Peoples Bancorp of North Carolina, Inc. (PEBK) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 31.87M | 274.96M | 493.88M | 473.61M | 476.87M | 293.05M | 471.74M | 476.1M | 492.76M | 474.3M | 455.41M | 483.13M | 482.17M | 516.99M | 599.83M | 650.51M | 713.14M | 684.05M | 666.21M | 654.84M |
| Cash & Due from Banks | 31.87M | 58.1M | 117.02M | 102M | 102.52M | 59.27M | 73.16M | 82.83M | 98.1M | 82.38M | 76.62M | 89.04M | 83.02M | 71.6M | 155.46M | 223.71M | 305.11M | 277.5M | 263.31M | 287.31M |
| Short Term Investments | 0 | 216.85M | 376.87M | 371.61M | 374.35M | 233.78M | 398.57M | 393.26M | 394.66M | 391.92M | 378.79M | 394.08M | 399.15M | 445.39M | 444.37M | 426.8M | 408.04M | 406.55M | 402.9M | 367.53M |
| Total Investments | 1.64B | 1.58B | 1.55B | 1.52B | 1.52B | 1.52B | 1.52B | 1.5B | 1.49B | 1.48B | 1.45B | 1.45B | 1.44B | 1.47B | 1.44B | 1.38B | 1.29B | 1.29B | 1.3B | 1.26B |
| Investments Growth % | 7.7% | 3.61% | 2.51% | 1.74% | 1.67% | 2.91% | 4.46% | 3.58% | 3.55% | 0.49% | 0.59% | 4.75% | 11.65% | 14.04% | 11.19% | 9.93% | 1.76% | 7.69% | 8.2% | 6.22% |
| Long-Term Investments | 1.64B | 1.36B | 1.18B | 1.15B | 1.15B | 1.29B | 1.12B | 1.1B | 1.1B | 1.09B | 1.07B | 1.05B | 1.04B | 1.02B | 998.61M | 953.76M | 884.79M | 882.82M | 894.85M | 888.33M |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 36.65M | 35.27M | 37.93M | 35.97M | 33.15M | 25.47M | 19.25M | 18.43M | 19M |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 17.43M | 17.64M | 18.08M | 18.36M | 18.91M | 18.86M | 19.4M | 20.26M | 20.88M | 21.43M | 21.69M | 21.8M | 23.14M | 23.32M | 24.28M | 21.97M | 21.86M | 20.72M | 19.49M | 20.23M |
| Other Assets | 48.59M | 51.05M | 49.13M | 49.5M | 51.96M | 53.33M | 52.98M | 54.32M | 55.94M | 54.59M | 57.52M | 17.91M | 17.81M | 17.7M | 17.6M | 17.5M | 17.4M | 17.36M | 17.27M | 17.16M |
| Total Current Assets | 31.87M | 274.96M | 493.88M | 473.61M | 476.87M | 293.05M | 471.74M | 476.1M | 492.76M | 474.3M | 455.41M | 519.77M | 517.44M | 554.92M | 635.8M | 683.66M | 738.61M | 703.29M | 684.65M | 673.84M |
| Total Non-Current Assets | 1.7B | 1.43B | 1.24B | 1.22B | 1.22B | 1.36B | 1.19B | 1.18B | 1.18B | 1.16B | 1.15B | 1.09B | 1.09B | 1.07B | 1.04B | 993.23M | 924.05M | 920.9M | 931.6M | 925.73M |
| Total Assets | 1.73B | 1.7B | 1.74B | 1.69B | 1.69B | 1.65B | 1.66B | 1.66B | 1.67B | 1.64B | 1.61B | 1.61B | 1.6B | 1.62B | 1.68B | 1.68B | 1.66B | 1.62B | 1.62B | 1.6B |
| Asset Growth % | 2.45% | 3.04% | 4.62% | 2.32% | 1.4% | 0.98% | 3.38% | 2.72% | 4.17% | 0.92% | -4.12% | -3.9% | -3.61% | -0.2% | 3.71% | 4.83% | 8.13% | 14.69% | 10.81% | 12.18% |
| Return on Assets (ROA) | 0.26% | 0.39% | 0.22% | 0.3% | 0.26% | 0.21% | 0.24% | 0.29% | 0.24% | 0.21% | 0.26% | 0.3% | 0.2% | 0.25% | 0.32% | 0.19% | 0.21% | 0.19% | 0.21% | 0.29% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 15.9M | 14.44M | 12.18M | 11.98M | 11.87M | 11.92M | 11.84M | 12.03M | 12.36M |
| Total Debt | 18.91M | 19.08M | 19.26M | 19.31M | 19.42M | 19.6M | 28.2M | 38.77M | 79.34M | 107.01M | 103.49M | 113.78M | 60.03M | 68.34M | 59.3M | 58.65M | 56.56M | 57.23M | 50.72M | 49.79M |
| Net Debt | -12.96M | -39.03M | -97.76M | -82.69M | -83.1M | -39.67M | -44.96M | -44.06M | -18.76M | 24.64M | 26.87M | 24.74M | -22.99M | -3.26M | -96.16M | -165.05M | -248.54M | -220.26M | -212.59M | -237.52M |
