OppFi Inc.

CHICAGO, Nov. 4, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, today announced that management will participate in the following conferences in November 2026: KBW Fintech Ecosystem Conference Location: New YorkDate: November 11-12, 2026 Citizens Financial Services Conference Location: New YorkDate: November 17, 2026 Stephens Annual Investment Conference Location: NashvilleDate: November 18, 2026Fireside Chat: 12:30 PM CT A video webcast of the Stephens Annual Investment Conference fireside chat will be available here or on the Company's website at investors.oppfi.com. The webcast will be archived on the company's website for 90 days following the event.

Withdraws Bank Regulatory Applications Reaffirms 2026 Guidance CHICAGO, Nov. 3, 2026 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to everyday Americans, today announced that, at this time, it has withdrawn its applications to the Office of the Comptroller of the Currency ("OCC"), the Board of Governors of the Federal Reserve System ("Federal Reserve") and the Federal Deposit Insurance Corporation ("FDIC") related to the proposed acquisition of BNCCORP, Inc. (OTCQX: BNCC) and its wholly owned subsidiary, BNC National Bank (collectively "BNC"). OppFi proactively engaged with federal regulators before entering into the BNC transaction and has diligently responded to extensive information requests from the OCC, Federal Reserve and FDIC throughout the application process.

OppFi Inc. remains a Buy despite regulatory and credit risks, with shares deeply discounted versus sector multiples. Management has twice cut 2026 guidance, now targeting $600–$610M revenue and $1.34–$1.40 adjusted EPS, but liquidity and buybacks remain strong. OPFI trades at a non-GAAP forward P/E of 4.16x and price-to-sales of 0.79x, reflecting a heavy risk discount despite positive free cash flow and net income.

OppFi Inc. ( OPFI ) Q3 2026 Earnings Call October 28, 2026 8:30 AM EDT Company Participants Todd Schwartz - Founder, Executive Chairman & CEO Pamela Johnson - CFO & Chief Accounting Officer Conference Call Participants Jared Pollack David Scharf - Citizens JMP Securities, LLC, Research Division David Storms - Stonegate Capital Partners, Inc., Research Division Mike Grondahl - Northland Capital Markets, Research Division Presentation Operator Good morning, and welcome to the OppFi Third Quarter 2026 Earnings Conference Call. [Operator Instructions] As a reminder, this conference call is being recorded.