Trailing Dividend / Share
$1.76
Bank OZK (OZK) Dividend History
Income profile from 1997 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
3.4%
Payout Ratio
27.5%
Sustainable
Dividend Streak
27 years
OZK Dividend Income Check
Safety
27.5% payout ratio with sustainable safety profile.
Consistency
27 straight years of dividend increases.
Income Trend
Yield on cost is 5.5% and trend is rising.
OZK Dividend Scorecard
Yield & Income
Dividend Yield3.4%
Trailing DPS$1.76
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout27.5%
Earnings SafetySustainable
FCF Payout27.3%
FCF SafetyWell Covered
Piotroski F-Score7/9
Growth
Growth Streak27 years
3Y CAGR11.4%
5Y CAGR10.1%
Yield on Cost (5Y)5.5%
YOC Trendrising
Total Returns
Buyback Yield2.6%
Total Shareholder Yield6.0%
1Y Total Return13.8%
5Y Total Return41.7%
Div Contribution (5Y)18.2%
Estimated $10K growth (return + dividends):
5Y ago$14,16610Y ago$17,49820Y ago$82,042
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
OZK Income Growth Story
Dividend per share and yield on cost over time (30 years of payments)
OZK Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
Bank OZK distributes 27.5% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 27.3%, rated "Well Covered".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
OZK has raised its dividend for 27 consecutive years, with a 3-year CAGR of 11.4% and 5-year CAGR of 10.1%.
Total Shareholder Returns
Beyond cash dividends, OZK returns capital through share repurchases. The combined picture: 3.4% dividend yield, 2.6% buyback yield, 6.0% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 5.5% and is currently rising. The 5-year total return is 41.7%, with dividends contributing 18.2% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $17,498 today.
OZK Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$7.50
Avg/Payment$0.3752
Latest Change+2.2%
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Apr 13, 2026Latest | $0.4700 | ↑ +2.2% | 3.79% | Apr 20, 2026 |
| Jan 13, 2026 | $0.4600 | ↑ +2.2% | 3.83% | Jan 20, 2026 |
| Oct 14, 2025 | $0.4500 | ↑ +2.3% | 3.39% | Oct 21, 2025 |
| Jul 11, 2025 | $0.4400 | ↑ +2.3% | 3.30% | Jul 18, 2025 |
| Apr 14, 2025 | $0.4300 | ↑ +2.4% | 4.33% | Apr 21, 2025 |
| Jan 14, 2025 | $0.4200 | ↑ +2.4% | 3.68% | Jan 21, 2025 |
| Oct 11, 2024 | $0.4100 | ↑ +2.5% | 3.62% | Oct 18, 2024 |
| Jul 12, 2024 | $0.4000 | ↑ +2.6% | 3.59% | Jul 19, 2024 |
OZK Dividend vs Peers
Comparable companies in the same industry
#2 yield in peer group
Div Yield
3.4%
#2 of 9
Safety
Sustainable
27.5% payout
Streak
27Y
10.1% 5Y CAGR
Total Shareholder
6.0%
#2 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
2nd OZKBank OZK | $5.6B | 3.4% | 27.5% | 27 | Sustainable |
 IBOCInternational Bancsh… | $4.8B | 1.8% | 21.1% | 16 | Sustainable |
1st  SFNCSimmons First Nation… | $3.3B | 3.8% | — | 14 | Unknown |
 HOMBHome Bancshares, Inc… | $5.8B | 2.8% | 33.4% | 15 | Sustainable |
 FFINFirst Financial Bank… | $4.9B | 2.2% | 41.8% | 15 | Sustainable |
 UMBFUMB Financial Corpor… | $10.8B | 1.3% | 19.3% | 24 | Sustainable |
 BOKFBOK Financial Corpor… | $8.3B | 1.8% | 25.5% | 21 | Sustainable |
 EWBCEast West Bancorp, I… | $17.9B | 1.8% | 25.2% | 8 | Sustainable |
3rd  BANRBanner Corporation | $2.3B | 2.9% | 34.6% | 1 | Sustainable |
OZK Annual Dividend History (1996–2026)
31 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.93 | — | 2 | — | — | — | 3.0% |
| 2025 | $1.74 | 10.1% | 4 | $6.17 | 28.2% | 3.55x | 5.5% |
| 2024 | $1.58 | 11.3% | 4 | $6.14 | 25.7% | 3.89x | 5.0% |
| 2023 | $1.42 | 12.7% | 4 | $5.87 | 24.2% | 4.13x | 4.5% |
| 2022 | $1.26 | 11.3% | 4 | $4.54 | 27.8% | 3.60x | 4.0% |
| 2021 | $1.13 | 5.1% | 4 | $4.47 | 25.3% | 3.95x | 3.6% |
| 2020 | $1.08 | 14.6% | 4 | $2.26 | 47.7% | 2.10x | 3.4% |
| 2019 | $0.94 | 18.2% | 4 | $3.30 | 28.5% | 3.51x | 3.0% |
| 2018 | $0.79 | 12.0% | 4 | $3.24 | 24.5% | 4.08x | 2.5% |
| 2017 | $0.71 | 12.7% | 4 | $3.35 | 21.2% | 4.72x | 2.3% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
29+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
Compare growth, multiples, and margins vs sector.
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OZK — Frequently Asked Questions
Quick answers to the most common questions about buying OZK stock.
How much dividend does OZK pay per share?
Bank OZK (OZK) pays a trailing 12-month dividend of $1.76 per share, with a current dividend yield of +3.4%. Payments are made Semi-Annual.
When is OZK's next ex-dividend date?
OZK's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. OZK typically pays dividends Semi-Annual.
Is OZK's dividend safe?
OZK's dividend safety is rated "Sustainable" based on an earnings payout ratio of +27.5% and FCF payout ratio of +27.3%. With 27 consecutive years of dividend growth, the track record supports sustainability.
Is OZK a Dividend Aristocrat?
Yes, Bank OZK is classified as a Dividend Aristocrat with 27 consecutive years of dividend increases. The 5-year dividend CAGR is +10.1%, demonstrating above-inflation dividend growth.
How often does OZK pay dividends?
Bank OZK pays dividends Semi-Annual. The trailing 12-month total is $1.76 per share. Dividend data on this page covers 29+ years from 1997 to 2026.
How much would $10,000 invested in OZK grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in OZK five years ago would be worth approximately $14,166 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is OZK's yield on cost for long-term holders?
OZK's yield on cost — the current dividend divided by the original purchase price — is +5.5% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +3.4% market yield, thanks to consistent dividend growth.