Oportun's net interest income has recovered to $190.3M in 2026Q3, up 11.9% year over year, with net interest margin reaching 5.9%, suggesting the core lending engine is regaining traction after a trough near $160.8M in 2025Q2.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Nov 3, 2026 | $0.51+10.9% vs $0.46 | $246M+3.5% vs $238M |
Q3 2026 Aug 5, 2026 | $0.42+28.6% vs $0.33 | $233M+1.1% vs $231M |
Q2 2026 May 7, 2026 | $0.21+0.0% vs $0.21 | $229M+0.1% vs $229M |
Q1 2026 Feb 26, 2026 | $0.27+3.8% vs $0.26 | $248M+1.9% vs $243M |
Oportun Financial NASDAQ: OPRT reported third-quarter 2026 results that marked a return to year-over-year revenue growth, with lower funding costs, improving credit performance and higher profitability supporting an increased full-year outlook.
Oportun Financial Corporation (OPRT) came out with quarterly earnings of $0.51 per share, beating the Zacks Consensus Estimate of $0.45 per share. This compares to earnings of $0.39 per share a year ago.
Oportun Financial Corporation (OPRT) Q3 2026 Earnings Call Transcript
Introduces Oportun Forward to simplify its core business and drive durable growth Total revenue grew 3% year-over-year, returning to growth for the first time since 4Q23 Annualized Net Charge-Off Rate of 10.6% , lowest since 3Q22 GAAP net income grew $18 million year-over-year to $23 million Adjusted Net Income grew 38% year-over-year SAN MATEO, Calif., Nov. 03, 2026 (GLOBE NEWSWIRE) -- Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun”, or the "Company") today reported financial results for the third quarter ended September 30, 2026.
Benchmark OPRT against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Oportun Financial Corporation (OPRT)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $11.31 | $519.16M | 15.50 | 37.48% | 7.39% | 9.15% | — | |
| $172.48 | $4.29B | 11.92 | 12.2% | 11.89% | 26.36% | — | |
| $149.08 | $694.77M | 13.58 | 2.6% | 9.13% | 14.16% | — | |
| $36.25 | $333.8M | 7.13 | 9.1% | 8.05% | 12.61% | 3.19% | |
| $12.92 | $492.78M | 3.12 | -4.51% | 13.85% | 14.48% | — | |
| $0.64 | $214.38M | -2.12 | 55.3% | -6.1% | -18.63% | 1.83% |
Oportun Financial Corporation (OPRT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Oportun Financial Corporation (OPRT) SEC filings — annual & quarterly reports (10-K, 10-Q)
Nov 3, 2026·SEC
Aug 5, 2026·SEC
Jul 7, 2026·SEC
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Oportun Financial Corporation (OPRT) stock FAQ — growth, dividends, profitability & financials explained
Oportun Financial Corporation (OPRT) grew revenue by 23.1% over the trailing twelve months, compared with the twelve months before.
Yes. Oportun Financial Corporation (OPRT) earned $37.2M in net income over the trailing twelve months (a 7.4% net margin).
Oportun Financial Corporation (OPRT) had a return on equity (ROE) of 9.1% over the trailing twelve months. That is below the market's typical 10-15%.
Oportun Financial Corporation (OPRT) has a net interest margin (NIM) of 20.8%. This indicates healthy earnings from lending activities.
Oportun Financial Corporation (OPRT) has an efficiency ratio of 89.1%. This is higher than peers, suggesting room for cost optimization.
