Northpointe Bancshares, Inc. (NPB) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 41.27M | 43.5M | 40.33M | 36.52M | 30.39M | 30.02M | 28.4M | 28.6M | 27.2M | 26.33M | 2.48M | 2.89M |
| NII Growth % | 35.82% | 44.88% | 42% | 27.71% | 11.74% | 14.03% | 1043.9% | 889.86% | 79.53% | -68.16% | -75.58% | -12% |
| Net Interest Margin % | 0.56% | 0.62% | 0.59% | 17.67% | 14.54% | 1.93% | 12.21% | 1.55% | - | 1.01% | 0.1% | 0.6% |
| Interest Income | 101.5M | 106.12M | 101.84M | 93.09M | 79.15M | 82.7M | 83.35M | 78.9M | 72.58M | 71.92M | 2.48M | 2.89M |
| Interest Expense | 60.23M | 62.63M | 61.51M | 56.57M | 48.76M | 52.68M | 54.95M | 50.3M | 45.39M | 45.59M | 0 | 0 |
| Loan Loss Provision | -445K | -608K | 828K | 583K | 1.29M | -446K | 178K | 298K | -357K | -1.15M | 0 | 0 |
| Non-Interest Income | 22.33M | 21.71M | 24.03M | 22.44M | 22.87M | 13.61M | 25.76M | 16.91M | 16.65M | 4.69M | -2.17M | -2.73M |
| Non-Interest Income % | 18.03% | 16.99% | 19.09% | 19.42% | 22.42% | 14.13% | 23.61% | 17.65% | 18.66% | 6.13% | -688.25% | -1716.98% |
| Total Revenue | 123.83M | 127.84M | 125.86M | 115.53M | 102.02M | 96.31M | 109.11M | 95.8M | 89.23M | 76.61M | 315K | 159K |
| Revenue Growth % | 21.38% | 32.73% | 15.36% | 20.59% | 14.34% | 25.71% | 34537.78% | 60154.09% | 807.95% | -81.27% | 100.23% | -99.39% |
| Non-Interest Expense | 34.62M | 33.85M | 34.36M | 31.72M | 29.37M | 29.43M | 29.37M | 27.8M | 27.98M | 29.86M | 10.95M | 12.21M |
| Efficiency Ratio | 27.96% | 26.48% | 27.3% | 27.46% | 28.79% | 30.56% | 26.92% | 29.02% | 31.36% | 38.98% | 3475.87% | 7678.62% |
| Operating Income | 29.43M | 31.97M | 29.17M | 26.65M | 22.59M | 14.65M | 24.61M | 17.4M | 16.21M | 2.31M | -10.63M | -12.05M |
| Operating Margin % | 23.76% | 25.01% | 23.18% | 23.07% | 22.15% | 15.21% | 22.56% | 18.17% | 18.17% | 3.01% | -3375.87% | -7578.62% |
| Operating Income Growth % | 30.24% | 118.27% | 18.53% | 53.14% | 39.35% | 535.13% | 331.46% | 244.43% | 104.83% | -99.84% | 98.15% | 97.06% |
| Pretax Income | 29.43M | 31.97M | 29.17M | 26.65M | 22.59M | 14.65M | 24.61M | 17.4M | 16.21M | 2.31M | -8.22M | -27.56M |
| Pretax Margin % | 23.76% | 25.01% | 23.18% | 23.07% | 22.15% | 15.21% | 22.56% | 18.17% | 18.17% | 3.01% | -2609.84% | -17332.08% |
| Income Tax | 7.27M | 8.32M | 7M | 6.31M | 5.35M | 3.66M | 5.91M | 4.18M | 3.96M | 649K | 0 | 0 |
| Effective Tax Rate % | 24.72% | 26.04% | 24% | 23.67% | 23.67% | 24.96% | 24.02% | 24.03% | 24.45% | 28.14% | 0% | 0% |
| Net Income | 22.15M | 23.64M | 22.17M | 20.34M | 17.25M | 10.99M | 18.7M | 13.22M | 12.25M | 1.66M | -33.26M | -61.47M |
| Net Margin % | 17.89% | 18.49% | 17.62% | 17.61% | 16.91% | 11.41% | 17.14% | 13.8% | 13.73% | 2.16% | -10557.46% | -38657.86% |
| Net Income Growth % | 28.45% | 115.13% | 18.57% | 53.88% | 40.78% | 563.25% | 156.23% | 121.51% | 103.17% | -99.91% | 95.45% | 88.26% |
| Net Income (Continuing) | 22.15M | 23.64M | 22.17M | 20.34M | 17.25M | 10.99M | 18.7M | 13.22M | 12.25M | 1.66M | -8.22M | -27.56M |
| EPS (Diluted) | 1.43 | 1.20 | 1.31 | 1.17 | 1.13 | 0.60 | 1.15 | 0.76 | 0.67 | -0.05 | -2.55 | -4.71 |
| EPS Growth % | 26.55% | 100% | 13.91% | 53.95% | 68.66% | 1290.48% | 145.1% | 116.14% | 102.26% | -100.22% | 71.06% | 26.06% |
| EPS (Basic) | 1.45 | 1.22 | 1.33 | 1.20 | 1.15 | 0.60 | 1.15 | 0.76 | 0.67 | -0.05 | -2.55 | -4.71 |
| Diluted Shares Outstanding | 15.33M | 15.26M | 15.36M | 15.31M | 13.24M | 14.92M | 14.92M | 14.92M | 14.92M | 11.17M | 13.04M | 13.04M |