Ponce Financial Group, Inc. (PDLB) Earnings History
Elite Compounder11 years of earnings data (2015–2025) · 5-year EPS CAGR exceeds 18% — top-tier earnings quality
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Ponce Financial Group, Inc. (PDLB) Earnings Overview
As of June 28, 2026, Ponce Financial Group, Inc. (PDLB) reported trailing twelve-month net income of $31M, reflecting +158.7% year-over-year growth. The company earned $1.34 per diluted share over the past four quarters, with a net profit margin of 14.8%.
Looking at the long-term picture, PDLB's 5-year EPS compound annual growth rate (CAGR) stands at +38.9%, indicating exceptional earnings growth. The company achieved its highest annual net income of $29M in fiscal 2025, representing a new all-time high.
Ponce Financial Group, Inc. maintains positive profitability with a gross margin of 54.5%, operating margin of 20.3%, and net margin of 14.8%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including CARV (-$13M net income, -36.8% margin), MGYR ($11M net income, 16.7% margin), NECB ($44M net income, 28.2% margin), PDLB has outperformed on profitability metrics. Compare PDLB vs CARV →
PDLB Earnings vs Peers
Earnings metrics vs comparable public companies
PDLB Historical Earnings Data (2015–2025)
11 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $29M | +161.6% | $40M | $1.19 | 14.8% | 20.3% |
| 2024 | $11M | +227.3% | $16M | $0.46 | 6.6% | 9.4% |
| 2023 | $3M | +111.2% | $6M | $0.15 | 2.5% | 4.4% |
| 2022 | -$30M | -218.0% | -$37M | $-1.32 | -34.4% | -42.3% |
| 2021 | $25M | +559.6% | $34M | $1.51 | 32.8% | 43.3% |
| 2020 | $4M | +175.2% | $5M | $0.23 | 6.3% | 8.6% |
| 2019 | -$5M | -291.4% | -$6M | $-0.29 | -9.8% | -11.5% |
| 2018 | $3M | +161.0% | $4M | $0.15 | 5.5% | 7.9% |
| 2017 | -$4M | -407.9% | -$3M | $-0.16 | -10.6% | -7.2% |
| 2016 | $1M | -43.4% | $2M | $0.17 | 4.0% | 6.9% |
| 2015 | $3M | - | $4M | $0.30 | 7.1% | 10.9% |
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PDLB — Frequently Asked Questions
Quick answers to the most common questions about buying PDLB stock.
What is PDLB earnings per share (EPS)?
PDLB trailing twelve-month (TTM) diluted EPS is $1.34, reflecting +158.7% year-over-year growth. The 5-year EPS CAGR is +38.9%. Complete EPS history from 2015 to 2025 is available in the table on this page.
What is Ponce Financial Group, Inc.'s net income?
Ponce Financial Group, Inc. (PDLB) trailing twelve-month net income is $31M as of 2025. Earnings grew +158.7% year-over-year. Ponce Financial Group, Inc. has been profitable for 3 consecutive years.
Is PDLB profitable?
Yes, PDLB is profitable with a TTM net income of $31M and a net profit margin of +14.8%. Ponce Financial Group, Inc. has generated profits for 3 consecutive years.
What is PDLB's earnings growth rate?
PDLB compound annual EPS growth rates (CAGR): 1-Year: +158.7%, 3-Year: N/A, 5-Year: +38.9%, 10-Year: +14.8%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2015 to 2025.
What are PDLB's profit margins?
Ponce Financial Group, Inc. net profit margin is +14.8%, operating margin is +20.3%, and gross margin is +54.5%. Margins are within a typical range for the sector. Return on Equity is +5.5%.
Is PDLB growing earnings?
Yes, PDLB earnings are accelerating — EPS growth of +158.7% exceeds the 5-year CAGR of +38.9%. TTM net income reached $31M. Earnings momentum is strengthening.
What was PDLB's best earnings year?
Ponce Financial Group, Inc.'s highest annual net income on record is $29M, achieved in fiscal year 2025. Earnings history on this page spans 2015 to 2025 and includes all annual and quarterly figures.
What were PDLB's earnings last quarter?
PDLB's most recent reported quarter was Q1 2026. Net income was $9M with diluted EPS of $0.36. For a full breakdown of all quarters, see the quarterly earnings table on this page.