Seeking Alpha·Oct 27, 2026
Norwood Financial Corp. (NWFL) Q3 2026 Earnings Call TranscriptNorwood Financial Corp. (NWFL) Q3 2026 Earnings Call Transcript
Norwood Financial Corp. is currently executing an aggressive balance sheet expansion strategy, evidenced by total assets growing to $2.9 billion in 2026Q1.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 27, 2026 | $1.08+14.3% vs $0.94 | $31M+3.1% vs $30M |
Q3 2026 Jul 22, 2026 | $0.86-0.6% vs $0.86 | $29M+4.5% vs $28M |
Q2 2026 Apr 27, 2026 | $0.72-10.6% vs $0.81 | $27M-0.7% vs $28M |
Q1 2026 Jan 22, 2026 | $0.84-1.2% vs $0.85 | $24M+0.0% vs $24M |
Norwood Financial Corp. (NWFL) Q3 2026 Earnings Call Transcript
Norwood Financial NASDAQ: NWFL reported record third-quarter earnings and net interest income as the company continued to benefit from its Presence Bank acquisition, expanded net interest margin and reduced exposure tied to a previously disclosed borrower bankruptcy.
While the top- and bottom-line numbers for Norwood Financial (NWFL) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Norwood Financial Corp. (NWFL) came out with quarterly earnings of $1.08 per share, beating the Zacks Consensus Estimate of $0.95 per share. This compares to earnings of $0.94 per share a year ago.
Benchmark NWFL against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Norwood Financial Corp. (NWFL)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $35.68 | $388.58M | 10.13 | 72.29% | 31.93% | 11.74% | 3.51% | |
| $23.38 | $225.48M | 16.12 | -9.39% | 28.36% | 7.64% | 1.59% | |
| $52.83 | $2.75B | 12.68 | 14.54% | 28.98% | 11.31% | 2.7% | |
| $30.42 | $275.03M | 12.00 | 33.46% | 24.12% | 12.06% | 2.01% | |
| $45.92 | $296.36M | 11.74 | 8.34% | 26.97% | 12.11% | 2% | |
| $65.54 | $669.29M | 12.02 | 20.23% | 33.92% | 13.13% | 2.13% |
Norwood Financial Corp. (NWFL) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Norwood Financial Corp. (NWFL) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 27, 2026·SEC
Jul 22, 2026·SEC
Jun 18, 2026·SEC
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Norwood Financial Corp. (NWFL) stock FAQ — growth, dividends, profitability & financials explained
Norwood Financial Corp. (NWFL) grew revenue by 59.2% over the trailing twelve months, compared with the twelve months before.
Yes. Norwood Financial Corp. (NWFL) earned $32.3M in net income over the trailing twelve months (a 31.9% net margin).
Yes. Norwood Financial Corp. (NWFL) pays a dividend that yields 3.51% at the current price, a moderate yield.
Norwood Financial Corp. (NWFL) had a return on equity (ROE) of 11.7% over the trailing twelve months. That is in line with the market's typical 10-15%.
Norwood Financial Corp. (NWFL) has a net interest margin (NIM) of 3.2%. This indicates healthy earnings from lending activities.
Norwood Financial Corp. (NWFL) has an efficiency ratio of 58.2%. This is reasonable for a bank.
