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NTWKNetSol Technologies, Inc.
$4.56$54M
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HomeStocksNTWKFinancials

NetSol Technologies, Inc. (NTWK) Financials

28Y historyFree accessUpdated daily

Revenue growth remains volatile, peaking at 21.1% in 2026Q2, while gross margins fluctuate significantly between 39.4% and 56.2% due to shifting service-to-software revenue mixes.

NTWK Income Statement

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly
MetricTTMJun'25Jun'24Jun'23Jun'22Jun'21Jun'20Jun'19Jun'18Jun'17Jun'16Jun'15Jun'14Jun'13Jun'12Jun'11Jun'10Jun'09Jun'08Jun'07Jun'06Jun'05Jun'04Jun'03Jun'02Jun'01Jun'00Jun'99Jun'98
Sales/Revenue72.06M66.09M61.39M52.39M57.25M54.92M56.37M67.82M60.93M65.37M64.55M51.05M36.38M50.8M39.78M36.55M36.78M26.45M36.64M29.28M18.69M12.44M5.75M3.75M3.58M6.73M6.98M3M168.84K
Revenue Growth %12.37%7.65%17.18%-8.48%4.24%-2.58%-16.88%11.31%-6.79%1.26%26.45%40.3%-28.37%27.71%8.83%-0.63%39.06%-27.82%25.14%56.67%50.27%116.34%53.5%4.67%-46.81%-3.69%132.82%1676.88%-
Cost of Goods Sold35.74M33.51M32.11M35.48M33.51M28.57M29.41M33.37M31.72M36.96M33.75M33.02M27.72M22.95M18.28M14.8M13.87M17.2M15.72M13.66M9.02M4.75M2.66M1.78M2.96M4.13M2.17M1.3M133.86K
COGS % of Revenue-50.71%52.3%67.71%58.54%52.02%52.17%49.21%52.06%56.54%52.28%64.69%76.19%45.19%45.95%40.51%37.7%65.03%42.91%46.65%48.26%38.23%46.21%47.5%82.77%61.4%31.14%43.33%79.28%
Gross Profit36.32M32.57M29.28M16.92M23.74M26.35M26.96M34.45M29.21M28.41M30.8M18.03M8.66M27.84M21.5M21.74M22.91M9.25M20.92M15.62M9.67M7.68M3.09M1.97M616.43K2.6M4.81M1.7M34.98K
Gross Margin %50.4%49.29%47.7%32.29%41.46%47.98%47.83%50.79%47.94%43.46%47.72%35.31%23.81%54.81%54.05%59.49%62.3%34.97%57.09%53.35%51.74%61.77%53.79%52.5%17.23%38.6%68.86%56.67%20.72%
Gross Profit Growth %-11.23%73.12%-28.74%-9.93%-2.26%-21.72%17.94%2.81%-7.77%70.86%108.06%-68.88%29.52%-1.13%-5.1%147.71%-55.78%33.89%61.56%25.86%148.42%57.28%219%-76.26%-46.01%182.92%4760.61%-
Operating Expenses30.66M29.07M25.79M25.7M24.82M23.63M25.89M27.62M26.15M29.41M24.5M23.19M21.75M15.76M13.24M11.63M13.19M15.73M13.71M12.98M9.93M6.62M6.03M4.23M-5.78M18.08M8.7M3.2M620.45K
OpEx % of Revenue-43.99%42.01%49.04%43.35%43.03%45.93%40.72%42.92%44.99%37.95%45.43%59.79%31.03%33.29%31.83%35.85%59.49%37.41%44.31%53.12%53.21%104.85%112.99%-161.51%268.72%124.59%106.67%367.49%
Selling, General & Admin29.75M27.8M24.39M24.09M22.61M21.99M23.59M24.75M23.87M26.49M22.79M20.87M19.62M14.21M12M10.08M11.13M11.37M11.77M10.99M7.64M5.05M4.31M2.65M4.28M9.14M7.29M2.8M0
SG&A % of Revenue-42.06%39.73%45.99%39.5%40.04%41.85%36.49%39.18%40.53%35.3%40.88%53.92%27.96%30.17%27.59%30.27%42.97%32.12%37.52%40.89%40.63%75.03%70.89%119.62%135.88%104.42%93.33%-
