Trailing Dividend / Share
$1.40
International Bancshares Corporation (IBOC) Dividend History
Income profile from 1995 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
1.9%
Payout Ratio
21.1%
Sustainable
Dividend Streak
16 years
IBOC Dividend Income Check
Safety
21.1% payout ratio with sustainable safety profile.
Consistency
16 straight years of dividend increases.
Income Trend
Yield on cost is 3.8% and trend is rising.
IBOC Dividend Scorecard
Yield & Income
Dividend Yield1.9%
Trailing DPS$1.40
FrequencyAnnual
Payments / 12M2
Payout Safety
Earnings Payout21.1%
Earnings SafetySustainable
FCF Payout18.2%
FCF SafetyWell Covered
Piotroski F-Score6/9
Growth
Growth Streak16 years
3Y CAGR5.3%
5Y CAGR4.9%
Yield on Cost (5Y)3.8%
YOC Trendrising
Total Returns
Buyback Yield0.1%
Total Shareholder Yield2.0%
1Y Total Return19.9%
5Y Total Return84.5%
Div Contribution (5Y)15.0%
Estimated $10K growth (return + dividends):
5Y ago$18,45410Y ago$31,35120Y ago$33,439
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
IBOC Income Growth Story
Dividend per share and yield on cost over time (32 years of payments)
IBOC Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Dividend Analysis
Payout Safety
International Bancshares Corporation distributes 21.1% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 18.2%, rated "Well Covered".
Piotroski F-Score: 6/9 — moderate financial health.
Growth Track Record
IBOC has raised its dividend for 16 consecutive years, with a 3-year CAGR of 5.3% and 5-year CAGR of 4.9%.
Total Shareholder Returns
Beyond cash dividends, IBOC returns capital through share repurchases. The combined picture: 1.9% dividend yield, 0.1% buyback yield, 2.0% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 3.8% and is currently rising. The 5-year total return is 84.5%, with dividends contributing 15.0% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $31,351 today.
IBOC Recent Dividend Payments
Last 20 payments · Annual
TTM Total$10.93
Avg/Payment$0.5465
Latest Change+4.3%
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Feb 13, 2026Latest | $0.7300 | ↑ +4.3% | 1.98% | Feb 27, 2026 |
| Aug 15, 2025 | $0.7000 | — | 2.05% | Aug 29, 2025 |
| Feb 14, 2025 | $0.7000 | ↑ +6.1% | 2.10% | Feb 28, 2025 |
| Aug 14, 2024 | $0.6600 | — | 2.28% | Aug 28, 2024 |
| Feb 14, 2024 | $0.6600 | ↑ +4.8% | 2.53% | Feb 28, 2024 |
| Aug 10, 2023 | $0.6300 | — | 2.73% | Aug 25, 2023 |
| Feb 14, 2023 | $0.6300 | ↑ +5.0% | 2.67% | Feb 28, 2023 |
| Aug 15, 2022 | $0.6000 | — | 2.64% | Aug 29, 2022 |
IBOC Dividend vs Peers
Comparable companies in the same industry
#7 yield in peer group
Div Yield
1.9%
#7 of 8
Safety
Sustainable
21.1% payout
Streak
16Y
4.9% 5Y CAGR
Total Shareholder
2.0%
#8 of 8
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| IBOCInternational Bancsh… | $4.6B | 1.9% | 21.1% | 16 | Sustainable |
3rd  TCBKTriCo Bancshares | $1.7B | 2.7% | 37.0% | 13 | Sustainable |
 FFINFirst Financial Bank… | $4.7B | 2.3% | 41.8% | 15 | Sustainable |
2nd  SBSISouthside Bancshares… | $1.0B | 4.3% | 62.7% | 0 | Watch |
 BOKFBOK Financial Corpor… | $7.9B | 1.9% | 25.5% | 21 | Sustainable |
 INDBIndependent Bank Cor… | $4.0B | 2.6% | 50.7% | 15 | Sustainable |
 CADECadence Bank | $7.8B | 2.3% | 34.9% | 13 | Sustainable |
1st  FISFidelity National In… | $19.7B | 4.3% | 2.2% | 1 | Sustainable |
IBOC Annual Dividend History (1995–2026)
32 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.73 | — | 1 | — | — | — | 2.0% |
| 2025 | $1.40 | 6.1% | 2 | $6.62 | 21.1% | 4.73x | 3.8% |
| 2024 | $1.32 | 4.8% | 2 | $6.57 | 20.1% | 4.98x | 3.6% |
| 2023 | $1.26 | 5.0% | 2 | $6.62 | 19.0% | 5.25x | 3.4% |
| 2022 | $1.20 | 4.3% | 2 | $4.78 | 25.1% | 3.98x | 3.3% |
| 2021 | $1.15 | 4.5% | 2 | $4.00 | 28.7% | 3.48x | 3.1% |
| 2020 | $1.10 | 4.8% | 2 | $2.62 | 42.0% | 2.38x | 3.0% |
| 2019 | $1.05 | 40.0% | 2 | $3.12 | 33.7% | 2.97x | 2.8% |
| 2018 | $0.75 | 13.6% | 2 | $3.24 | 23.1% | 4.32x | 2.0% |
| 2017 | $0.66 | 10.0% | 2 | $2.36 | 28.0% | 3.58x | 1.8% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
31+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
Compare growth, multiples, and margins vs sector.
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IBOC — Frequently Asked Questions
Quick answers to the most common questions about buying IBOC stock.
How much dividend does IBOC pay per share?
International Bancshares Corporation (IBOC) pays a trailing 12-month dividend of $1.40 per share, with a current dividend yield of +1.9%. Payments are made Annual.
When is IBOC's next ex-dividend date?
IBOC's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. IBOC typically pays dividends Annual.
Is IBOC's dividend safe?
IBOC's dividend safety is rated "Sustainable" based on an earnings payout ratio of +21.1% and FCF payout ratio of +18.2%. With 16 consecutive years of dividend growth, the track record supports sustainability.
Is IBOC a Dividend Achiever?
Yes, International Bancshares Corporation is classified as a Dividend Achiever with 16 consecutive years of dividend increases. The 5-year dividend CAGR is +4.9%, demonstrating modest dividend growth.
How often does IBOC pay dividends?
International Bancshares Corporation pays dividends Annual. The trailing 12-month total is $1.40 per share. Dividend data on this page covers 31+ years from 1995 to 2026.
How much would $10,000 invested in IBOC grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in IBOC five years ago would be worth approximately $18,454 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is IBOC's yield on cost for long-term holders?
IBOC's yield on cost — the current dividend divided by the original purchase price — is +3.8% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +1.9% market yield, thanks to consistent dividend growth.