Northwest Bancshares, Inc. (NWBI) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 142.48M | 142.17M | 135.32M | 119.13M | 127.45M | 113.81M | 110.91M | 106.34M | 102.63M | 105.64M | 107.7M | 107.7M | 111.77M | 116.63M | 112.6M | 100.18M | 90.54M | 96.57M | 98.35M | 95.59M |
| NII Growth % | 11.79% | 24.92% | 22.01% | 12.02% | 24.18% | 7.73% | 2.98% | -1.26% | -8.18% | -9.42% | -4.35% | 7.51% | 23.45% | 20.76% | 14.49% | 4.8% | -9.77% | -5.96% | -4.81% | -2.23% |
| Net Interest Margin % | 0.84% | 0.85% | 0.83% | 0.82% | 0.88% | 0.79% | 0.77% | 0.74% | 0.71% | 0.73% | 0.75% | 0.75% | 0.79% | 0.83% | 0.81% | 0.71% | 0.63% | 0.67% | 0.68% | 0.67% |
| Interest Income | 201.55M | 202.82M | 194.03M | 171.25M | 180.23M | 170.33M | 170.99M | 166.36M | 159.63M | 156.72M | 150.93M | 143.15M | 134.25M | 127.43M | 118.47M | 105.81M | 96.35M | 102.83M | 104.94M | 102.41M |
| Interest Expense | 59.07M | 60.66M | 58.7M | 52.13M | 52.78M | 56.52M | 60.08M | 60.01M | 57M | 51.09M | 43.23M | 35.45M | 22.48M | 10.81M | 5.87M | 5.63M | 5.81M | 6.26M | 6.6M | 6.82M |
| Loan Loss Provision | 4.37M | 5.74M | 31.2M | 8.74M | 7.91M | 16.57M | 4.88M | -370K | 3.44M | 7.95M | 1M | 8.93M | 5M | 9.02M | 11.27M | 6.03M | 115K | -1.91M | -4.35M | 0 |
| Non-Interest Income | 32.58M | 37.78M | 32.07M | 30.42M | 28.39M | 39.55M | 27.75M | -8.76M | 28.23M | 29.51M | 31M | 30.21M | 24.27M | 27.71M | 26.63M | 30.13M | 25.3M | 26.52M | 28.85M | 29.22M |
| Non-Interest Income % | 13.92% | 15.7% | 14.19% | 15.08% | 13.61% | 18.84% | 13.96% | -5.56% | 15.03% | 15.84% | 17.04% | 17.43% | 15.31% | 17.86% | 18.35% | 22.16% | 20.8% | 20.5% | 21.56% | 22.2% |
| Total Revenue | 234.13M | 240.6M | 226.1M | 201.67M | 208.62M | 209.88M | 198.74M | 157.6M | 187.87M | 186.23M | 181.94M | 173.36M | 158.52M | 155.15M | 145.1M | 135.94M | 121.65M | 129.35M | 133.79M | 131.63M |
| Revenue Growth % | 12.23% | 14.64% | 13.77% | 27.96% | 11.05% | 12.7% | 9.24% | -9.09% | 18.51% | 20.03% | 25.39% | 27.53% | 30.31% | 19.94% | 8.45% | 3.28% | -12.71% | -9.52% | -10.1% | -8.21% |
| Non-Interest Expense | 104.04M | 113.52M | 132.72M | 96.7M | 91.41M | 94.42M | 90.29M | 92.01M | 89.69M | 90.35M | 87.02M | 85.43M | 87.06M | 90.09M | 78.67M | 81.01M | 79.83M | 85.68M | 85.69M | 60.7M |
| Efficiency Ratio | 44.44% | 47.18% | 58.7% | 47.95% | 43.82% | 44.99% | 45.43% | 58.38% | 47.74% | 48.51% | 47.83% | 49.28% | 54.92% | 58.07% | 54.22% | 59.59% | 65.62% | 66.24% | 64.05% | 46.12% |
| Operating Income | 66.66M | 60.68M | 3.47M | 44.1M | 56.52M | 42.37M | 43.54M | 5.94M | 37.74M | 36.85M | 50.68M | 43.56M | 43.99M | 45.23M | 49.29M | 43.28M | 35.9M | 39.32M | 45.86M | 64.11M |
| Operating Margin % | 28.47% | 25.22% | 1.53% | 21.87% | 27.09% | 20.19% | 21.91% | 3.77% | 20.09% | 19.79% | 27.86% | 25.13% | 27.75% | 29.15% | 33.97% | 31.84% | 29.51% | 30.4% | 34.28% | 48.7% |
| Operating Income Growth % | 17.92% | 43.22% | -92.03% | 642.14% | 49.77% | 14.98% | -14.1% | -86.36% | -14.2% | -18.52% | 2.83% | 0.65% | 22.53% | 15.01% | 7.49% | -32.49% | -30.75% | -11.42% | -1.42% | 973.48% |
| Pretax Income | 66.66M | 60.68M | 3.47M | 44.1M | 56.52M | 42.37M | 43.49M | 5.94M | 37.74M | 36.85M | 50.68M | 43.56M | 43.99M | 45.23M | 49.29M | 43.28M | 35.9M | 39.32M | 45.86M | 64.11M |
| Pretax Margin % | 28.47% | 25.22% | 1.53% | 21.87% | 27.09% | 20.19% | 21.88% | 3.77% | 20.09% | 19.79% | 27.86% | 25.13% | 27.75% | 29.15% | 33.97% | 31.84% | 29.51% | 30.4% | 34.28% | 48.7% |
| Income Tax | 16.12M | 14.97M | 302K | 10.42M | 13.07M | 9.62M | 9.88M | 1.2M | 8.58M | 7.83M | 11.46M | 10.51M | 10.31M | 10.58M | 11.99M | 9.85M | 7.61M | 9.27M | 10.79M | 15.14M |
| Effective Tax Rate % | 24.19% | 24.66% | 8.71% | 23.64% | 23.12% | 22.7% | 22.7% | 20.11% | 22.73% | 21.26% | 22.62% | 24.14% | 23.43% | 23.39% | 24.32% | 22.76% | 21.21% | 23.56% | 23.54% | 23.61% |
| Net Income | 50.54M | 45.71M | 3.17M | 33.67M | 43.46M | 32.75M | 33.62M | 4.75M | 29.16M | 29.01M | 39.22M | 33.04M | 33.68M | 34.65M | 37.3M | 33.43M | 28.29M | 30.06M | 35.06M | 48.97M |
| Net Margin % | 21.58% | 19% | 1.4% | 16.7% | 20.83% | 15.6% | 16.92% | 3.01% | 15.52% | 15.58% | 21.56% | 19.06% | 21.25% | 22.33% | 25.71% | 24.59% | 23.25% | 23.24% | 26.21% | 37.2% |
| Net Income Growth % | 16.29% | 39.58% | -90.58% | 609.4% | 49.02% | 12.88% | -14.28% | -85.63% | -13.41% | -16.26% | 5.14% | -1.14% | 19.06% | 15.28% | 6.39% | -31.74% | -29.7% | -14.28% | -7.85% | 889.79% |
| Net Income (Continuing) | 50.54M | 45.71M | 3.17M | 33.67M | 43.46M | 32.75M | 33.62M | 4.75M | 29.16M | 29.01M | 39.22M | 33.04M | 33.68M | 34.65M | 37.3M | 33.43M | 28.29M | 30.06M | 35.06M | 48.97M |
| EPS (Diluted) | 0.34 | 0.31 | 0.02 | 0.26 | 0.34 | 0.26 | 0.26 | 0.04 | 0.23 | 0.23 | 0.31 | 0.26 | 0.26 | 0.27 | 0.29 | 0.26 | 0.22 | 0.24 | 0.27 | 0.38 |
| EPS Growth % | 0% | 19.23% | -91.38% | 550% | 47.83% | 13.04% | -16.13% | -84.62% | -11.54% | -14.81% | 6.9% | 0% | 18.18% | 12.5% | 7.41% | -31.58% | -31.25% | -14.29% | -10% | 860% |
| EPS (Basic) | 0.35 | 0.31 | 0.02 | 0.26 | 0.34 | 0.26 | 0.26 | 0.04 | 0.23 | 0.23 | 0.31 | 0.26 | 0.27 | 0.27 | 0.29 | 0.26 | 0.22 | 0.24 | 0.28 | 0.38 |
| Diluted Shares Outstanding | 146.85M | 146.7M | 141.18M | 128.11M | 128.3M | 125.96M | 129.3M | 118.67M | 127.6M | 127.11M | 127.09M | 126.95M | 129.53M | 128.33M | 128.63M | 128.56M | 128.58M | 125.23M | 129.86M | 127.64M |