VCP Scanner
Stock Screener
Filter stocks with fundamental & technical criteria
Technical Scanner
RSI, Moving averages & volume momentum signals
Market Themes
Curated industry baskets & thematic leaders
Earnings Hub
Calendar, EPS surprise stats & earnings transcripts
Market News
Real-time market intelligence & AI overviews
Insider Buying
SEC Form 4 corporate insider purchases
Minervini — VCPContraction bases in Stage 2 uptrends
Minervini — Trend TemplateFull 8-rule Stage 2 screen
O'Neil — Cup with HandleBase breakouts with RS leadership
O'Neil — CANSLIM LeadersGrowth leaders with RS ≥ 85
Qullamaggie — High Tight FlagsPower plays after a large advance
Qullamaggie — Momentum Leaders1/3/6-month strength leaders
Livermore — Pivotal PointsMulti-touch resistance breakouts
View All Playbooks...
Breakouts
FAANG & Tech
AAPL vs MSFTNVDA vs AMDGOOGL vs META
Cloud & Cyber
CRM vs NOWCRWD vs PANWSNOW vs DDOG
Consumer & Auto
TSLA vs FAMZN vs WMTNFLX vs DIS
Finance & Crypto
JPM vs BACV vs MACOIN vs MSTR
Index & ETFs
SPY vs QQQVTI vs VOOSPY vs IWM
Compare Any Stocks...
DCF ValuationCalculate intrinsic value of US stocks
Market ValuationBuffett indicator, CAPE & macro gauges
Total ReturnSee dividends + price return history
DCA CalculatorSimulate recurring buys & compounding
VisualizeInteractive multi-year financial charts
Watchlist
Breakouts
WatchlistPricing
Ctrl K
Pricing
OFG
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Analyze deeply. Research with clarity.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • Pricing
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly market insights — free

© 2026 VCP Scanner
AboutPrivacyTermsRefund Policy
Not financial advice. Do your own research.
ScreenerBreakoutsCompareWatchlist
OFGOFG Bancorp
$51.56$2.2B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
OFG logo

OFG Bancorp

OFG
NYSE · Regional Banks
$51.56
At close - Sep 23, 4:00 PM EDT - USD
Market Cap$2.18B
P/E11.5x
52W High$54.47
Volume290.1K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

Fee Income Surge Offsets Rate Cut Margin Risk

OFG Bancorp is executing a steady growth trajectory, with net interest income up 3.5% year-over-year to $157.3M in Q2 2026 and EPS reaching $1.39, a 20.9% increase, driven by loan growth and a surge in fee income to 14.5% of revenue. The bank's low-cost deposi...

GrowthAccelerating
ProfitabilityStrong
ValuationAttractive
TechnicalsMixed
Explore valuation models
MARKET ACTION

OFG price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

9/12 Beats

EPS beat 9 of last 12 quarters

02

Valuation risk

-21% Peers

P/E is 21% below peer median

03

Market leadership

RS 79 · Avg

Average momentum (RS Rating: 79)

04

Mixed Trend

Mixed

Price < 50DMA but > 200DMA

Next CatalystEstimated earnings · Oct 21

Market performance

Price History →

Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
OFG+27.40%
S&P 500 (^GSPC)+12.39%
1-Year Return
OFG+19.30%
S&P 500 (^GSPC)+15.77%
3-Year Return
OFG+90.96%
S&P 500 (^GSPC)+75.15%
5-Year Return
OFG+134.89%
S&P 500 (^GSPC)+67.16%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y High
11.5x
Forward P/EExpansion
10.2x
EV/EBITDA75th %ile
6.0x
FCF YieldCash Flow
9.1%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
11.5x
9.5x
100th· High
EV/EBITDA
6.0x
5.2x
75th· Fair
Price/FCF
10.9x
9.7x
80th· High
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$48.53-5.9%
Base (Fair)$87.06+65.8%
Bull$136.40+164.5%
$48.53 Bear$87.06 Base$136.40 Bull
Current Market Price: $51.56
Trades at a 40.8% discount to Base DCF ($87.06)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue
$690M+4.4% YoY
Net income
$205M+3.5% YoY
Free cash flow
$199M-5.4% YoY
Operating margin
30.8%-0.0 pts YoY
ROIC (TTM)10.9%
Avg ROIC 5Y-
ROE (TTM)15.5%
Piotroski Score4 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate9/12 (82%)
Revenue Beat Rate5/12 (45%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Jul 21, 2026
$1.39+18.8%
vs $1.17
$190M+4.2%
vs $183M
Q2 2026
Apr 21, 2026
$1.26+23.5%
vs $1.02
$186M+5.1%
vs $177M
Q1 2026
Jan 22, 2026
$1.27+9.5%
vs $1.16
$185M+0.7%
vs $184M
Q4 2025
Oct 22, 2025
$1.16-0.9%
vs $1.17
$171M-8.4%
vs $187M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
Zacks Investment Research·2d ago
Best Income Stocks to Buy for September 21st