Research & Development905.91K1.28M1.4M1.6M1.34M674.17K1.47M1.97M854K393.35K485.78K314.89K249.71K207.9K000000000000000
R&D % of Revenue-1.93%2.28%3.06%2.34%1.23%2.61%2.91%1.4%0.6%0.75%0.62%0.69%0.41%---------------
Other Operating Expenses0000863.18K965.63K834.58K897.8K42.85K50.38K224.93K684.03K50.58K147.15K1.24M1.55M2.05M4.37M1.94M1.99M2.29M1.56M1.71M1.58M-10.06M8.94M1.41M400K620.45K
Operating Income5.66M3.5M3.49M-8.78M-1.08M2.72M1.07M6.83M3.05M-1M6.3M-5.17M-13.09M11.67M7.26M10.16M9.73M-6.48M7.21M2.65M-259.35K1.06M-2.94M-2.27M6.4M-15.48M-3.89M-1.5M-585.48K
Operating Margin %7.86%5.3%5.69%-16.76%-1.88%4.95%1.9%10.07%5.01%-1.53%9.76%-10.12%-35.98%22.97%18.26%27.81%26.45%-24.51%19.67%9.04%-1.39%8.56%-51.06%-60.49%178.74%-230.12%-55.73%-50%-346.78%
Operating Income Growth %-0.23%139.79%-714.22%-139.63%154.2%-84.32%123.51%405.12%-115.89%221.99%60.54%-212.19%60.6%-28.53%4.49%250.05%-189.93%172.37%1120.59%-124.36%136.27%-29.57%-135.42%141.31%-297.72%-159.48%-156.2%-
EBITDA6.96M4.97M5.22M-5.54M2.73M6.68M4.8M11.25M8.63M5.56M13.45M5.18M-4.36M17.37M11.91M14.45M13.64M-2.29M10.55M8.1M2.86M3.04M-864.66K-688.6K8.51M-13.97M-2.48M-1.1M-583.66K
EBITDA Margin %9.65%7.51%8.49%-10.57%4.78%12.16%8.52%16.59%14.16%8.51%20.84%10.14%-11.98%34.19%29.93%39.55%37.07%-8.68%28.78%27.67%15.31%24.48%-15.04%-18.39%237.86%-207.68%-35.55%-36.67%-345.7%
EBITDA Growth %169.92%-4.79%194.22%-302.47%-59.06%39.04%-57.32%30.4%55.16%-58.67%159.83%218.79%-125.1%45.88%-17.62%6%694.16%-121.76%30.16%183.25%-6.03%452.08%-25.57%-108.09%160.92%-462.57%-125.75%-88.46%-
D&A (Non-Cash Add-back)1.29M1.46M1.72M3.24M3.81M3.96M3.73M4.42M5.57M6.56M7.15M10.34M8.73M5.7M4.64M4.29M3.91M4.19M3.34M5.46M3.12M1.98M2.07M1.58M2.12M1.51M1.41M400K1.81K
EBIT5.66M3.5M4.37M-2.45M2.46M3.68M2.68M13.39M8.45M-494.44K5.97M-4.67M-13.5M15M7.53M10.69M7.82M-4.85M10.78M639.84K-259.35K1.06M-2.71M-2.27M6.4M-15.48M-3.17M-1.83M-585.48K
Net Interest Income291K999.68K769.09K452.82K1.29M623.14K1.22M643.26K169.83K-130.32K-102.72K164.47K5.57K-1.11M-921.22K-708.85K-1.22M-1M-431.61K0000000000
Interest Income975.43K1.87M1.91M1.22M1.66M1.02M1.57M955.06K592.15K179.72K161.79K331.43K261.25K185.34K82.04K154.86K261.3K291.03K195.1K0000000000
Interest Expense684.43K871.36K1.14M765.03K369.8K394.29K346.86K311.8K422.33K310.04K264.51K166.96K255.68K1.3M823.68K863.71K1.48M1.29M626.71K0000000000
Other Income/Expense1.34M2.55M-270.11K5.56M3.17M567.4K1.26M6.25M4.97M196.73K-592.01K330.13K-668.36K886.38K-559.93K-341.31K-3.39M343.4K2.94M-7.36M-33.56K-279.89K-363.01K127.98K-6.4M70.91K-43.51K431.24K0
