89K | 0 | -5K | -54K | -37K | -64K | -247K | -71K | -57K | -165K | -164K | 36K | -165K | 0 | 0 | -11K | 0 | 0 | 0 | 0 |
| CapEx % of Revenue | 0.12% | 0.01% | 0.01% | 0.06% | 0.04% | 0.07% | 0.31% | 0.09% | 0.08% | 0.25% | 0.26% | 0.06% | 0.29% | - | - | 0.03% | - | - | - | - |
| Acquisitions | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Investments | 63.63M | 2.22B | 1.98B | 1.7B | 1.62B | 1.42B | 80.28M | 127.38M | 77.1M | 77.39M | 959.84M | 905.84M | 849.45M | 283.6M | 785.61M | 757.1M | 764.08M | 758.78M | 712.46M | 696.14M |
| Other Investing | -87.95M | -191.65M | -56.05M | -44.72M | -93.25M | -94.56M | -45.01M | 254.86M | -36.53M | -35.36M | -50.96M | -48.44M | -7.08M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash from Financing | 435.45M | 296.18M | 240.76M | 163.8M | 52.71M | 368.76M | 36.29M | 94.17M | 61.68M | 29.49M | -70.34M | 198.92M | 186.9M | -21.7M | 18.52M | 34.24M | -29.88M | -5.47M | 25.15M | -26.58M |
| Debt Issued (Net) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Equity Issued (Net) | 70K | -1.25M | 5.09M | -58K | 48K | -402K | -1K | 13.93M | 0 | 0 | -73K | 0 | 19.49M | 1.29M | 726K | -299K | -480K | 41.04M | 0 | -271K |
| Dividends Paid | -6.48M | -11.87M | -5.71M | -5.24M | -5.23M | -5.24M | -5.23M | -5.02M | -4.77M | -4.77M | -4.77M | -4.61M | 0 | -16.23M | -15.32M | -17.64M | -15.36M | -23.79M | -19.89M | -15.43M |
| Share Repurchases | 0 | -1.32M | 0 | -167K | 0 | -402K | 0 | 0 | 0 | 0 | -86K | 0 | 0 | 0 | 0 | -299K | -480K | 0 | 0 | -271K |
| Other Financing | 438.87M | -1.03M | 149.07M | 117.21M | -7.76M | 322.69M | 36.2M | 94.38M | 49.07M | 29.64M | -17.05M | 202.73M | 104.85M | -144K | -1.59M | -414K | -450K | -1.33M | -8K | -59K |
| Net Change in Cash | 92.72M | 93.36M | 3.64M | -80.84M | -87.24M | 190.95M | -15.92M | 43.13M | -20.8M | -39.69M | -32.64M | 59.19M | 71.54M | 43.47M | -43.89M | -37.43M | -23.41M | -16.25M | 54.54M | 60.5M |
| Free Cash Flow | -91M | 23.37M | -167.32M | -199.87M | -60.74M | -91.66M | -25.91M | -26.68M | -38.73M | -52.69M | 101.21M | -86.46M | -116.52M | 65.17M | -62.41M | -71.67M | 6.48M | -10.78M | 29.39M | 87.08M |
| FCF Margin % | -124.16% | 31.09% | -176.03% | -226.18% | -70.76% | -98.66% | -32.94% | -35.25% | -54.1% | -78.81% | 160.8% | -139.45% | -205.99% | 200.19% | -179.06% | -210.1% | 21.61% | -25.42% | 76.22% | 234.94% |
| FCF Growth % | -49.81% | 125.5% | -545.66% | -649.19% | -56.83% | -73.95% | -125.6% | 69.14% | 66.76% | -180.85% | 262.17% | -20.63% | -1898.77% | 704.76% | -312.35% | -182.31% | -81.61% | 81.59% | 438.49% | 110.41% |
| FCF per Share | -2.92 | 0.91 | -6.52 | -7.79 | -2.38 | -3.49 | -1.05 | -1.08 | -1.59 | -2.16 | 4.10 | -3.38 | -4.62 | 2.67 | -2.57 | -2.97 | 0.27 | -0.45 | 1.30 | 3.87 |
| FCF Conversion (FCF/Net Income) | -6.78x | 1.20x | -9.35x | -14.58x | -6.48x | -5.00x | -2.15x | -2.43x | -4.01x | -2.80x | 9.28x | -12.34x | -6.27x | -29.33x | -5.49x | -5.30x | 0.67x | -0.54x | 1.77x | 5.01x |
| Interest Paid | 0 | 25.58M | 25.66M | 21.45M | 24.79M | 19.62M | 22.08M | 18.41M | 19.08M | 0 | 18.66M | 31.01M | 12.26M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Taxes Paid | 0 | 1.8M | 9.77M | 923K | 4K | -7.21M | 3.88M | 3.26M | 73K | 0 | 506K | -2.49M | 4.54M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |