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PAYCPaycom Software, Inc.
$129.18$7.0B
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HomeStocksPAYCFinancials

Paycom Software, Inc. (PAYC) Financials

14Y historyFree accessUpdated daily

Revenue growth has slowed to 7.8% as of 2026Q1, though the company maintains a resilient 80.1% gross margin through its proprietary single-database architecture.

PAYC Income Statement

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly
MetricTTMDec'25Dec'24Dec'23Dec'22Dec'21Dec'20Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12
Sales/Revenue2.09B2.05B1.88B1.69B1.38B1.06B841.43M737.67M566.34M433.05M329.14M224.65M150.93M107.6M76.81M
Revenue Growth %9.37%8.95%11.19%23.16%30.29%25.44%14.07%30.25%30.78%31.57%46.51%48.85%40.27%40.09%-
Cost of Goods Sold424.1M439.3M334.6M276.3M212.7M161.89M123.55M109.75M90.76M72.03M54.07M35.47M27.32M20.89M16.33M
COGS % of Revenue-21.41%17.77%16.31%15.47%15.34%14.68%14.88%16.03%16.63%16.43%15.79%18.1%19.42%21.25%
Gross Profit1.67B1.61B1.55B1.42B1.16B893.64M717.89M627.92M475.57M361.02M275.07M189.18M123.61M86.71M60.48M
Gross Margin %79.74%78.59%82.23%83.69%84.53%84.66%85.32%85.12%83.97%83.37%83.57%84.21%81.9%80.58%78.75%
Gross Profit Growth %-4.12%9.26%21.93%30.09%24.48%14.33%32.04%31.73%31.24%45.4%53.04%42.56%43.36%-
Operating Expenses1.08B1.05B914.3M966.1M783.8M640.07M531.76M401.7M301.86M231.31M173.34M154.75M107.91M77.24M54.35M
OpEx % of Revenue-50.94%48.55%57.04%57%60.64%63.2%54.46%53.3%53.41%52.66%68.88%71.5%71.78%70.76%
Selling, General & Admin771.8M761.8M593M705.7M585.7M485.83M413.92M306.82M240.49M191.07M144.53M140.38M99.05M71.41M48.63M
SG&A % of Revenue-37.13%31.49%41.67%42.59%46.03%49.19%41.59%42.46%44.12%43.91%62.49%65.63%66.37%63.31%
Research & Development281.8M283.4M242.6M199M148.3M118.43M90.24M73.08M46.25M30.43M20.97M8.63M4.33M2.15M1.63M
R&D % of Revenue-13.81%12.88%11.75%10.78%11.22%10.72%9.91%8.17%7.03%6.37%3.84%2.87%1.99%2.12%
Other Operating Expenses1.3M078.7M61.4M49.8M35.81M27.61M21.8M15.13M9.8M7.83M5.74M4.54M3.68M4.09M
Operating Income592.4M567.2M634.3M451.3M378.7M253.57M186.12M226.22M173.72M129.71M101.74M34.44M15.7M9.47M6.13M
Operating Margin %28.3%27.65%33.68%26.65%27.54%24.02%22.12%30.67%30.67%29.95%30.91%15.33%10.4%8.8%7.98%
Operating Income Growth %--10.58%40.55%19.17%49.35%36.24%-17.73%30.23%33.93%27.49%195.46%119.33%65.75%54.44%-
EBITDA779.8M743.5M780.2M565.2M471.4M320.79M239.5M268.44M203.37M149.1M115.37M43.86M22.86M14.96M11.65M
EBITDA Margin %37.26%36.24%41.43%33.37%34.28%30.39%28.46%36.39%35.91%34.43%35.05%19.52%15.15%13.9%15.17%
EBITDA Growth %13.52%-4.7%38.04%19.9%46.95%33.94%-10.78%31.99%36.4%29.24%163.07%91.83%52.84%28.34%-
D&A (Non-Cash Add-back)187.4M176.3M145.9M113.9M92.7M67.22M53.37M42.21M29.66M19.39M13.63M9.42M7.16M5.49M5.52M
EBIT642.2M622.8M652.4M474.3M392.1M255.96M185.96M227.03M175.48M128.64M102.05M34.95M13.08M10.67M6.49M
Net Interest Income-6.7M-3.4M-3.4M-1.9M-2.5M0-19K-940K-766K-911K-1.04M-1.43M-3.42M-9.27M-6.98M
Interest Income000000000000000
Interest Expense6.7M3.4M3.4M1.9M2.5M019K940K766K911K1.04M1.43M3.42M9.27M6.98M
Other Income/Expense52.1M52.2M14.7M21.1M10.9M2.4M-187K-137K996K-1.98M-728K-910K-6.04M-8.07M-6.62M
Pretax Income644.5M619.4M649M472.4M389.6M255.96M185.94M226.09M174.71M127.73M101.01M33.52M9.66M1.4M-490K
Pretax Margin %30.79%30.19%34.46%27.89%28.33%24.25%22.1%30.65%30.85%29.5%30.69%14.92%6.4%1.3%-0.64%
Income Tax174.7M166M147M131.61M108.19M60M42.48M45.51M37.65M9.84M13.4M12.58M3.99M4M-84K
Effective Tax Rate %27.11%26.8%22.65%27.86%27.77%23.44%22.85%20.13%21.55%7.7%13.27%37.52%41.35%286.2%17.14%
Net Income469.7M453.4M502M340.79M281.39M195.96M143.45M180.58M137.06M66.81M43.84M20.95M5.66M7.71M-406K
Net Margin %22.44%22.1%26.66%20.12%20.46%18.57%17.05%24.48%24.2%15.43%13.32%9.32%3.75%7.17%-0.53%
Net Income Growth %19.14%-9.68%47.31%21.11%43.6%36.6%-20.56%31.74%105.17%52.39%109.31%269.86%-26.56%1999.26%-
Net Income (Continuing)469.7M453.4M502M340.79M281.39M195.96M143.45M180.58M137.06M123.49M70.42M20.95M5.66M7.71M-406K
Discontinued Operations0000000000000-7.1M0
Minority Interest0000000000000-3K0
EPS (Diluted)9.178.088.925.884.843.372.463.092.341.130.740.360.110.01-0.01
EPS Growth %23.4%-9.42%51.7%21.49%43.62%36.99%-20.39%32.05%107.08%52.7%105.56%227.27%787.1%--
EPS (Basic)-8.138.935.914.863.392.493.142.381.150.760.370.110.01-0.01
Diluted Shares Outstanding51.2M56.1M56.3M57.97M58.17M58.19M58.28M58.4M58.58M58.79M58.97M57.92M51.86M48.37M48.37M
Basic Shares Outstanding51.1M55.8M56.2M57.71M57.93M57.88M57.62M57.56M57.71M57.84M57.55M56.5M49.78M47.69M47.69M
Dividend Payout Ratio-18.7%16.89%19.03%---------70.15%-