Pretax Income7.01M6.05M3.22M-3.22M2.09M3.29M2.33M13.08M8.02M-804.49K5.71M-4.84M-13.76M12.55M6.7M9.82M6.34M-6.14M7.34M-4.72M-1.25M673.74K-3.07M-2.14M-6M-15.41M-3.65M-1.4M0
Pretax Margin %9.72%9.15%5.25%-6.14%3.65%5.99%4.14%19.28%13.17%-1.23%8.85%-9.47%-37.81%24.71%16.86%26.88%17.24%-23.21%20.04%-16.11%-6.67%5.42%-53.42%-57.07%-167.65%-229.07%-52.27%-46.67%-
Income Tax2.24M1.48M1.15M926.56K988.94K1.03M1.14M1.06M873.03K931.95K652.55K413.5K338.28K465.43K55.38K120.54K53.94K91.13K121.98K160.31K106.02K10.42K34.6K-127.98K12.39M-2.85M-250K100K0
Effective Tax Rate %31.99%24.41%35.54%-28.79%47.32%31.22%48.91%8.09%10.88%-115.84%11.43%-8.55%-2.46%3.71%0.83%1.23%0.85%-1.48%1.66%-3.4%-8.5%1.55%-1.13%5.99%-206.61%18.5%6.85%-7.14%-
Net Income1.77M2.92M683.87K-5.24M-851.16K1.78M937.08K12.02M4.31M-4.98M3.4M-5.55M-11.36M7.86M2.45M5.73M1.39M-8.05M7.22M-4.88M-1.35M663.33K-2.97M-2.14M-6M-14.05M-3.4M-1.6M-585.48K
Net Margin %2.45%4.42%1.11%-10.01%-1.49%3.24%1.66%17.72%7.07%-7.62%5.27%-10.87%-31.21%15.48%6.15%15.67%3.79%-30.43%19.71%-16.66%-7.24%5.33%-51.66%-57.07%-167.65%-208.86%-48.69%-53.33%-346.78%
Net Income Growth %566.8%327.45%113.04%-516.07%-147.86%89.77%-92.2%179.03%186.52%-246.29%161.32%51.14%-244.42%221.4%-57.29%310.87%117.32%-211.42%248.07%-260.49%-303.98%122.33%-38.95%64.37%57.3%-313.1%-112.57%-173.28%-
Net Income (Continuing)4.76M4.57M2.08M-4.14M1.1M2.26M1.19M12.02M7.15M-1.74M5.06M-5.25M-14.1M12.09M6.65M9.7M6.29M-6.23M10.03M-4.88M-1.35M663.33K-2.58M-2.62M-6M-12.56M-2.97M-1.99M-585.48K
Discontinued Operations0000000000001.16M0000000000000000
Minority Interest7.1M4.43M4.69M2.98M5.45M7.22M6.49M8.41M14.15M14.8M13.34M13.84M16.12M17.27M15.4M12.5M10.42M6.38M6.87M3.55M1.64M700.32K0000000
EPS (Diluted)0.150.250.06-0.46-0.080.150.081.030.38-0.460.32-0.57-1.250.960.391.160.40-2.981.90-2.68-0.930.40-3.77-4.74-19.96-62.57-17.59-18.56-0.13
EPS Growth %694.21%316.67%113.04%-507.66%-150.47%88.68%-92.28%171.05%182.61%-243.75%156.14%54.4%-230.21%146.15%-66.38%190%113.42%-256.84%170.9%-188.17%-332.5%110.61%20.46%76.25%68.1%-255.71%5.23%-14176.92%-
EPS (Basic)-0.250.06-0.46-0.080.150.081.040.38-0.460.33-0.57-1.250.960.391.180.40-2.992.00-2.68-0.930.60-3.77-4.74-19.96-62.57-17.59-18.56-16.50
Diluted Shares Outstanding11.84M11.58M11.42M11.28M11.25M11.5M11.78M11.62M11.2M10.91M10.58M9.73M9.06M8.29M6.24M4.96M3.78M2.7M2.6M1.82M1.46M1.48M788.15K451.22K300.6K224.53K193.32K86.18K4.58M
Basic Shares Outstanding11.82M11.58M11.38M11.28M11.25M11.5M11.73M11.6M11.2M10.82M10.39M9.73M9.06M8.2M6.22M4.85M3.45M2.69M2.41M1.82M1.46M1.16M788.15K451.22K300.6K224.53K193.32K86.18K35.48K
Dividend Payout Ratio-------------4.95%13.96%22.54%3.14%-2.47%----------

