Old Second Bancorp, Inc. (OSBC) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 36.94M | 44.24M | 35.94M | 24.25M | 17.84M | 24M | 48.5M | 11.65M | 47.39M | 29.08M | 81.76M | -29.44M | 35M | 37.28M | 32.96M | 26.61M | 494K | -19.72M | 26.27M | 9.11M |
| Operating CF Growth % | 107.08% | 84.36% | -25.89% | 108.13% | -62.36% | -17.48% | -40.68% | 139.57% | 35.38% | -22% | 148.05% | -210.66% | 6985.83% | 289.07% | 25.47% | 192.21% | -96.79% | -313.59% | 747.39% | -22.78% |
| Net Income | 25.59M | 28.79M | 9.87M | 21.82M | 19.83M | 19.11M | 22.95M | 21.89M | 21.31M | 18.23M | 24.34M | 25.56M | 23.61M | 23.61M | 19.52M | 12.25M | 12.02M | -9.07M | 8.41M | 8.82M |
| Depreciation & Amortization | 2.36M | 2.41M | 3.42M | 1.05M | 2.71M | 3.27M | 2.16M | 2.23M | 2.31M | 1.84M | 1.73M | 1.71M | 1.67M | 1.65M | 1.64M | 1.67M | 1.75M | 1.16M | 871K | 878K |
| Deferred Taxes | 871K | 8.35M | -12.98M | 3.29M | 2.94M | -1.73M | -2.01M | 2.99M | -622K | 2.15M | -2.49M | 762K | 1.44M | 2.82M | -4.25M | 942K | 1.46M | 4.68M | 211K | 917K |
| Other Non-Cash Items | 9.45M | -162K | 20.14M | -12.59M | 503K | 4.44M | 3.46M | 2.72M | 3.88M | 10.24M | 2.41M | 2.2M | 4.26M | 3.08M | 3.1M | 3.96M | -7.47M | 13.27M | 2.45M | -1.31M |
| Working Capital Changes | -2.77M | 3.4M | 13.93M | 9.52M | -9.52M | -1.93M | 20.96M | -19.13M | 19.34M | -4.27M | 54.85M | -60.51M | 3.09M | 5.33M | 12.24M | 7.06M | -8.02M | -30.09M | 13.71M | -695K |
| Cash from Investing | 29.59M | 81.46M | 91.79M | -90.16M | 76.74M | 259.3M | -7.42M | -23.07M | 93.89M | 37.04M | 75.5M | 91.94M | -42.92M | 73.58M | -156.66M | -173.16M | -176.54M | 189.92M | -103.99M | 73.6M |
| Purchase of Investments | -106.89M | -7.83M | -21.24M | -79.64M | -82.88M | -84.93M | -22.68M | -142.22M | -15.66M | -9.23M | 0 | 0 | -4.19M | 0 | -520K | -34.88M | -266.25M | -533.87M | -189.57M | -52.95M |
| Sale/Maturity of Investments | 78.2M | 78.98M | 166.98M | 53.23M | 106.33M | 101.15M | 31.3M | 139.04M | 38M | 81.58M | 96.06M | 110.26M | 103.89M | 76.04M | 83.05M | 76.08M | 75.65M | 617.71M | 50.68M | 69.06M |
| Net Investment Activity | -28.68M | 71.15M | 145.74M | -26.41M | 23.45M | 16.22M | 8.63M | -3.18M | 22.34M | 72.35M | 96.06M | 110.26M | 99.7M | 76.04M | 82.53M | 41.2M | -190.6M | 83.85M | -138.89M | 16.11M |
| Acquisitions | 0 | 0 | 10.5M | -28K | 28K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 59.04M | 11.19M | -63.23M | -65.33M | 54.86M | 245.23M | -13.7M | -16.93M | 74.89M | -31.15M | -15.4M | -16.83M | -141.06M | -804K | -238.05M | -213.33M | 14.55M | 107.18M | 35.24M | 57.74M |
| Cash from Financing | -74.82M | -118.2M | -152.97M | -48.44M | 62.22M | -299.74M | -46.2M | 34.22M | -143.33M | -75.01M | -160.83M | -52.91M | -4.24M | -111.84M | -41.49M | -206.82M | 58.83M | 62.65M | 4.21M | 69.11M |
| Dividends Paid | -3.69M | -3.69M | -3.15M | -2.7M | -2.69M | -2.69M | -2.25M | -2.24M | -2.24M | -2.23M | -2.23M | -2.24M | -2.24M | -2.23M | -2.23M | -2.23M | -2.19M | -1.44M | -1.44M | -1.45M |
| Share Repurchases | -24.45M | -36K | -5.88M | -62K | -1.43M | -257K | 0 | -15K | -776K | 0 | 0 | 0 | -605K | -8K | -47K | -400K | 0 | -28K | -1K | -4.21M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -24.45M | -36K | -5.88M | -62K | -1.43M | -257K | 0 | -15K | -776K | 0 | 0 | 0 | -605K | -8K | -47K | -400K | 0 | -28K | -1K | -4.21M |
| Debt Issuance (Net) | -1000K | 1000K | 1000K | 1000K | -1000K | -1000K | 1000K | 1000K | -1000K | -1000K | -1000K | 1000K | 1000K | 1000K | 1000K | -1000K | -1000K | 1000K | -1000K | 1000K |
| Other Financing | -31.05M | -163.95M | -293.43M | -54.26M | 86.34M | 18.21M | -48.96M | -73.52M | 44.68M | -42.78M | -108.6M | -175.67M | -217.4M | -173.6M | -63.21M | -197.22M | 78.92M | 57.82M | 32.33M | 25.46M |
| Net Change in Cash | -8.3M | 7.5M | -25.24M | -114.35M | 156.79M | -16.44M | -5.13M | 22.8M | -2.05M | -8.89M | -3.58M | 9.59M | -12.15M | -977K | -165.18M | -353.38M | -117.39M | 232.85M | -73.51M | 151.81M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 124.03M | 116.53M | 141.77M | 256.12M | 99.33M | 115.77M | 120.89M | 98.09M | 100.14M | 109.03M | 112.61M | 103.02M | 115.18M | 116.15M | 281.33M | 634.71M | 752.11M | 519.25M | 592.76M | 440.94M |
| Cash at End | 115.73M | 124.03M | 116.53M | 141.77M | 256.12M | 99.33M | 115.77M | 120.89M | 98.09M | 100.14M | 109.03M | 112.61M | 103.02M | 115.18M | 116.15M | 281.33M | 634.68M | 752.11M | 519.25M | 592.76M |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 36.17M | 42.63M | 34.72M | 25.85M | 16.23M | 21.85M | 46.15M | 8.69M | 44.06M | 24.92M | 76.59M | -30.93M | 33.44M | 35.62M | 31.82M | 25.57M | 7K | -20.82M | 25.94M | 8.85M |
| FCF Growth % | 122.87% | 95.13% | -24.78% | 197.65% | -63.17% | -12.34% | -39.74% | 128.08% | 31.74% | -30.04% | 140.72% | -220.97% | 477671.43% | 271.07% | 22.67% | 188.79% | -99.95% | -362.06% | 603.24% | -20.52% |