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OverviewPriceRevenueEarningsP/ERatiosDividendTargets

NexPoint Real Estate Finance, Inc. (NREF) Quarterly Financial Ratios

Last 32 quarters of trend data · Real Estate · REIT - Mortgage

← View 30-Year Annual Ratios

Valuation Multiples

Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.

NexPoint Real Estate Finance, Inc.'s quarterly P/E stands at 7.3x, down 53.3% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 24.1% YoY to 37.6x, reflecting multiple compression or accelerating EBITDA.

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
P/E Ratio →5.357.333.116.385.4615.696.118.57—4.98—11.8110.31
—-53.3%-49.1%-25.5%—+214.8%—-27.4%—+202.4%——+42.3%
P/S Ratio2.345.094.794.334.833.473.474.833.372.50—13.8266.90
—+46.9%+37.8%-10.4%+43.3%+38.5%—-65.1%-95.0%-98.7%—-15.4%+876.9%
P/B Ratio0.690.820.800.800.890.920.890.790.550.610.650.770.75
—-10.5%-10.2%+0.7%+60.6%+51.1%+37.7%+2.6%-26.4%+37.8%-5.4%-12.9%-23.2%
P/FCF12.88—19.2041.008.5930.188.09—3.5021.6911.8411.955.94
——+137.4%—+145.5%+39.1%-31.7%—-41.1%+15.1%+56.5%+34.9%+83.9%
EV / EBITDA28.3537.6421.0738.8635.1949.6037.92130.15119.8453.18———
—-24.1%-44.4%-70.1%-70.6%-6.7%———-96.0%———
EV / EBIT28.8636.3720.7338.2636.2351.7439.0965.36143.0554.96———
—-29.7%-47.0%-41.5%-74.7%-5.9%———————

Profitability

Quarterly margins and returns. Watch for margin compression across consecutive quarters.

NexPoint Real Estate Finance, Inc.'s operating margin was 98.9% in Q4 2025, down 84.6 pp QoQ and up 30.8 pp YoY. The trailing four-quarter average of 128.9% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind. Gross margin contracted 4.2% YoY, suggesting cost inflation or competitive pricing pressure.

Margins

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
Gross Margin88.9%89.4%89.6%91.9%90.1%93.3%92.8%105.1%-22.8%89.4%100.0%100.0%100.0%
—-4.2%-3.4%-12.6%+496.1%+4.4%-7.2%+5.1%-122.8%+114.1%0.0%+67.3%+18.3%
Operating Margin129.7%98.9%183.6%105.1%128.0%68.1%104.0%57.3%65.1%114.4%———
—+45.2%+76.5%+83.3%+96.6%-40.4%———-64.0%———
Net Margin83.3%63.5%132.7%59.9%76.5%33.5%56.6%49.8%-69.4%53.9%135.2%101.7%560.3%
—+89.4%+134.5%+20.2%+210.3%-37.8%-58.2%-51.0%-112.4%+103.0%-71.4%+50.0%+638.3%

Return on Capital

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
ROE15.0%2.7%5.9%2.9%3.7%2.3%3.8%2.1%-2.9%3.3%-3.3%1.4%1.5%
—+15.5%+54.6%+36.6%+228.2%-30.6%+217.3%+50.1%-295.1%+399.1%-95.6%+52.4%-46.2%
ROA2.0%0.4%0.8%0.3%0.4%0.2%0.3%0.1%-0.2%0.2%-0.2%0.1%0.1%
—+76.2%+155.0%+142.1%+323.0%+9.1%+256.1%+70.3%-296.7%+398.9%-94.2%+41.9%-44.9%
ROIC2.3%0.5%0.8%0.5%0.5%0.4%0.4%0.1%0.1%0.3%———
—+35.6%+92.2%+270.2%+298.0%+4.7%———+3508.6%———

Leverage & Debt

Quarterly solvency trend — watch for debt spikes or covenant pressure.

NexPoint Real Estate Finance, Inc.'s Debt/EBITDA ratio is 131.3x, up from 74.3x last quarter — elevated, raising questions about debt serviceability. The current ratio has weakened 97.1% YoY to 0.37x, tightening the short-term liquidity position. Debt/Equity has declined for 8 consecutive quarters, reflecting a deleveraging trend.

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
Debt / Equity5.355.355.786.887.678.449.6412.6214.7614.7214.8315.2815.97
—-36.6%-40.1%-45.5%-48.1%-42.7%-35.0%-17.4%-7.6%+5.6%-5.4%+7.2%+8.3%
Debt / EBITDA26.79131.3474.31139.53126.61179.03139.69490.21462.96204.77———
—-26.6%-46.8%-71.5%-72.7%-12.6%———-96.0%———
Current Ratio0.370.37—12.0612.1213.1213.3221.2118.57—21.4621.2321.38
—-97.1%—-43.1%-34.7%—-37.9%-0.1%-13.1%—-0.4%-9.0%-15.1%
Quick Ratio0.370.37—12.0612.1213.1213.3221.2118.57—21.4621.2321.38
—-97.1%—-43.1%-34.7%—-37.9%-0.1%-13.1%—-0.4%-9.0%-15.1%
Interest Coverage3.883.165.913.173.462.443.232.151.062.37-0.04-0.04-0.04
—————————————

Download Financial Ratios Data

Includes 30+ ratios · 32 years · Updated daily

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NREF — Frequently Asked Questions

Quick answers to the most common questions about buying NREF stock.

What is NexPoint Real Estate Finance, Inc.'s quarterly P/E ratio trend?

NexPoint Real Estate Finance, Inc.'s current P/E is 5.4x. The average P/E over the last 4 quarters is 5.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.

How do NexPoint Real Estate Finance, Inc.'s margins change by quarter?

NexPoint Real Estate Finance, Inc.'s current operating margin is 129.7%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.

Why look at NREF quarterly ratios instead of annual?

Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking NexPoint Real Estate Finance, Inc.'s business trajectory between earnings reports.

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