HLNE, OFG, THG made it to the Zacks Rank #1 (Strong Buy) income stocks list on September 21st, 2026.

Zacks Investment Research·5d ago
Why OFG Bancorp (OFG) is a Top Dividend Stock for Your Portfolio

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does OFG (OFG) have what it takes?

Zacks Investment Research·Sep 15, 2026
New Strong Buy Stocks for September 15th

MGY, BFH, HCSG, RELY and OFG have been added to the Zacks Rank #1 (Strong Buy) List on September 15th, 2026.

Zacks Investment Research·Sep 15, 2026
Best Income Stocks to Buy for September 15th

IPOOF, CRCT, OFG made it to the Zacks Rank #1 (Strong Buy) income stocks list on September 15th, 2026.

Filtered for OFG BancorpMore Headlines
04

Compare before deciding

Benchmark OFG against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for OFG Bancorp (OFG)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
OFG logoOFGOFG BancorpCurrent
$51.56$2.18B11.484.42%23.78%15.51%2.12%
FBP logoFBPFirst BanCorp.
$26.69$4.07B12.4110.75%29.39%19.03%—
BPOP logoBPOPPopular, Inc.
$158.88$10.25B12.9213.87%21.53%15.44%—
NBTB logoNBTBNBT Bancorp Inc.
$50.48$2.63B15.1614.54%22.65%11.26%—
CZWI logoCZWICitizens Community Bancorp, Inc.
$21.23$204.74M14.54-9.39%14.64%6.77%—
HBAN logoHBANHuntington Bancshares Incorporated
$15.38$31.07B11.0610.58%16.64%8.57%—

Compare OFG vs Peers

OFG Bancorp (OFG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs FBP

Most directly comparable listed peer for OFG.

Scale Benchmark

vs V

Larger-name benchmark to compare OFG against a more recognizable public peer.

Peer Set

Compare Top 5

vs FBP, BPOP, NBTB, CZWI

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

OFG SEC Filings & Documents

OFG Bancorp (OFG) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Jul 21, 2026·SEC

Material company update

Apr 23, 2026·SEC

Material company update

Apr 21, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 25, 2026·SEC

FY 2025

Feb 27, 2025·SEC

FY 2024

Feb 26, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Aug 6, 2026·SEC

FY 2026

May 8, 2026·SEC

FY 2025

Nov 7, 2025·SEC

Get notified when OFG posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

OFG Frequently Asked Questions

OFG Bancorp (OFG) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is OFG Bancorp growing?

OFG Bancorp (OFG) grew revenue by 4.4% over the past year. Growth has been modest.

Is OFG profitable?

Yes, OFG Bancorp (OFG) is profitable, generating $220.4M in net income for fiscal year 2025 (23.8% net margin).

Dividend & Returns
Does OFG pay dividends?

Yes, OFG Bancorp (OFG) pays a dividend with a yield of 2.12%. This makes it attractive for income-focused investors.

What is OFG's return on equity?

OFG Bancorp (OFG) has a return on equity (ROE) of 15.5%. This is reasonable for most industries.

Industry Metrics
What is OFG Bancorp's net interest margin?

OFG Bancorp (OFG) has a net interest margin (NIM) of 4.9%. This indicates healthy earnings from lending activities.

What is OFG Bancorp's efficiency ratio?

OFG Bancorp (OFG) has an efficiency ratio of 40.4%. This is excellent, indicating strong cost control.

What if you invested $1,000 in OFG back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →