Trailing Dividend / Share
$1.10
OFG Bancorp (OFG) Dividend History
Income profile from 1987 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
2.4%
Payout Ratio
25.3%
Sustainable
Dividend Streak
9 years
OFG Dividend Income Check
Safety
25.3% payout ratio with sustainable safety profile.
Consistency
9 straight years of dividend increases.
Income Trend
Yield on cost is 6.8% and trend is rising.
OFG Dividend Scorecard
Yield & Income
Dividend Yield2.4%
Trailing DPS$1.10
FrequencySemi-Annual
Payments / 12M5
Payout Safety
Earnings Payout25.3%
Earnings SafetySustainable
FCF Payout23.7%
FCF SafetyWell Covered
Piotroski F-Score4/9
Growth
Growth Streak9 years
3Y CAGR19.7%
5Y CAGR33.8%
Yield on Cost (5Y)6.8%
YOC Trendrising
Total Returns
Buyback Yield4.7%
Total Shareholder Yield7.1%
1Y Total Return13.5%
5Y Total Return106.0%
Div Contribution (5Y)18.3%
Estimated $10K growth (return + dividends):
5Y ago$20,60210Y ago$61,87020Y ago$41,121
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
OFG Income Growth Story
Dividend per share and yield on cost over time (37 years of payments)
OFG Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
OFG Bancorp distributes 25.3% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 23.7%, rated "Well Covered".
Piotroski F-Score: 4/9 — moderate financial health.
Growth Track Record
OFG has raised its dividend for 9 consecutive years, with a 3-year CAGR of 19.7% and 5-year CAGR of 33.8%.
Total Shareholder Returns
Beyond cash dividends, OFG returns capital through share repurchases. The combined picture: 2.4% dividend yield, 4.7% buyback yield, 7.1% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 6.8% and is currently rising. The 5-year total return is 106.0%, with dividends contributing 18.3% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $61,870 today.
OFG Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$4.72
Avg/Payment$0.2360
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Jun 30, 2026Latest | $0.3500 | — | 2.83% | Jul 15, 2026 |
| Mar 31, 2026 | $0.3500 | ↑ +16.7% | 3.09% | Apr 15, 2026 |
| Dec 31, 2025 | $0.3000 | — | 2.93% | Jan 15, 2026 |
| Sep 30, 2025 | $0.3000 | — | 2.64% | Oct 15, 2025 |
| Jun 30, 2025 | $0.3000 | — | 2.57% | Jul 15, 2025 |
| Mar 31, 2025 | $0.3000 | ↑ +20.0% | 2.62% | Apr 15, 2025 |
| Dec 31, 2024 | $0.2500 | — | 2.36% | Jan 15, 2025 |
| Sep 30, 2024 | $0.2500 | — | 2.16% | Oct 15, 2024 |
OFG Dividend vs Peers
Comparable companies in the same industry
#7 yield in peer group
Div Yield
2.4%
#7 of 9
Safety
Sustainable
25.3% payout
Streak
9Y
33.8% 5Y CAGR
Total Shareholder
7.1%
#2 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| OFGOFG Bancorp | $2.0B | 2.4% | 25.3% | 9 | Sustainable |
 FBPFirst BanCorp. | $3.8B | 3.0% | 33.5% | 9 | Sustainable |
 BPOPPopular, Inc. | $9.6B | 2.0% | 23.7% | 12 | Sustainable |
 NBTBNBT Bancorp Inc. | $2.3B | 3.2% | 42.9% | 12 | Sustainable |
 CZWICitizens Community B… | $204M | 1.8% | 25.0% | 7 | Sustainable |
3rd  HBANHuntington Bancshare… | $26.0B | 3.7% | 41.1% | 0 | Sustainable |
 IBCPIndependent Bank Cor… | $690M | 3.1% | 31.5% | 11 | Sustainable |
2nd  CFFNCapitol Federal Fina… | $1.0B | 4.4% | 65.1% | 0 | Watch |
1st  FFICFlushing Financial C… | $548M | 5.4% | 1.6% | 1 | Sustainable |
OFG Annual Dividend History (1987–2026)
40 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.70 | — | 2 | — | — | — | 4.0% |
| 2025 | $1.20 | 20.0% | 4 | $4.49 | 26.7% | 3.74x | 6.8% |
| 2024 | $1.00 | 13.6% | 4 | $4.23 | 23.6% | 4.23x | 5.7% |
| 2023 | $0.88 | 25.7% | 4 | $3.82 | 23.0% | 4.34x | 5.0% |
| 2022 | $0.70 | 75.0% | 4 | $3.44 | 20.3% | 4.91x | 4.0% |
| 2021 | $0.40 | 42.9% | 4 | $2.81 | 14.2% | 7.02x | 2.3% |
| 2020 | $0.28 | 0.0% | 4 | $1.32 | 21.2% | 4.71x | 1.6% |
| 2019 | $0.28 | 12.0% | 4 | $0.92 | 30.4% | 3.29x | 1.6% |
| 2018 | $0.25 | 4.2% | 4 | $1.52 | 16.4% | 6.08x | 1.4% |
| 2017 | $0.24 | -20.0% | 4 | $0.86 | 27.9% | 3.58x | 1.4% |
See OFG's True Return
Price is only half the story. See total return with reinvested dividends.
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Start ComparisonOFG — Frequently Asked Questions
Quick answers to the most common questions about buying OFG stock.
How much dividend does OFG pay per share?
OFG Bancorp (OFG) pays a trailing 12-month dividend of $1.10 per share, with a current dividend yield of +2.4%. Payments are made Semi-Annual.
When is OFG's next ex-dividend date?
OFG's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. OFG typically pays dividends Semi-Annual.
Is OFG's dividend safe?
OFG's dividend safety is rated "Sustainable" based on an earnings payout ratio of +25.3% and FCF payout ratio of +23.7%. The 9-year growth streak provides moderate confidence.
Is OFG a Dividend Payer?
Yes, OFG Bancorp is classified as a Dividend Payer with 9 consecutive years of dividend increases. The 5-year dividend CAGR is +33.8%, demonstrating above-inflation dividend growth.
How often does OFG pay dividends?
OFG Bancorp pays dividends Semi-Annual. The trailing 12-month total is $1.10 per share. Dividend data on this page covers 39+ years from 1987 to 2026.
How much would $10,000 invested in OFG grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in OFG five years ago would be worth approximately $20,602 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is OFG's yield on cost for long-term holders?
OFG's yield on cost — the current dividend divided by the original purchase price — is +6.8% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +2.4% market yield, thanks to consistent dividend growth.