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

Geopolitical and currency volatility

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q3)

Revenue Growth Exhibits Volatile Patterns

According to recent quarterly filings, NTWK's revenue growth has fluctuated significantly, reaching a peak of 21.1% in 2026Q2 before moderating to 13.0% in 2026Q3, suggesting that the company's reliance on project-based implementation cycles creates inherent lumpiness in its top-line expansion trajectory over the observed period.

The inconsistency in revenue growth appears to stem from the timing of large-scale software implementations rather than a steady, predictable SaaS-led expansion. Investors should monitor whether the transition to the NFS Ascent cloud platform can smooth these revenue swings by increasing the proportion of recurring subscription fees relative to legacy license and professional service revenue.

Gross Margin Sensitivity to Mix

As reported in financial statements, NTWK's gross margin has demonstrated notable volatility, ranging from a low of 39.4% in 2026Q1 to a high of 56.2% in 2025Q4, which likely reflects the shifting composition between high-margin software licensing and labor-intensive professional services within the company's revenue mix.

The structural reliance on offshore engineering talent provides a cost advantage, yet the gross margin remains susceptible to the specific project mix recognized in any given quarter. A sustained expansion in gross margins would be a strong indicator that the company is successfully scaling its higher-margin cloud-based offerings while reducing the relative weight of bespoke implementation work.

Operating Leverage Remains Constrained

Based on reported figures, NTWK's operating income has struggled to maintain consistent positive territory, with operating margins swinging from -12.2% in 2026Q1 to 15.2% in 2026Q3, indicating that the company has yet to achieve the operational scale necessary to decouple overhead growth from revenue expansion.

The high fixed-cost base associated with maintaining a global sales and development presence appears to weigh heavily on profitability during periods of lower revenue recognition. The recent improvement in operating margin suggests potential progress in expense discipline, but investors should remain cautious until this trend proves durable across multiple fiscal cycles.

Structural Risks to Earnings Quality

Analysis of the income statement reveals that NTWK's net income is frequently impacted by non-operating items and FX volatility, as evidenced by the sharp swing from a $2.4M loss in 2026Q1 to a $1.3M profit in 2026Q3, which complicates the assessment of the company's true underlying earnings power.

Short-sellers may focus on the reliance on percentage-of-completion accounting, which introduces significant management subjectivity into the timing of revenue recognition. The lack of consistent profitability, combined with the potential for currency translation noise to mask operational performance, warrants further investigation into the quality of cash conversion from reported earnings.

NTWK — Frequently Asked Questions

Quick answers to the most common questions about buying NTWK stock.

What was NetSol Technologies, Inc.'s (NTWK) revenue in 2025?

For fiscal year 2025, NetSol Technologies, Inc. (NTWK) reported total revenue of $66.1M. This represents a 39043.7% increase compared to $0.2M in 1998.

Is NetSol Technologies, Inc. (NTWK) profitable?

NetSol Technologies, Inc. (NTWK) is profitable, generating $2.9M in net income for the fiscal year ending 2025 with a net profit margin of 4.4%.

What is NetSol Technologies, Inc.'s operating profit margin?

NetSol Technologies, Inc. (NTWK) reported an operating income of $3.5M, resulting in an operating profit margin of 5.3%. This margin reflects the operational efficiency of the business before interest and taxes.

What is NetSol Technologies, Inc.'s gross profit and gross margin?

NetSol Technologies, Inc. (NTWK) generated $32.6M in gross profit for the year, representing a gross profit margin of 49.3%. This demonstrates the company's core pricing power and production efficiency.