Peoples Bancorp of North Carolina, Inc. (PEBK) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 5.03M | 5.29M | 4.69M | 5.47M | 5.92M | 5.28M | 4.9M | 6.66M | 3.67M | 5.71M | 4.19M | 4.83M | 8.04M | 5.34M | 8.44M | 1.71M | 7.16M | 9.64M | 886K | 4.63M |
| Operating CF Growth % | -15.12% | 0.17% | -4.29% | -17.84% | 61.46% | -7.56% | 16.95% | 37.7% | -54.38% | 6.94% | -50.4% | 183.08% | 12.27% | -44.58% | 852.93% | -63.09% | -39.21% | 787.75% | -57.67% | 12.99% |
| Net Income | 4.4M | 6.63M | 3.69M | 5.16M | 4.34M | 3.56M | 3.96M | 4.89M | 3.95M | 3.44M | 4.13M | 4.81M | 3.17M | 4.15M | 5.31M | 3.22M | 3.45M | 3.01M | 3.39M | 4.62M |
| Depreciation & Amortization | 653K | 621K | 735K | 705K | 678K | 706K | 755K | 758K | 671K | 710K | 696K | 817K | 903K | 1.12M | 1.41M | 1.89M | 1.62M | 1.58M | 1.44M | 1.35M |
| Deferred Taxes | 71K | 84K | -475K | 37K | 786K | 1.09M | 155K | -10K | -208K | -205K | -10K | -9K | -229K | -510K | -10K | -11K | -10K | -256K | -9K | -9K |
| Other Non-Cash Items | -96K | -2.98M | 957K | -1.21M | 1.11M | -323K | 724K | -464K | -515K | 1.57M | 280K | -959K | 2.51M | 1.43M | 721K | 7K | 2.82M | 5.15M | -3.87M | -1.51M |
| Working Capital Changes | 61K | 818K | 39K | 721K | -967K | 118K | -686K | 1.4M | -233K | 8K | -819K | 51K | 1.74M | -1.19M | 1.03M | -3.37M | -662K | -183K | 101K | 239K |
| Cash from Investing | -31.21M | -19.44M | -27.65M | -1.15M | 6.41M | -14.49M | -7.21M | -4.08M | -16.84M | -13.55M | -15.81M | -6.63M | 35.23M | -31.9M | -83.63M | -109.25M | -31.2M | -1.99M | -39.31M | 17.65M |
| Purchase of Investments | 0 | -11.99M | -6.21M | 0 | 0 | -5.53M | -9.79M | -4.02M | -9.71M | -2.62M | 0 | -6.99M | 0 | -10.08M | -43.3M | -54.76M | -41.6M | -22.51M | -45.01M | -51.31M |
| Sale/Maturity of Investments | 5.36M | 14.05M | 4.46M | 4.44M | 20.82M | 5.31M | 16M | 4.39M | 6.9M | 4.41M | 5.73M | 4.94M | 55.37M | 6.37M | 8.38M | 16.21M | 15.48M | 13.8M | 8.02M | 10.79M |
| Net Investment Activity | 5.36M | 2.06M | -1.75M | 4.44M | 20.82M | -221K | 6.21M | 373K | -2.81M | 1.78M | 5.73M | -2.05M | 55.37M | -3.71M | -34.92M | -38.55M | -26.12M | -8.71M | -37M | -40.52M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -36.12M | -21.27M | -25.58M | -5.49M | -13.64M | -14.11M | -13.2M | -4.37M | -13.9M | -14.9M | -20.97M | -4.19M | -19.56M | -27.82M | -45.6M | -69.76M | -4.93M | 6.83M | -2.27M | 58.27M |
| Cash from Financing | 29.33M | -44.76M | 37.98M | -4.84M | 30.92M | -4.68M | -7.36M | -17.84M | 28.89M | 13.59M | -802K | 7.82M | -31.85M | -57.31M | 6.94M | 26.14M | 51.64M | 6.54M | 14.42M | 55.99M |
| Dividends Paid | -2.08M | -1.09M | -1.09M | -1.09M | -1.97M | -1.04M | -1.04M | -1.04M | -1.93M | -1.06M | -1.06M | -1.07M | -1.93M | -1.02M | -1.02M | -1.02M | -1.88M | -966K | -967K | -930K |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -2M | -324K | -840K | -833K | 0 | -116K | 0 | -395K | -199K | 0 | -3.6M | 0 |
| Stock Issued | 74K | 0 | 0 | 0 | 50K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 74K | 0 | 0 | 0 | 50K | 0 | 0 | 0 | -2M | -324K | -840K | -833K | 0 | -116K | 0 | -395K | -199K | 0 | -3.6M | 0 |
| Debt Issuance (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing | 31.33M | -43.66M | 39.07M | -3.75M | 32.84M | -3.64M | -6.32M | -16.8M | 32.82M | 14.97M | 1.1M | 9.72M | -29.93M | -56.17M | 7.96M | 27.56M | 53.72M | 7.51M | 18.99M | 56.92M |
| Net Change in Cash | 3.15M | -58.91M | 15.02M | -520K | 43.25M | -13.9M | -9.67M | -15.26M | 15.72M | 5.76M | -12.42M | 6.02M | 11.43M | -83.86M | -68.25M | -81.4M | 27.61M | 14.19M | -24M | 78.27M |
| Exchange Rate Effect | 0 | 0 | -15.02M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 58.1M | 117.02M | 102M | 102.52M | 59.27M | 73.16M | 82.83M | 98.1M | 82.38M | 76.62M | 89.04M | 83.02M | 71.6M | 155.46M | 223.71M | 305.11M | 277.5M | 263.31M | 287.31M | 209.04M |
| Cash at End | 61.26M | 58.1M | 117.02M | 102M | 102.52M | 59.27M | 73.16M | 82.83M | 98.1M | 82.38M | 76.62M | 89.04M | 83.02M | 71.6M | 155.46M | 223.71M | 305.11M | 277.5M | 263.31M | 287.31M |
| Interest Paid | 5.87M | 6.18M | 6.28M | 6.17M | 6.03M | 6.58M | 6.89M | 8.09M | 6.51M | 5.72M | 4.82M | 3.67M | 2.27M | 1.17M | 819K | 640K | 653K | 1.57M | 5K | 851K |
| Income Taxes Paid | 0 | 852K | 1.89M | 1.77M | 352K | 1.39M | 1.31M | 1.6M | 236K | 986K | 1.96M | 1.5M | 0 | 1.59M | 750K | 2.32M | 0 | 448K | 1.22M | 2M |
| Free Cash Flow | 4.58M | 5.06M | 4.37M | 5.37M | 5.16M | 5.12M | 4.69M | 6.57M | 3.54M | 5.29M | 3.62M | 4.45M | 7.48M | 4.98M | 5.34M | 768K | 7.01M | 9.54M | 846K | 4.53M |
| FCF Growth % | -11.26% | -1.27% | -6.66% | -18.31% | 45.75% | -3.14% | 29.45% | 47.73% | -52.64% | 6.27% | -32.18% | 479.17% | 6.62% | -47.82% | 530.97% | -83.05% | -39.24% | 969.06% | -3.86% | 33.22% |