Norwood Financial Corp. (NWFL) Revenue History
Annual and quarterly revenue from 2014 to 2025
Compound Annual Growth Rate (CAGR)
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NWFL Revenue Growth
Revenue Breakdown (FY 2025)
NWFL's revenue distribution by segment and geography for fiscal year 2025
By Product/Segment
NWFL Revenue Analysis (2014–2025)
As of May 8, 2026, Norwood Financial Corp. (NWFL) generated trailing twelve-month (TTM) revenue of $136.1 million, reflecting explosive growth of +200.7% year-over-year. The most recent quarter (Q4 2025) recorded $35.6 million in revenue, up 2.5% sequentially.
Looking at the longer-term picture, NWFL's 5-year compound annual growth rate (CAGR) stands at +15.5%, indicating consistent double-digit revenue growth. The company achieved its highest annual revenue of $136.1 million in 2025, representing a new all-time high.
Revenue diversification analysis shows NWFL's business is primarily driven by Debit Card (30%), Overdraft Fees (20%), and Fiduciary Activities (13%).
When compared to Financial Services sector peers including CZWI, NBTB, and FXNC. Compare NWFL vs CZWI →
NWFL Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
| NWFLCurrent | $136M | +200.7% | +15.5% | 26.1% | |
 CZWI | $90M | - | - | 7.0% | |
 NBTB | $867M | - | - | 25.3% | |
 FXNC | $112M | - | - | 19.6% | |
 FUNC | $112M | - | - | 24.4% | |
 ACNB | $170M | - | - | 27.3% |
NWFL Historical Revenue Data (2014–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $136.1M | - | $86.6M | 63.6% | $35.5M | 26.1% |
| 2024 | $101.4M | - | $48.4M | 47.7% | $-258,000 | -0.3% |
| 2023 | $103.7M | - | $64.6M | 62.4% | $21.1M | 20.4% |
| 2022 | $85.6M | - | $77.4M | 90.5% | $36.4M | 42.5% |
| 2021 | $79.4M | - | $69.5M | 87.5% | $30.9M | 38.9% |
| 2020 | $66.2M | - | $52.8M | 79.7% | $18.4M | 27.7% |
| 2019 | $54.1M | - | $44.1M | 81.6% | $16.8M | 31.1% |
| 2018 | $49.6M | - | $42.2M | 85.1% | $16.2M | 32.7% |
| 2017 | $45.9M | - | $39.6M | 86.3% | $14.7M | 32.1% |
| 2016 | $37.4M | - | $31.7M | 84.8% | $8.6M | 23.0% |
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Start ComparisonNWFL — Frequently Asked Questions
Quick answers to the most common questions about buying NWFL stock.
Is NWFL's revenue growth accelerating or slowing?
NWFL revenue is accelerating at +200.7% year-over-year, exceeding the 5-year CAGR of +15.5%. TTM revenue reached $136M. Growth momentum has increased versus prior periods.
What is NWFL's long-term revenue growth rate?
Norwood Financial Corp.'s 5-year revenue CAGR of +15.5% reflects the sustained expansion pattern. Current YoY growth of +200.7% is above this long-term average.
How is NWFL's revenue distributed by segment?
NWFL reports revenue by product line and geographic region. Annual and quarterly breakdowns from 2014-2025 are available for download. Segment mix reveals concentration and diversification trends.