Oportun Financial Corporation (OPRT) quarterly balance sheet — complete assets, liabilities & equity history
Oportun Financial Corporation (OPRT) balance sheet — 10-year assets, liabilities & shareholders' equity history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Cash & Short Term Investments | 139.6M | 209.9M | 105.5M | 104.61M | 96.82M | 78.54M | 59.97M | 71.84M | 72.87M | 69.2M | 91.19M | 81.89M | 73.37M | 74.08M | 98.82M | 175.86M | 66.71M | 109.86M | 130.96M | 168.41M |
| Cash & Due from Banks | 139.6M | 209.9M | 105.5M | 104.61M | 96.82M | 78.54M | 59.97M | 71.84M | 72.87M | 69.2M | 91.19M | 81.89M | 73.37M | 74.08M | 98.82M | 175.86M | 66.71M | 109.86M | 130.96M | 168.41M |
| Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 2.74B | 2.77B | 2.87B | 2.77B | 2.77B | 2.78B | 2.79B | 2.79B | 2.84B | 2.85B | 2.97B | 2.96B | 2.99B | 3.01B | 3.18B | 2.99B | 2.85B | 2.45B | 2.39B | 1.97B |
| Investments Growth % | -1.19% | -0.46% | 2.88% | -0.82% | -2.38% | -2.36% | -6.04% | -5.52% | -5.23% | -5.34% | -6.44% | -1.15% | 4.87% | 22.93% | 33.04% | 51.54% | 65.17% | 46.68% | 40.62% | 22.88% |
| Long-Term Investments | 2.74B | 2.77B | 2.87B | 2.77B | 2.77B | 2.78B | 2.79B | 2.79B | 2.84B | 2.85B | 2.97B | 2.96B | 2.99B | 3.01B | 3.18B | 2.99B | 2.85B | 2.45B | 2.39B | 1.97B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 29.02M | 30.85M | 31.75M | 0 | 30.61M | 27.74M | 22.82M | 20.92M | 16.29M |
| Goodwill & Intangibles | 66.9M | 69.4M | 71.7M | 74.83M | 78.28M | 81.88M | 86.59M | 92.05M | 99.69M | 106.37M | 114.73M | 127.29M | 133.01M | 137.86M | 139.8M | 139.07M | 241.06M | 237.25M | 235.19M | 35.56M |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 104.16M | 104.16M | 104.01M | 0 |
| Intangible Assets | 66.9M | 69.4M | 71.7M | 74.83M | 78.28M | 81.88M | 86.59M | 92.05M | 99.69M | 106.37M | 114.73M | 127.29M | 133.01M | 137.86M | 139.8M | 139.07M | 136.9M | 133.09M | 131.18M | 35.56M |
| PP&E (Net) | 11.2M | 12.45M | 9.4M | 11.6M | 11.95M | 11.93M | 12.75M | 13.55M | 14.87M | 24.93M | 28.1M | 31.08M | 35.38M | 38.66M | 40.97M | 41.52M | 42.77M | 46.27M | 48.32M | 44.64M |
| Other Assets | 102M | 36.46M | -2.87B | 136.29M | 147.67M | 169.46M | 173.05M | 177.69M | 132.17M | 147.44M | 133.55M | 136.17M | 145.56M | 161.51M | 120.85M | 116.66M | 84.68M | 78.3M | 81.33M | 55.35M |
| Total Current Assets | 212.4M | 209.9M | 105.5M | 123.02M | 115.71M | 98.11M | 79.98M | 92.35M | 94.74M | 93.85M | 115.73M | 146.51M | 144.52M | 134.05M | 134.11M | 249.5M | 122.8M | 176.17M | 190.56M | 236.33M |
| Total Non-Current Assets | 2.92B | 2.96B | 81.1M | 3.06B | 3.09B | 3.13B | 3.15B | 3.16B | 3.16B | 3.18B | 3.3B | 3.28B | 3.33B | 3.37B | 3.48B | 3.29B | 3.23B | 2.82B | 2.76B | 2.11B |
| Total Assets | 3.13B | 3.17B | 3.26B | 3.19B | 3.2B | 3.23B | 3.23B | 3.25B | 3.25B | 3.28B | 3.41B | 3.43B | 3.47B | 3.5B | 3.61B | 3.54B | 3.35B | 2.99B | 2.95B | 2.35B |
| Asset Growth % | -2.24% | -1.82% | 0.95% | -2% | -1.52% | -1.56% | -5.42% | -5.21% | -6.38% | -6.41% | -5.58% | -3.11% | 3.64% | 17.03% | 22.64% | 50.77% | 50.8% | 50.22% | 46.67% | 22.44% |
| Return on Assets (ROA) | 0.27% | 0.07% | 0.11% | 0.16% | 0.21% | 0.3% | 0.27% | -0.92% | -0.95% | -0.79% | -1.22% | -0.61% | -0.43% | -2.87% | -0.24% | -3.07% | -0.29% | 1.54% | 0.54% | 1.01% |
| Accounts Payable | 0 | 16.26M | 17.44M | 18.54M | 17.36M | 18.49M | 17.62M | 15.14M | 19.99M | 14.37M | 13.7M | 14.79M | 20.22M | 15.76M | 18.11M | 11.31M | 11.88M | 6.97M | 11.62M | 7.88M |