Key Metrics

Growth RegimeDecelerating
ProfitabilityModerate
Balance SheetHealthy
Cash FlowRobust
Top Statement Risk

Organic growth saturation risks

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Top Line Growth Faces Headwinds

As reported in recent financial filings, Paycom's revenue growth has decelerated to 7.8% in 2026Q1, down from the double-digit expansion observed in previous periods, suggesting that the company's core mid-market penetration strategy may be encountering significant saturation challenges that warrant close investor scrutiny moving forward.

The transition toward the Beti automated payroll platform appears to be creating a structural shift in revenue composition, potentially masking underlying client acquisition trends. Investors should monitor whether this deceleration reflects a permanent change in the total addressable market or a temporary friction point during the product adoption cycle.

Gross Margin Resilience Amid Transition

Based on the provided income statement data, Paycom maintains a robust gross margin profile of 80.1% as of 2026Q1, demonstrating that the company's proprietary single-database architecture continues to provide significant pricing power and operational efficiency despite the ongoing strategic pivot toward automated payroll solutions.

The ability to sustain margins above 80% suggests that the core software-as-a-service model remains highly scalable with minimal incremental costs. However, the volatility in quarterly gross margins indicates that the company's service-revenue mix remains sensitive to the adoption rate of automated features versus traditional manual support.

Operating Leverage Remains Under Pressure

According to the latest quarterly results, Paycom's operating margin of 36.8% in 2026Q1 reflects a recovery from mid-2025 lows, yet the inconsistent scaling of operating income relative to gross profit suggests that SG&A expenses remain a significant variable that management must actively manage to drive profitability.

The fluctuation in operating margins appears tied to the aggressive sales force expansion and the costs associated with supporting new product rollouts. Analysts should investigate whether the current level of SG&A spending is a necessary investment for future growth or an indication of diminishing returns on marketing expenditures.

Earnings Quality Impacted by SBC

Analysis of the income statement reveals that Paycom's net income is periodically influenced by stock-based compensation, which reached $38.4 million in 2025Q2, highlighting a potential divergence between GAAP earnings and the actual cash-generating capacity of the business that investors must adjust for in their valuation models.

The variability in EPS growth, which swung from -43.2% in 2025Q1 to 22.6% in 2026Q1, suggests that non-operating items and compensation accounting create significant noise in reported figures. A focus on normalized earnings is essential to determine if the underlying business is truly scaling its bottom-line efficiency.

Structural Risks to Growth Narrative

While Paycom's single-database model is a clear differentiator, the recent deceleration in revenue growth to single digits suggests that the company may be reaching a ceiling in its primary market, raising concerns about the sustainability of its premium valuation relative to legacy HCM competitors.

Short-term investors should be wary of the potential for margin compression if the company is forced to increase customer acquisition costs to enter new, more competitive segments. The reliance on domestic labor market health makes the company particularly vulnerable to cyclical downturns that could impair its long-term growth trajectory.

PAYC — Frequently Asked Questions

Quick answers to the most common questions about buying PAYC stock.

What was Paycom Software, Inc.'s (PAYC) revenue in 2025?

For fiscal year 2025, Paycom Software, Inc. (PAYC) reported total revenue of $2.05B. This represents a 2571.1% increase compared to $76.8M in 2012.

Is Paycom Software, Inc. (PAYC) profitable?

Paycom Software, Inc. (PAYC) is profitable, generating $453.4M in net income for the fiscal year ending 2025 with a net profit margin of 22.1%.

What is Paycom Software, Inc.'s operating profit margin?

Paycom Software, Inc. (PAYC) reported an operating income of $567.2M, resulting in an operating profit margin of 27.6%. This margin reflects the operational efficiency of the business before interest and taxes.

What is Paycom Software, Inc.'s gross profit and gross margin?

Paycom Software, Inc. (PAYC) generated $1.61B in gross profit for the year, representing a gross profit margin of 78.6%. This demonstrates the company's core pricing power and production efficiency.