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NLNLI Holdings, Inc.
$6.94$339M
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  4. Financial Ratios

NLI Holdings, Inc. (NL) Financial Ratios

Latest Ratios: P/E Ratio -9.0x · EV/EBITDA 17.1x · ROE -9.5%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

NL Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$339M$267M$380M$274M$332M$361M$233M$191M$171M$694M$397M
Enterprise Value$226M$154M$217M$163M$264M$215M$97M$61M$55M$596M$304M
P/E Ratio →-9.01—5.63—9.877.0515.937.38—5.9926.29
P/S Ratio2.141.692.601.702.002.562.041.531.456.203.64
P/B Ratio0.900.710.910.700.830.940.700.580.561.972.04
P/FCF——15.727.6414.3126.7213.497.8512.2543.8516.20
P/OCF——14.847.4012.3420.5112.266.9510.0237.2414.33

P/E links to full P/E history page with 30-year chart

NL EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—0.971.491.011.591.520.840.490.475.322.79
EV / EBITDA17.1311.683.519.0014.9114.9815.6229.56—128.68109.68
EV / EBIT23.69—2.59—6.573.466.472.09—138.9421.86
EV / FCF——8.984.5411.3615.885.592.533.9637.6712.42

NL Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin30.4%30.4%28.3%30.5%29.3%30.4%28.7%31.4%32.4%31.1%32.3%
Operating Margin6.0%6.0%26.0%8.8%8.2%7.5%2.1%-1.3%-51.4%0.8%-0.9%
Net Profit Margin-23.9%-23.9%46.1%-1.4%20.3%36.4%12.8%20.8%-34.7%103.7%14.0%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE-9.5%-9.5%16.6%-0.6%8.6%14.2%4.4%8.2%-12.5%42.4%8.5%
ROA-7.2%-7.2%11.6%-0.4%5.6%8.9%2.7%4.7%-7.5%24.8%4.2%
ROIC2.8%2.8%10.6%3.4%3.6%3.6%0.9%-0.6%-20.6%0.4%-0.9%
ROCE2.0%2.0%7.3%2.5%2.4%1.9%0.4%-0.3%-12.2%0.2%-0.3%

NL Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.000.000.000.000.000.000.000.000.000.000.00
Debt / EBITDA0.040.040.010.030.030.030.080.24—0.110.18
Net Debt / Equity—-0.30-0.39-0.28-0.17-0.38-0.41-0.39-0.38-0.28-0.48
Net Debt / EBITDA-8.59-8.59-2.63-6.13-3.86-10.22-22.08-62.25—-21.11-33.40
Debt / FCF——-6.74-3.09-2.94-10.84-7.90-5.32-8.29-6.18-3.78
Interest Coverage-66.05-66.05158.20-7.6042.7054.2711.0741.85-1468.57143.073480.00

Net cash position: cash ($114M) exceeds total debt ($500000)

NL Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio7.777.772.617.176.056.336.225.522.056.674.02
Quick Ratio6.296.292.306.165.085.495.564.911.845.893.53
Cash Ratio5.535.531.795.414.344.804.984.351.435.023.03
Asset Turnover—0.340.250.280.270.240.210.220.220.200.28
Inventory Turnover3.623.623.693.653.763.824.454.654.675.024.92
Days Sales Outstanding—31.8259.3740.1240.5540.4636.5036.7584.9540.5335.48

NL Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield8.2%10.4%9.7%5.0%9.3%3.2%3.3%—14.0%3.0%5.3%
Payout Ratio——54.5%—90.9%22.9%53.2%————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield——17.8%—10.1%14.2%6.3%13.6%—16.7%3.8%
FCF Yield——6.4%13.1%7.0%3.7%7.4%12.7%8.2%2.3%6.2%
Buyback Yield0.0%0.0%0.0%0.0%0.5%0.4%0.0%0.0%0.0%0.0%0.0%
Total Shareholder Yield8.2%10.4%9.7%5.0%9.8%3.6%3.3%0.0%14.0%3.0%5.3%
Shares Outstanding—$49M$49M$49M$49M$49M$49M$49M$49M$49M$49M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

Legacy legal liability overhang

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Conglomerate Discount Masks Underlying Value

Based on reported figures, NL trades at a forward P/E of 6.74, which appears to reflect a significant conglomerate discount rather than the intrinsic value of its manufacturing operations, as investors struggle to reconcile the company's cash-rich balance sheet with its volatile earnings profile.

