Preferred Bank (PFBC) Earnings History
Annual and quarterly earnings data from 2004 to 2025
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PFBC EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
PFBC Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 55.0% | 38.0% | 26.8% |
| 2024 | 52.2% | 35.4% | 25.1% |
| 2023 | 58.8% | 43.7% | 31.1% |
| 2022 | 82.0% | 59.4% | 42.7% |
| 2021 | 89.0% | 61.2% | 43.5% |
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Preferred Bank (PFBC) Earnings Overview
As of May 8, 2026, Preferred Bank (PFBC) reported trailing twelve-month net income of $134M, reflecting +7.9% year-over-year growth. The company earned $10.71 per diluted share over the past four quarters, with a net profit margin of 26.8%.
Looking at the long-term picture, PFBC's 5-year EPS compound annual growth rate (CAGR) stands at +17.5%, indicating exceptional earnings growth. The company achieved its highest annual net income of $150M in fiscal 2023.
Preferred Bank maintains industry-leading profitability with a gross margin of 55.0%, operating margin of 38.0%, and net margin of 26.8%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including HAFC ($76M net income, 17.1% margin), EWBC ($1.33B net income, 28.3% margin), HOPE ($59M net income, 6.0% margin), PFBC has outperformed on profitability metrics. Compare PFBC vs HAFC →
PFBC Earnings vs Peers
Earnings metrics vs comparable public companies
PFBC Historical Earnings Data (2004–2025)
22 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $134M | +2.3% | $190M | $10.41 | 26.8% | 38.0% |
| 2024 | $131M | -12.9% | $184M | $9.65 | 25.1% | 35.4% |
| 2023 | $150M | +16.4% | $211M | $10.52 | 31.1% | 43.7% |
| 2022 | $129M | +35.3% | $179M | $8.70 | 42.7% | 59.4% |
| 2021 | $95M | +37.1% | $134M | $6.41 | 43.5% | 61.2% |
| 2020 | $69M | -11.4% | $97M | $4.65 | 31.5% | 44.0% |
| 2019 | $78M | +10.4% | $111M | $5.16 | 33.6% | 47.8% |
| 2018 | $71M | +63.6% | $99M | $4.64 | 34.8% | 48.4% |
| 2017 | $43M | +19.3% | $80M | $2.96 | 26.6% | 49.4% |
| 2016 | $36M | +22.3% | $60M | $2.56 | 28.5% | 46.8% |
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Start ComparisonPFBC — Frequently Asked Questions
Quick answers to the most common questions about buying PFBC stock.
Is PFBC growing earnings?
PFBC EPS stands at $10.71, with +7.9% growth matching the 5-year CAGR of +17.5%. TTM net income is $134M. Earnings trajectory remains consistent.
What are PFBC's profit margins?
Preferred Bank net margin is +26.8%, with operating margin at +38.0%. Above-average margins indicate pricing power.
How consistent are PFBC's earnings?
PFBC earnings data spans 2004-2025. The current earnings trend is +7.9% YoY. Historical data enables comparison across business cycles.