Pioneer Bancorp, Inc. (PBFS) Revenue History
Annual and quarterly revenue from 2017 to present
PBFS Revenue Over Time (2017–2025)
PBFS Revenue Growth History
5 of 8 years with positive growth- FY2017 revenue growth
- N/A
- FY2018 revenue growth
- +22.2%
- FY2019 revenue growth
- +15.6%
- FY2020 revenue growth
- +0.9%
- FY2021 revenue growth
- -13.8%
- FY2022 revenue growth
- -3.0%
- FY2023 revenue growth
- +47.1%
- FY2024 revenue growth
- +15.9%
- FY2025 revenue growth
- -10.7%
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $32.2M | — |
| Q2 2026 | $33.2M | — |
| Q1 2026 | $32.1M | — |
| Q4 2025 | $31.8M | — |
| Q3 2025 | $29.6M | — |
| Q2 2025 | $29.1M | — |
| Q1 2025 | $28.5M | — |
| Q4 2024 | $27.2M | — |
Multi-year avg. share of annual revenue by fiscal quarter
Revenue Breakdown (FY 2024)
PBFS's revenue distribution by segment and geography for fiscal year 2024
By Product/Segment
PBFS Revenue Analysis (2017–2025)
Current Revenue & Growth
As of June 22, 2026, Pioneer Bancorp, Inc. (PBFS) generated trailing twelve-month (TTM) revenue of $129.3 million, reflecting solid growth of +9.0% year-over-year. The most recent quarter (Q3 2026) recorded $32.2 million in revenue, down 2.9% sequentially.
Historical Growth Trajectory
PBFS's 5-year compound annual growth rate (CAGR) stands at +5.0%, indicating moderate growth over time. The 3-year CAGR of +15.0% exceeds the 5-year average, indicating an acceleration in the most recent period. Pioneer Bancorp, Inc.'s highest annual revenue of $98.7 million was recorded in 2024.
Revenue by Segment
PBFS's revenue is primarily driven by Wealth management services (42%), Insurance services (20%), and Card services income (19%). The diversified mix across segments reduces dependence on any single product line, which can support more resilient revenue in downturns.
Peer Comparison
Compared to Financial Services sector peers — including DCOM, NBTB, and KRNY. Compare PBFS vs DCOM →
PBFS Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
| PBFSCurrent | $129M | +9.0% | +5.0% | 37.3% | |
 DCOM | $730M | - | - | 21.5% | |
 NBTB | $867M | - | - | 25.3% | |
 KRNY | $344M | - | - | 9.0% | |
 NFBK | $184M | - | - | 9.3% | |
 TRST | $278M | - | - | 29.2% |
PBFS Historical Revenue Data (2017–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $88.1M | - | $88.1M | 100.0% | $32.9M | 37.3% |
| 2024 | $98.7M | - | $74.2M | 75.2% | $19.4M | 19.7% |
| 2023 | $85.2M | - | $79.7M | 93.6% | $27.9M | 32.7% |
| 2022 | $57.9M | - | $57.0M | 98.4% | $13.3M | 23.0% |
| 2021 | $59.7M | - | $53.5M | 89.7% | $2.7M | 4.5% |
| 2020 | $69.2M | - | $57.7M | 83.4% | $6.0M | 8.7% |
| 2019 | $68.6M | - | $45.9M | 67.0% | $8.0M | 11.7% |
| 2018 | $59.3M | - | $54.1M | 91.3% | $17.8M | 30.0% |
| 2017 | $48.5M | - | $43.7M | 90.1% | $8.3M | 17.2% |
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
9+ years return with dividends reinvested.
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Peer Comparison
Compare growth, multiples, and margins vs sector.
PBFS — Frequently Asked Questions
Quick answers to the most common questions about buying PBFS stock.
Is PBFS's revenue growth accelerating or slowing?
PBFS revenue growth is holding steady at +9.0% year-over-year. TTM revenue is $129M. The current growth rate closely tracks the 5-year CAGR of +5.0%, signalling consistent execution.
What is PBFS's revenue history from 2017 to 2026?
Pioneer Bancorp, Inc. (PBFS) revenue history spans 2017 to 2026. TTM revenue as of 2026 is $129M, growing at +9.0% YoY. The 5-year CAGR is +5.0%. Complete annual and quarterly revenue figures are available on this page, including gross profit, operating income, and margin trends.
What is PBFS's long-term revenue growth rate (CAGR)?
Pioneer Bancorp, Inc.'s 5-year revenue CAGR of +5.0% reflects the sustained nature of its business expansion. As of 2026, the current YoY growth rate of +9.0% is in line with this long-term average. CAGR is the most reliable measure of sustained revenue momentum for PBFS.
Why does PBFS's quarterly revenue fluctuate?
PBFS quarterly revenue can fluctuate significantly between periods. A quarter-over-quarter (QoQ) change does not always indicate a trend; comparing the same quarter year-over-year (YoY) is a more reliable signal for underlying growth. Pioneer Bancorp, Inc.'s revenue data from 2017 to 2026 shows full historical quarterly detail on this page.
How is PBFS's revenue distributed by segment?
PBFS reports revenue broken down by product line and geographic region. The segment breakdown on this page shows which business units contribute the most to total revenue as of the latest fiscal year. Concentration in a single segment above 50% indicates category dependence, while a diversified mix signals more resilient revenue streams.
How does PBFS's revenue compare to industry peers?
Pioneer Bancorp, Inc. (PBFS) with TTM revenue of $129M and +9.0% YoY growth can be benchmarked against sector peers using the comparison table on this page. Revenue growth relative to peers indicates market share gains or losses. The peer section shows TTM revenue, YoY growth, and operating margin for direct comparisons.