| Long-Term Debt | 15.46M | 15.46M | 15.46M | 15.46M | 15.46M | 15.46M | 15.46M | 15.46M | 15.46M | 15.46M | 15.46M | 15.46M | 15.46M | 15.46M | 15.46M | 15.46M | 15.46M | 15.46M | 15.46M | 15.46M |
| Short-Term Debt | 550K | 0 | 0 | 0 | 0 | 0 | 8.43M | 18.82M | 59.22M | 86.72M | 83.02M | 93.17M | 39.53M | 47.69M | 37.99M | 37.15M | 34.82M | 37.09M | 32.33M | 31.25M |
| Other Liabilities | 1.56B | 16.73M | 16.72M | 16.71M | 17.49M | 17.07M | 17.19M | 16.36M | 16.76M | 15.84M | 15.65M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 550K | 1.51B | 1.55B | 1.51B | 1.52B | 1.48B | 1.49B | 1.49B | 1.51B | 1.48B | 1.46B | 1.48B | 1.47B | 1.5B | 1.55B | 1.54B | 1.52B | 1.46B | 1.45B | 1.44B |
| Total Non-Current Liabilities | 1.58B | 35.8M | 35.98M | 36.02M | 36.91M | 36.67M | 36.96M | 36.31M | 36.89M | 36.13M | 36.12M | 20.61M | 20.5M | 20.65M | 21.31M | 21.51M | 21.74M | 20.14M | 18.39M | 18.54M |
| Total Liabilities | 1.58B | 1.55B | 1.59B | 1.55B | 1.55B | 1.52B | 1.53B | 1.53B | 1.55B | 1.51B | 1.5B | 1.5B | 1.49B | 1.52B | 1.57B | 1.56B | 1.54B | 1.48B | 1.47B | 1.45B |
| Total Equity | 158.12M | 157.12M | 149.47M | 144M | 138.51M | 130.56M | 136.28M | 124.31M | 121.09M | 121.02M | 107.35M | 112.37M | 114.78M | 105.19M | 103.92M | 112.41M | 125.44M | 142.37M | 143.54M | 145.37M |
| Equity Growth % | 14.16% | 20.34% | 9.67% | 15.84% | 14.38% | 7.89% | 26.95% | 10.63% | 5.5% | 15.04% | 3.3% | -0.03% | -8.5% | -26.11% | -27.6% | -22.68% | -10.42% | 1.77% | 2.93% | 6.08% |
| Equity / Assets (Capital Ratio) | 9.12% | 9.23% | 8.6% | 8.5% | 8.18% | 7.9% | 8.2% | 7.51% | 7.25% | 7.4% | 6.68% | 6.97% | 7.16% | 6.49% | 6.2% | 6.7% | 7.54% | 8.77% | 8.88% | 9.09% |
| Return on Equity (ROE) | 2.79% | 4.33% | 2.52% | 3.65% | 3.23% | 2.67% | 3.04% | 3.98% | 3.26% | 3.01% | 3.76% | 4.23% | 2.88% | 3.97% | 4.91% | 2.71% | 2.58% | 2.1% | 2.35% | 3.23% |
| Book Value per Share | 28.76 | 19.58 | 27.32 | 26.33 | 25.27 | 23.85 | 24.86 | 22.70 | 22.01 | 21.81 | 19.21 | 19.94 | 20.29 | 18.77 | 18.37 | 19.85 | 22.11 | 25.09 | 25.10 | 25.06 |
| Tangible BV per Share | 28.76 | 19.58 | 27.32 | 26.33 | 25.27 | 23.85 | 24.86 | 22.70 | 22.01 | 21.81 | 19.21 | 19.94 | 20.29 | 18.77 | 18.37 | 19.85 | 22.11 | 25.09 | 25.10 | 25.06 |
| Common Stock | 48.78M | 47.2M | 47.19M | 47.18M | 46.87M | 46.9M | 48.68M | 48.68M | 48.63M | 48.72M | 50.97M | 51.81M | 52.64M | 50.45M | 52.75M | 52.75M | 53.15M | 51.31M | 53.3M | 56.91M |
| Additional Paid-in Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 137.97M | 135.65M | 130.1M | 127.51M | 123.44M | 121.06M | 118.54M | 115.62M | 111.78M | 109.76M | 107.37M | 104.3M | 100.56M | 100.16M | 97.03M | 92.74M | 90.54M | 88.97M | 86.93M | 84.5M |
| Accumulated OCI | -27.07M | -27.23M | -29.35M | -32.21M | -33.64M | -39.16M | -30.94M | -39.99M | -39.31M | -39.37M | -50.99M | -43.74M | -38.42M | -47.6M | -45.86M | -33.09M | -18.25M | 96K | 3.31M | 3.96M |
| Treasury Stock | -1.56M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1.94M | 0 | -2.01M | -1.97M | -1.84M | 0 | -2.15M | -2.1M | -2.04M | 0 | -1.95M | -1.9M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |