Preferred Bank (PFBC) Earnings History
Growth Compounder22 years of earnings data (2004–2025) · Consistent double-digit EPS growth over 5 years
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Preferred Bank (PFBC) Earnings Overview
As of June 23, 2026, Preferred Bank (PFBC) reported trailing twelve-month net income of $134M, reflecting +7.9% year-over-year growth. The company earned $10.71 per diluted share over the past four quarters, with a net profit margin of 26.8%.
Looking at the long-term picture, PFBC's 5-year EPS compound annual growth rate (CAGR) stands at +17.5%, indicating exceptional earnings growth. The company achieved its highest annual net income of $150M in fiscal 2023.
Preferred Bank maintains industry-leading profitability with a gross margin of 55.0%, operating margin of 38.0%, and net margin of 26.8%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including HAFC ($76M net income, 17.1% margin), EWBC ($1.33B net income, 28.3% margin), HOPE ($59M net income, 6.0% margin), PFBC has outperformed on profitability metrics. Compare PFBC vs HAFC →
PFBC Earnings vs Peers
Earnings metrics vs comparable public companies
PFBC Historical Earnings Data (2004–2025)
22 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $134M | +2.3% | $190M | $10.41 | 26.8% | 38.0% |
| 2024 | $131M | -12.9% | $184M | $9.65 | 25.1% | 35.4% |
| 2023 | $150M | +16.4% | $211M | $10.52 | 31.1% | 43.7% |
| 2022 | $129M | +35.3% | $179M | $8.70 | 42.7% | 59.4% |
| 2021 | $95M | +37.1% | $134M | $6.41 | 43.5% | 61.2% |
| 2020 | $69M | -11.4% | $97M | $4.65 | 31.5% | 44.0% |
| 2019 | $78M | +10.4% | $111M | $5.16 | 33.6% | 47.8% |
| 2018 | $71M | +63.6% | $99M | $4.64 | 34.8% | 48.4% |
| 2017 | $43M | +19.3% | $80M | $2.96 | 26.6% | 49.4% |
| 2016 | $36M | +22.3% | $60M | $2.56 | 28.5% | 46.8% |
| 2015 | $30M | +20.9% | $50M | $2.14 | 30.0% | 50.7% |
| 2014 | $25M | +28.1% | $41M | $1.78 | 28.9% | 48.0% |
| 2013 | $19M | -19.6% | $31M | $1.42 | 26.3% | 43.2% |
| 2012 | $24M | +95.1% | $3M | $1.78 | 42.3% | 5.8% |
| 2011 | $12M | +172.8% | $7M | $0.93 | 25.4% | 14.9% |
| 2010 | -$17M | +76.8% | -$18M | $-6.21 | -40.0% | -41.7% |
| 2009 | -$73M | -1347.2% | -$81M | $-31.50 | -111.0% | -123.4% |
| 2008 | -$5M | -118.9% | -$10M | $-2.55 | -5.5% | -10.9% |
| 2007 | $26M | +13.3% | $45M | $12.50 | 22.9% | 39.0% |
| 2006 | $23M | +38.8% | $40M | $11.05 | 25.0% | 42.8% |
| 2005 | $17M | +50.9% | $28M | $8.25 | 76.3% | 128.0% |
| 2004 | $11M | - | $19M | $6.40 | 26.0% | 43.2% |
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PFBC — Frequently Asked Questions
Quick answers to the most common questions about buying PFBC stock.
What is PFBC earnings per share (EPS)?
PFBC trailing twelve-month (TTM) diluted EPS is $10.71, reflecting +7.9% year-over-year growth. The 5-year EPS CAGR is +17.5%. Complete EPS history from 2004 to 2025 is available in the table on this page.
What is Preferred Bank's net income?
Preferred Bank (PFBC) trailing twelve-month net income is $134M as of 2025. Earnings grew +7.9% year-over-year. Preferred Bank has been profitable for 15 consecutive years.
Is PFBC profitable?
Yes, PFBC is profitable with a TTM net income of $134M and a net profit margin of +26.8%. Preferred Bank has generated profits for 15 consecutive years.
What is PFBC's earnings growth rate?
PFBC compound annual EPS growth rates (CAGR): 1-Year: +7.9%, 3-Year: +6.2%, 5-Year: +17.5%, 10-Year: +17.1%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2004 to 2025.
What are PFBC's profit margins?
Preferred Bank net profit margin is +26.8%, operating margin is +38.0%, and gross margin is +55.0%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +17.2%.
Is PFBC growing earnings?
PFBC is growing earnings steadily. YoY EPS growth of +7.9% is consistent with the 5-year CAGR of +17.5%. TTM net income is $134M.
What was PFBC's best earnings year?
Preferred Bank's highest annual net income on record is $150M, achieved in fiscal year 2023. Earnings history on this page spans 2004 to 2025 and includes all annual and quarterly figures.
What were PFBC's earnings last quarter?
PFBC's most recent reported quarter was Q4 2025. Net income was $35M with diluted EPS of $2.79. For a full breakdown of all quarters, see the quarterly earnings table on this page.