Ponce Financial Group, Inc. (PDLB) Earnings History
Annual and quarterly earnings data from 2015 to 2025
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PDLB EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
PDLB Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 54.5% | 20.3% | 14.8% |
| 2024 | 47.7% | 9.4% | 6.6% |
| 2023 | 54.2% | 4.4% | 2.5% |
| 2022 | 53.9% | -42.3% | -34.4% |
| 2021 | 85.9% | 43.3% | 32.8% |
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Ponce Financial Group, Inc. (PDLB) Earnings Overview
As of May 8, 2026, Ponce Financial Group, Inc. (PDLB) reported trailing twelve-month net income of $29M, reflecting +158.7% year-over-year growth. The company earned $1.23 per diluted share over the past four quarters, with a net profit margin of 14.8%.
Looking at the long-term picture, PDLB's 5-year EPS compound annual growth rate (CAGR) stands at +38.9%, indicating exceptional earnings growth. The company achieved its highest annual net income of $29M in fiscal 2025, representing a new all-time high.
Ponce Financial Group, Inc. maintains positive profitability with a gross margin of 54.5%, operating margin of 20.3%, and net margin of 14.8%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including CARV (-$13M net income, -36.8% margin), MGYR ($11M net income, 16.7% margin), NECB ($44M net income, 28.2% margin), PDLB has outperformed on profitability metrics. Compare PDLB vs CARV →
PDLB Earnings vs Peers
Earnings metrics vs comparable public companies
PDLB Historical Earnings Data (2015–2025)
11 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $29M | +161.6% | $40M | $1.19 | 14.8% | 20.3% |
| 2024 | $11M | +227.3% | $16M | $0.46 | 6.6% | 9.4% |
| 2023 | $3M | +111.2% | $6M | $0.15 | 2.5% | 4.4% |
| 2022 | -$30M | -218.0% | -$37M | $-1.32 | -34.4% | -42.3% |
| 2021 | $25M | +559.6% | $34M | $1.51 | 32.8% | 43.3% |
| 2020 | $4M | +175.2% | $5M | $0.23 | 6.3% | 8.6% |
| 2019 | -$5M | -291.4% | -$6M | $-0.29 | -9.8% | -11.5% |
| 2018 | $3M | +161.0% | $4M | $0.15 | 5.5% | 7.9% |
| 2017 | -$4M | -407.9% | -$3M | $-0.16 | -10.6% | -7.2% |
| 2016 | $1M | -43.4% | $2M | $0.17 | 4.0% | 6.9% |
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Start ComparisonPDLB — Frequently Asked Questions
Quick answers to the most common questions about buying PDLB stock.
Is PDLB growing earnings?
PDLB EPS is $1.23, with earnings growth accelerating to +158.7%. This exceeds the 5-year CAGR of +38.9%. TTM net income reached $29M.
What are PDLB's profit margins?
Ponce Financial Group, Inc. net margin is +14.8%, with operating margin at +20.3%. Margins sit within typical range for the sector.
How consistent are PDLB's earnings?
PDLB earnings data spans 2015-2025. The accelerating earnings trend is +158.7% YoY. Historical data enables comparison across business cycles.