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OPADOfferpad Solutions Inc.
$4.58$14M
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HomeStocksOPADFinancials

Offerpad Solutions Inc. (OPAD) Financials

7Y historyFree accessUpdated daily

Revenue plummeted by 50.2% YoY in 2026Q1, while NOI margins remained constrained within a narrow 6.1% to 8.9% range over the last ten quarters.

OPAD Income Statement

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly
MetricTTMDec'25Dec'24Dec'23Dec'22Dec'21Dec'20Dec'19
Revenue487.19M567.81M918.82M1.31B3.95B2.07B1.06B1.08B
Revenue Growth %-38.65%-38.2%-30.1%-66.74%90.89%94.54%-1.08%-
Property Operating Expenses450.1M525.77M846.62M1.24B3.77B1.86B976.48M1B
Net Operating Income (NOI)37.09M42.04M72.19M70.18M182.42M207.81M87.78M74.39M
NOI Margin %7.61%7.4%7.86%5.34%4.62%10.04%8.25%6.91%
Operating Expenses67.97M75.43M118.24M174.59M309.74M188.05M101.54M107.79M
G&A Expenses64.7M72.03M113.71M166.65M297.65M177.19M94.27M100.34M
EBITDA-29.82M-25.88M-45.43M-103.69M-126.3M20.29M-13.32M-33.02M
EBITDA Margin %-6.12%-4.56%-4.94%-7.89%-3.2%0.98%-1.25%-3.07%
Depreciation & Amortization1.06M7.51M611K728K1.02M523K434K377K
D&A / Revenue %0.22%1.32%0.07%0.06%0.03%0.03%0.04%0.04%
Operating Income-30.88M-33.39M-46.04M-104.41M-127.32M19.77M-13.76M-33.4M
Operating Margin %-6.34%-5.88%-5.01%-7.94%-3.22%0.95%-1.29%-3.1%
Interest Expense4M8.26M18.68M18.86M45.99M15.85M10.03M18.3M
Interest Coverage--4.56x-2.33x-5.21x-2.22x1.42x-1.29x-1.83x
Non-Operating Income-1.34M4.29M-2.6M-6.22M-25.05M-2.71M-834K0
Pretax Income-41.04M-45.94M-62.13M-117.06M-148.25M6.63M-22.95M-51.7M
Pretax Margin %-8.42%-8.09%-6.76%-8.91%-3.75%0.32%-2.16%-4.81%
Income Tax420K441K31K163K359K170K163K254K
Effective Tax Rate %-1.02%-0.96%-0.05%-0.14%-0.24%2.56%-0.71%-0.49%
Net Income-41.46M-46.38M-62.16M-117.22M-148.61M6.46M-23.12M-51.95M
Net Margin %-8.51%-8.17%-6.77%-8.92%-3.76%0.31%-2.17%-4.83%
Net Income Growth %30.55%25.38%46.97%21.13%-2400.51%127.94%55.5%-
Funds From Operations (FFO)-40.4M-38.87M-61.55M-116.49M-147.59M6.98M-22.68M-51.58M
FFO Margin %-8.29%-6.85%-6.7%-8.86%-3.73%0.34%-2.13%-4.79%
FFO Growth %65.02%36.84%47.16%21.07%-2213.58%130.78%56.02%-
FFO per Share-8.75-10.44-22.45-44.15-90.317.31-58.80-153.76
FFO Payout Ratio %0%0%0%0%0%0%0%0%
EPS (Diluted)-8.98-15.00-22.70-44.40-91.507.50-60.00-154.90
EPS Growth %43.78%33.92%48.87%51.48%-1320%112.5%61.27%-
EPS (Basic)--15.00-22.70-44.40-91.507.50-60.00-978.00
Diluted Shares Outstanding4.62M3.72M2.74M2.64M1.63M954.8K385.77K335.42K

Key Metrics

Growth RegimeContracting
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowBurning
Top Statement Risk

Liquidity and inventory turnover

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Revenue Contraction Reflects Strategic Retrenchment

As reported in recent financial filings, Offerpad's revenue plummeted by 50.2% YoY in 2026Q1, signaling a severe contraction in acquisition volume that appears to be a defensive measure to preserve liquidity amidst a challenging residential housing market environment and persistent high interest rate headwinds.

The consistent decline in top-line revenue over the past ten quarters suggests that the company is prioritizing capital preservation over market share expansion. This strategic pivot may indicate that management is struggling to find accretive acquisition opportunities that meet their internal return thresholds under current financing costs.

Property Level Margins Remain Structurally Capped

Based on the company's reported figures, NOI margins have fluctuated within a narrow 6.1% to 8.9% range, highlighting the inherent difficulty in achieving meaningful profitability when the core business model relies on thin spreads between acquisition and resale prices in a volatile housing market.

The inability to consistently expand NOI margins suggests that operating expenses, including renovation and holding costs, are consuming the majority of the gross spread. Investors should monitor whether the company can successfully increase the attachment rate of higher-margin ancillary services to offset these property-level cost pressures.

Persistent FFO Deficits Challenge Sustainability

According to the provided income statement data, Offerpad continues to report negative FFO, with 2026Q1 results showing a loss of $9.8M, which underscores the ongoing struggle to achieve the scale necessary to cover corporate overhead and interest expenses in the current interest rate environment.

The persistent negative FFO per share trajectory suggests that the current business model may not be self-sustaining without external capital infusions. The lack of positive cash flow generation warrants further investigation into the company's long-term viability and its reliance on debt-funded inventory acquisition.

Inventory Valuation Risks and Capital Constraints

As indicated by the company's financial disclosures, the reliance on warehouse financing facilities and a thin cash position of $26.5M creates a significant liquidity risk, potentially forcing the company to liquidate inventory at unfavorable prices if market conditions deteriorate further or financing terms tighten.

The potential for LCNRV adjustments poses a material risk to future earnings, as any softening in home prices could necessitate non-cash write-downs that further erode the balance sheet. Analysts should remain cautious regarding the company's ability to manage its debt obligations while simultaneously funding its operational requirements.

OPAD — Frequently Asked Questions

Quick answers to the most common questions about buying OPAD stock.

What was Offerpad Solutions Inc.'s (OPAD) revenue in 2025?

For fiscal year 2025, Offerpad Solutions Inc. (OPAD) reported total revenue of $567.8M. This represents a 47.2% decline compared to $1.08B in 2019.

Is Offerpad Solutions Inc. (OPAD) profitable?

Offerpad Solutions Inc. (OPAD) reported a net loss of $46.4M for the fiscal year ending 2025.

What is Offerpad Solutions Inc.'s operating profit margin?

Offerpad Solutions Inc. (OPAD) reported an operating income of $-33.4M, resulting in an operating profit margin of -5.9%. This margin reflects the operational efficiency of the business before interest and taxes.

What is Offerpad Solutions Inc.'s gross profit and gross margin?

Offerpad Solutions Inc. (OPAD) generated $42.0M in gross profit for the year, representing a gross profit margin of 7.4%. This demonstrates the company's core pricing power and production efficiency.