NI Holdings, Inc. (NODK) Earnings History
Profitable12 years of earnings data (2014–2025) · Positive TTM net income
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NI Holdings, Inc. (NODK) Earnings Overview
As of November 8, 2026, NI Holdings, Inc. (NODK) reported trailing twelve-month net income of $15M, reflecting -72.4% year-over-year growth. The company earned $0.72 per diluted share over the past four quarters, with a net profit margin of -3.7%.
Looking at the long-term picture, NODK's historical earnings data spans multiple years. The company achieved its highest annual net income of $40M in fiscal 2020.
NI Holdings, Inc. maintains positive profitability with a gross margin of 29.6%, operating margin of -4.3%, and net margin of -3.7%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including ACGL ($4.38B net income, 22.1% margin), PLMR ($217M net income, 22.5% margin), HRTG ($216M net income, 23.1% margin), NODK has room to improve margins relative to the peer group. Compare NODK vs ACGL →
NODK Earnings vs Peers
Earnings metrics vs comparable public companies
NODK Historical Earnings Data (2014–2025)
12 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$10M | -71.8% | -$12M | $-0.50 | -3.7% | -4.3% |
| 2024 | -$6M | -10.7% | $10M | $-0.29 | -1.9% | 3.1% |
| 2023 | -$5M | +89.7% | $21M | $-0.26 | -1.8% | 6.8% |
| 2022 | -$53M | -730.9% | -$53M | $-2.49 | -19.8% | -19.7% |
| 2021 | $8M | -79.2% | $11M | $0.39 | 2.6% | 3.5% |
| 2020 | $40M | +53.0% | $53M | $1.84 | 13.2% | 17.2% |
| 2019 | $26M | -15.1% | $34M | $1.19 | 9.8% | 12.5% |
| 2018 | $31M | +94.4% | $39M | $1.39 | 14.6% | 18.4% |
| 2017 | $16M | +251.4% | $22M | $0.71 | 8.5% | 11.6% |
| 2016 | $5M | -73.9% | $6M | $0.20 | 2.8% | 3.7% |
| 2015 | $17M | +26.7% | $26M | $1.03 | 12.0% | 17.8% |
| 2014 | $14M | - | $20M | $0.81 | 10.0% | 14.7% |
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NODK — Frequently Asked Questions
Quick answers to the most common questions about buying NODK stock.
What is NODK earnings per share (EPS)?
NODK trailing twelve-month (TTM) diluted EPS is $0.72, reflecting -72.4% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2014 to 2025 is available in the table on this page.
What is NI Holdings, Inc.'s net income?
NI Holdings, Inc. (NODK) trailing twelve-month net income is $15M as of 2025. Earnings declined -72.4% year-over-year.
Is NODK profitable?
Yes, NODK is profitable with a TTM net income of $15M and a net profit margin of -3.7%.
What is NODK's earnings growth rate?
NODK compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2014 to 2025.
What are NODK's profit margins?
NI Holdings, Inc. net profit margin is -3.7%, operating margin is -4.3%, and gross margin is +29.6%. Below-average margins reflect competitive or cost pressures. Return on Equity is -4.3%.
Is NODK growing earnings?
NODK earnings are declining — EPS fell -72.4% year-over-year. TTM net income dropped to $15M. This contrasts with the 5-year CAGR of N/A.
What was NODK's best earnings year?
NI Holdings, Inc.'s highest annual net income on record is $40M, achieved in fiscal year 2020. Earnings history on this page spans 2014 to 2025 and includes all annual and quarterly figures.
What were NODK's earnings last quarter?
NODK's most recent reported quarter was Q3 2026. Net income was $6M with diluted EPS of $0.27. For a full breakdown of all quarters, see the quarterly earnings table on this page.