The valuation multiples are heavily distorted by the inclusion of equity in affiliates and non-recurring legal charges, making standard P/E metrics unreliable for assessing the core business. Investors should monitor whether the market continues to price the entity as a litigation stub, which may obscure the potential sum-of-the-parts value inherent in its cash reserves and equity stakes.

Capital Efficiency Impaired by Volatility

According to recent financial statements, NL's ROIC has remained largely stagnant, fluctuating near 1% over the last ten quarters, which suggests that the company is failing to compound capital effectively despite its debt-free status and significant cash holdings.

The low return on invested capital indicates that the manufacturing segments are not generating sufficient economic profit to justify the capital tied up in the business. This trend warrants further investigation into whether the corporate structure prioritizes capital preservation over the pursuit of higher-yielding growth opportunities within the security and marine segments.

Working Capital Cycles Remain Stagnant

As reported in quarterly filings, NL's cash conversion cycle has consistently hovered around 130 days, reflecting a structural inefficiency in inventory management that limits the company's ability to rapidly convert sales into free cash flow compared to broader industrial peers.

The high days inventory outstanding, often exceeding 100 days, suggests that the company maintains significant buffer stocks to support its OEM relationships, which ties up liquidity. This operational reality implies that any improvement in cash flow generation will likely require a more disciplined approach to inventory turnover rather than simple volume growth.

Robust Liquidity Buffers Operational Risks

Based on the most recent data, NL maintains a current ratio of 10.65, which provides a substantial liquidity cushion that appears designed to absorb potential shocks from legacy legal liabilities rather than to fund aggressive operational expansion or capital expenditure.

While this liquidity position is technically strong, it is largely composed of cash and cash equivalents that are not being deployed to enhance operational productivity. Investors should monitor whether this cash hoard remains available for shareholders or if it is increasingly earmarked for future environmental and legal settlements.

Misapplied Metrics in Holding Companies

The P/E ratio is the most commonly misapplied metric for NL, as it fails to account for the non-operating equity earnings and lumpy legal provisions that frequently distort the company's reported net income and obscure the true cash-generating power of its manufacturing subsidiaries.

Analysts should instead focus on adjusted EBITDA or free cash flow from operations, stripping out the equity in affiliates and non-recurring legal expenses to better gauge the underlying performance of the CompX business. Relying on headline P/E ratios likely leads to an inaccurate assessment of the company's valuation relative to its actual industrial output.

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Includes 30+ ratios · 30 years · Updated daily

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NL — Frequently Asked Questions

Quick answers to the most common questions about buying NL stock.

What is NLI Holdings, Inc.'s P/E ratio?

NLI Holdings, Inc.'s current P/E ratio is -9.0x. The historical average is 10.9x.

What is NLI Holdings, Inc.'s EV/EBITDA?

NLI Holdings, Inc.'s current EV/EBITDA is 17.1x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 16.3x.

What is NLI Holdings, Inc.'s ROE?

NLI Holdings, Inc.'s return on equity (ROE) is -9.5%. The historical average is 23.6%.

Is NL stock overvalued?

Based on historical data, NLI Holdings, Inc. is trading at a P/E of -9.0x. Compare with industry peers and growth rates for a complete picture.

What is NLI Holdings, Inc.'s dividend yield?

NLI Holdings, Inc.'s current dividend yield is 8.21%.

What are NLI Holdings, Inc.'s profit margins?

NLI Holdings, Inc. has 30.4% gross margin and 6.0% operating margin.

How much debt does NLI Holdings, Inc. have?

NLI Holdings, Inc.'s Debt/EBITDA ratio is 0.0x, indicating low leverage. A ratio below 2x is generally considered financially healthy.