Oportun Financial Corporation (OPRT) Revenue History
Annual and quarterly revenue from 2016 to present
OPRT Revenue Over Time (2016–2025)
OPRT Revenue Growth History
6 of 9 years with positive growth- FY2016 revenue growth
- N/A
- FY2017 revenue growth
- +30.5%
- FY2018 revenue growth
- +45.9%
- FY2019 revenue growth
- -6.6%
- FY2020 revenue growth
- -24.3%
- FY2021 revenue growth
- +58.4%
- FY2022 revenue growth
- +21.5%
- FY2023 revenue growth
- -56.5%
- FY2024 revenue growth
- +5.2%
- FY2025 revenue growth
- +37.5%
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $191.3M | +83.0% |
| Q1 2026 | $94.8M | -10.4% |
| Q4 2025 | $90.4M | -3.2% |
| Q3 2025 | $105.0M | +67.8% |
| Q2 2025 | $104.5M | +74.2% |
| Q1 2025 | $105.8M | +33.7% |
| Q4 2024 | $93.4M | +29.5% |
| Q3 2024 | $62.6M | -26.4% |
Multi-year avg. share of annual revenue by fiscal quarter
OPRT Revenue Analysis (2016–2025)
Current Revenue & Growth
As of September 23, 2026, Oportun Financial Corporation (OPRT) generated trailing twelve-month (TTM) revenue of $481.6 million, reflecting explosive growth of +83.0% year-over-year. The most recent quarter (Q2 2026) recorded $191.3 million in revenue, up 101.8% sequentially.
Historical Growth Trajectory
OPRT's 5-year compound annual growth rate (CAGR) stands at +3.9%, indicating moderate growth over time. The 3-year CAGR of -14.3% is below the 5-year average, signalling a growth deceleration in recent years. Oportun Financial Corporation's highest annual revenue of $644.5 million was recorded in 2022.
Peer Comparison
Compared to Financial Services sector peers — including ENVA (+9.3% YoY), WRLD (+2.9% YoY), and RM (+9.0% YoY) — OPRT has outperformed the peer group in revenue growth. Compare OPRT vs ENVA →
OPRT Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
| OPRTCurrent | $482M | +83.0% | +3.9% | 6.9% | |
 ENVA | $3.0B | +9.3% | +24.5% | 23.5% | |
 WRLD | $536M | +2.9% | +1.3% | 7.7% | |
 RM | $561M | +9.0% | +10.8% | 12.4% | |
 PRAA | $988M | +9.2% | -0.8% | 42.6% | |
 LDI | $1.2B | +32.0% | -21.9% | 13.2% |
OPRT Historical Revenue Data (2016–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $405.8M | +37.5% | $405.8M | 63.7% | $44.1M | 6.9% |
| 2024 | $295.2M | +5.2% | $295.2M | 55.3% | $-115,177,000 | -21.6% |
| 2023 | $280.7M | -56.5% | $280.7M | 61.0% | $-253,653,000 | -55.1% |
| 2022 | $644.5M | +21.5% | $640.7M | 87.3% | $-75,286,000 | -10.3% |
| 2021 | $530.5M | +58.4% | $530.5M | 91.8% | $62.8M | 10.9% |
| 2020 | $335.0M | -24.3% | $335.1M | 85.2% | $-58,094,000 | -14.8% |
| 2019 | $442.4M | -6.6% | $446.8M | 88.9% | $84.4M | 16.8% |
| 2018 | $473.6M | +45.9% | $457.4M | 87.9% | $170.1M | 32.7% |
| 2017 | $324.6M | +30.5% | $226.2M | 62.7% | $2.1M | 0.6% |
| 2016 | $248.8M | - | $178.4M | 64.3% | $16.1M | 5.8% |
OPRT Chart Terminal
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Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
10+ years return with dividends reinvested.
Peer Comparison
Compare growth, multiples, and margins vs sector.
OPRT — Frequently Asked Questions
Quick answers to the most common questions about buying OPRT stock.
Is OPRT's revenue growth accelerating or slowing?
OPRT revenue growth is accelerating. TTM revenue reached $482M, up +83.0% year-over-year — ahead of the 5-year CAGR of +3.9%. This indicates the business is expanding faster than its historical baseline.
What is OPRT's revenue history from 2016 to 2026?
Oportun Financial Corporation (OPRT) revenue history spans 2016 to 2026. TTM revenue as of 2026 is $482M, growing at +83.0% YoY. The 5-year CAGR is +3.9%. Complete annual and quarterly revenue figures are available on this page, including gross profit, operating income, and margin trends.
What is OPRT's long-term revenue growth rate (CAGR)?
Oportun Financial Corporation's 5-year revenue CAGR of +3.9% reflects the sustained nature of its business expansion. As of 2026, the current YoY growth rate of +83.0% is above this long-term average. CAGR is the most reliable measure of sustained revenue momentum for OPRT.
Why does OPRT's quarterly revenue fluctuate?
OPRT quarterly revenue can fluctuate significantly between periods. A quarter-over-quarter (QoQ) change does not always indicate a trend; comparing the same quarter year-over-year (YoY) is a more reliable signal for underlying growth. Oportun Financial Corporation's revenue data from 2016 to 2026 shows full historical quarterly detail on this page.
How is OPRT's revenue distributed by segment?
OPRT reports revenue broken down by product line and geographic region. The segment breakdown on this page shows which business units contribute the most to total revenue as of the latest fiscal year. Concentration in a single segment above 50% indicates category dependence, while a diversified mix signals more resilient revenue streams.
How does OPRT's revenue compare to industry peers?
Oportun Financial Corporation (OPRT) with TTM revenue of $482M and +83.0% YoY growth can be benchmarked against sector peers using the comparison table on this page. Revenue growth relative to peers indicates market share gains or losses. The peer section shows TTM revenue, YoY growth, and operating margin for direct comparisons.