| Total Debt | 2.66B | 2.72B | 2.81B | 2.74B | 2.76B | 2.81B | 2.82B | 2.86B | 2.83B | 2.83B | 3.23B | 3.35B | 3.42B | 3.37B | 3.28B | 3.25B | 3.1B | 2.69B | 2.6B | 2.26B |
| Net Debt | 2.52B | 2.51B | 2.71B | 2.64B | 2.67B | 2.73B | 2.76B | 2.79B | 2.76B | 2.76B | 3.14B | 3.27B | 3.35B | 3.3B | 3.18B | 3.07B | 3.04B | 2.58B | 2.47B | 2.09B |
| Long-Term Debt | 2.65B | 2.71B | 2.8B | 2.73B | 2.75B | 2.79B | 2.8B | 2.84B | 2.81B | 2.8B | 2.91B | 2.89B | 2.9B | 2.94B | 2.93B | 2.85B | 2.56B | 2.17B | 2.16B | 1.69B |
| Short-Term Debt | 12M | 4.44M | 11.5M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 289.95M | 423.17M | 486.45M | 403.23M | 317.57M | 365.15M | 505.73M | 473.31M | 393.89M | 525.47M |
| Other Liabilities | 59.9M | 49.16M | 56.81M | 28.86M | 31.02M | 23.21M | 20.79M | 27.69M | 27.2M | 25.93M | -259.51M | -396.4M | -457.26M | -377.7M | -292.42M | -340.94M | -479.53M | -425.6M | -335.04M | -477.52M |
| Total Current Liabilities | 12M | 4.44M | 11.5M | 29.66M | 30.58M | 30.58M | 30.06M | 39.16M | 40.51M | 39.23M | 328.44M | 460.11M | 530.92M | 447.07M | 361.88M | 406.79M | 548.74M | 509.22M | 441.97M | 557.2M |
| Total Non-Current Liabilities | 2.72B | 2.77B | 2.86B | 2.77B | 2.79B | 2.83B | 2.84B | 2.88B | 2.86B | 2.86B | 2.68B | 2.53B | 2.48B | 2.6B | 2.7B | 2.58B | 2.15B | 1.83B | 1.9B | 1.28B |
| Total Liabilities | 2.72B | 2.77B | 2.87B | 2.8B | 2.83B | 2.86B | 2.87B | 2.92B | 2.9B | 2.9B | 3.01B | 2.99B | 3.01B | 3.05B | 3.07B | 2.99B | 2.7B | 2.34B | 2.34B | 1.84B |
| Total Equity | 407.1M | 396.3M | 390.1M | 383.85M | 375.99M | 366.1M | 353.81M | 327.56M | 354.12M | 381.97M | 404.4M | 441.36M | 458.4M | 456.15M | 547.6M | 549.11M | 648.2M | 649.94M | 603.88M | 511.42M |
| Equity Growth % | 8.27% | 8.25% | 10.26% | 17.19% | 6.18% | -4.16% | -12.51% | -25.79% | -22.75% | -16.26% | -26.15% | -19.62% | -29.28% | -29.82% | -9.32% | 7.37% | 33.83% | 37.7% | 29.41% | 12.89% |
| Equity / Assets (Capital Ratio) | 13.01% | 12.51% | 11.97% | 12.05% | 11.75% | 11.35% | 10.96% | 10.07% | 10.89% | 11.65% | 11.85% | 12.87% | 13.2% | 13.03% | 15.15% | 15.51% | 19.35% | 21.72% | 20.49% | 21.78% |
| Return on Equity (ROE) | 2.12% | 0.61% | 0.88% | 1.37% | 1.85% | 2.71% | 2.56% | -8.79% | -8.43% | -6.72% | -9.89% | -4.7% | -3.26% | -20.34% | -1.54% | -17.68% | -1.41% | 7.28% | 2.54% | 4.62% |
| Book Value per Share | 8.32 | 8.17 | 8.10 | 7.95 | 7.85 | 7.78 | 8.12 | 8.20 | 8.89 | 9.82 | 10.51 | 11.53 | 12.49 | 13.42 | 16.48 | 16.63 | 19.74 | 19.50 | 19.41 | 16.77 |
| Tangible BV per Share | 6.95 | 6.74 | 6.61 | 6.40 | 6.22 | 6.04 | 6.14 | 5.89 | 6.39 | 7.08 | 7.53 | 8.20 | 8.87 | 9.37 | 12.27 | 12.42 | 12.40 | 12.38 | 11.85 | 15.60 |
| Common Stock | 629.85M | 8K | 8K | 8K | 8K | 7K | 7K | 7K | 7K | 7K | 7K | 7K | 7K | 7K | 7K | 7K | 7K | 7K | 6K | 6K |
| Additional Paid-in Capital | 629.8M | 627.5M | 623.67M | 620.84M | 618.18M | 615.16M | 612.64M | 595.13M | 591.73M | 588.56M | 584.55M | 579.69M | 575.59M | 558.44M | 547.8M | 540.89M | 534.15M | 526.73M | 526.34M | 448.21M |
| Retained Earnings | -216.4M | -224.9M | -227.3M | -230.69M | -235.89M | -242.76M | -252.53M | -261.27M | -231.31M | -200.29M | -173.85M | -132.03M | -110.89M | -95.99M | 6.1M | 14.53M | 120.35M | 129.51M | 83.85M | 69.68M |
| Accumulated OCI | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -172K |
| Treasury Stock | -6.3M | -6.3M | -6.31M | -6.31M | -6.31M | -6.31M | -6.31M | -6.31M | -6.31M | -6.31M | -6.31M | -6.31M | -6.31M | -6.31M | -6.31M | -6.31M | -6.31M | -6.31M | -6.31M | -6.31M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |