Last 48 quarters of trend data · Financial Services · Life & Annuity Insurers
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 12.24 | 9.62 | 14.64 | 11.67 | 9.51 | 22.05 | 11.09 | 100.44 | 4.94 | — | 13.16 | 9.72 | — | 3.53 | 12.00 | — | — | 3.46 | 1.37 | 14.34 | 10.27 |
| — | -56.4% | +32.0% | -88.4% | +92.5% | — | -15.7% | +933.4% | — | — | +9.7% | — | — | +2.2% | +774.6% | — | — | -71.7% | -88.5% | +78.9% | +41.7% | |
| P/S Ratio | 1.44 | 1.32 | 1.51 | 1.41 | 1.07 | 1.28 | 1.23 | 1.28 | 0.94 | 1.65 | 1.08 | 1.27 | 1.73 | 0.96 | 1.31 | 1.60 | 1.64 | 0.98 | 0.64 | 1.56 | 1.19 |
| — | +3.1% | +23.2% | +9.5% | +13.8% | -22.5% | +13.8% | +0.7% | -45.5% | +71.9% | -17.7% | -20.6% | +5.6% | -2.6% | +103.8% | +2.6% | +37.9% | -23.4% | -47.8% | +21.2% | +29.9% | |
| P/B Ratio | 2.02 | 1.98 | 1.83 | 1.61 | 1.58 | 1.55 | 1.52 | 1.64 | 1.56 | 1.71 | 1.64 | 1.78 | 1.66 | 1.60 | 1.75 | 1.72 | 1.98 | 1.87 | 1.51 | 1.58 | 1.18 |
| — | +28.1% | +20.9% | -2.3% | +1.5% | -9.4% | -7.3% | -7.7% | -5.9% | +6.6% | -6.3% | +3.7% | -16.3% | -14.1% | +15.8% | +8.7% | +68.1% | +75.0% | +44.0% | +49.9% | +44.7% | |
| P/FCF | 4.48 | 4.10 | 2.93 | 32.37 | 2.87 | 4.79 | 5.70 | 4.94 | 3.10 | 4.46 | 3.28 | 9.10 | 5.08 | 4.28 | 4.30 | 6.81 | 4.51 | 4.00 | 5.48 | 793.67 | 4.45 |
| — | -14.4% | -48.6% | +555.6% | -7.5% | +7.4% | +73.7% | -45.8% | -38.9% | +4.2% | -23.7% | +33.7% | +12.6% | +7.0% | -21.5% | -99.1% | +1.3% | -17.1% | +22.1% | +2159.3% | -22.1% | |
| EV / EBITDA | 7.38 | 7.25 | 10.54 | 8.77 | 3.85 | 11.83 | 8.40 | 168.30 | 4.00 | — | 9.75 | 8.04 | — | 2.63 | 10.03 | — | 16.34 | 2.73 | 1.15 | 13.65 | 8.68 |
| — | -38.7% | +25.5% | -94.8% | -3.8% | — | -13.9% | +1992.9% | — | — | -2.8% | — | — | -3.5% | +772.9% | — | +88.2% | -74.7% | -89.5% | +77.1% | +91.9% | |
| EV / EBIT | 16.58 | 7.25 | 11.41 | 9.44 | 7.53 | 17.69 | 9.08 | 168.30 | 4.00 | — | 9.98 | 8.16 | — | 2.65 | 10.23 | — | 1003.28 | 2.74 | 1.15 | 14.00 | 8.80 |
| — | -59.0% | +25.6% | -94.4% | +88.3% | — | -9.0% | +1961.7% | — | — | -2.4% | — | — | -3.4% | +788.3% | — | +11298.4% | -75.0% | -89.7% | +81.6% | +36.4% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 45.2% | 49.8% | 49.0% | 53.9% | 46.9% | 44.9% | 49.6% | 38.9% | 52.8% | 35.1% | 41.5% | 49.3% | 7.6% | 63.3% | 48.6% | 37.4% | 39.2% | 62.2% | 80.0% | 51.1% | 47.7% |
| — | +10.9% | -1.2% | +38.5% | -11.1% | +27.9% | +19.6% | -21.1% | +592.4% | -44.6% | -14.7% | +32.0% | -80.6% | +1.8% | -39.2% | -26.9% | -17.8% | +28.8% | +64.0% | -10.6% | +0.8% | |
| Operating Margin | 9.1% | 18.2% | 12.7% | 14.8% | 13.9% | 6.7% | 13.7% | 0.8% | 23.4% | -9.8% | 10.3% | 15.5% | -41.1% | 34.9% | 12.8% | -7.5% | 0.2% | 35.5% | 59.6% | 12.2% | 14.9% |
| — | +169.3% | -7.3% | +1795.0% | -40.7% | +169.2% | +33.1% | -94.9% | +156.9% | -128.0% | -19.2% | +305.2% | -26308.7% | -1.6% | -78.6% | -161.7% | -98.9% | +183.6% | +387.5% | -36.1% | -5.3% | |
| Net Margin | 7.6% | 13.7% | 10.3% | 11.7% | 11.3% | 5.8% | 11.1% | 1.3% | 19.1% | -7.3% | 8.2% | 13.1% | -32.4% | 27.1% | 10.9% | -5.0% | -0.3% | 28.4% | 46.8% | 10.9% | 11.5% |
| — | +135.7% | -6.7% | +799.0% | -40.7% | +179.5% | +35.1% | -90.1% | +158.8% | -127.0% | -25.1% | +364.3% | -10545.9% | -4.7% | -76.6% | -145.4% | -102.6% | +170.6% | +357.8% | -32.1% | -8.1% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 9.9% | 5.0% | 3.2% | 3.3% | 4.2% | 1.8% | 3.5% | 0.4% | 7.9% | -1.9% | 3.1% | 4.7% | -7.9% | 11.5% | 3.7% | -1.3% | -0.1% | 12.5% | 26.4% | 2.4% | 2.9% |
| — | +182.5% | -7.8% | +698.2% | -46.3% | +192.9% | +12.8% | -91.0% | +200.0% | -116.7% | -16.1% | +447.2% | -8186.5% | -7.7% | -86.1% | -157.0% | -103.3% | +473.6% | +1081.2% | -25.6% | -0.3% | |
| ROA | 0.4% | 0.2% | 0.1% | 0.1% | 0.2% | 0.1% | 0.1% | 0.0% | 0.3% | -0.1% | 0.1% | 0.2% | -0.3% | 0.4% | 0.1% | -0.0% | -0.0% | 0.5% | 1.1% | 0.1% | 0.2% |
| — | +181.2% | -7.8% | +695.5% | -46.2% | +193.3% | +11.6% | -91.1% | +196.8% | -116.4% | -11.9% | +473.1% | -9087.5% | -7.1% | -87.8% | -140.9% | -102.0% | +281.5% | +781.6% | -33.1% | -2.1% | |
| ROIC | 9.1% | 5.2% | 3.1% | 3.2% | 4.2% | 1.6% | 3.1% | 0.2% | 8.0% | -2.2% | 3.0% | 4.3% | -8.0% | 11.5% | 3.2% | -1.6% | 0.0% | 11.1% | 22.4% | 1.7% | 2.5% |
| — | +221.6% | -1.4% | +1650.6% | -48.1% | +172.9% | +2.8% | -95.7% | +201.0% | -119.3% | -5.3% | +371.3% | -20772.7% | +3.0% | -85.7% | -190.8% | -98.5% | +529.3% | +1164.7% | -31.0% | +0.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.32 | 0.37 | 0.34 | 0.32 | 0.32 | 0.32 | 0.33 | 0.38 | 0.36 | 0.34 | 0.35 | 0.34 | 0.36 | 0.36 | 0.38 | 0.45 | 0.40 | 0.42 | 0.38 | 0.37 | 0.26 |
| — | +13.3% | +1.4% | -15.3% | -10.9% | -5.2% | -5.2% | +9.8% | +0.6% | -4.9% | -6.9% | -23.3% | -10.0% | -13.3% | -1.6% | +20.3% | +49.4% | +57.2% | +46.0% | +34.0% | +2.4% | |
| Debt / EBITDA | 2.37 | 5.37 | 8.08 | 7.01 | 3.18 | 10.60 | 7.25 | 150.53 | 3.69 | — | 8.77 | 6.26 | — | 2.45 | 8.69 | — | 13.56 | 2.45 | 1.09 | 11.75 | 7.06 |
| — | -49.4% | +11.4% | -95.3% | -14.0% | — | -17.3% | +2306.3% | — | — | +0.9% | — | — | -0.3% | +695.2% | — | +91.9% | -75.4% | -88.9% | +65.3% | +36.5% | |
| Current Ratio | 3.21 | 0.27 | 0.30 | 0.23 | 3.09 | 0.28 | 309.08 | 0.21 | 52.50 | 31.09 | — | — | — | — | — | — | 0.53 | — | — | — | — |
| — | -5.2% | -99.9% | +9.0% | -94.1% | -99.1% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | 3.21 | 0.27 | 0.30 | 0.23 | 3.09 | 0.28 | 309.08 | 0.21 | 52.50 | 31.09 | — | — | — | — | — | — | 5.14 | — | — | — | — |
| — | -5.2% | -99.9% | +9.0% | -94.1% | -99.1% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 644.64 | — | 49.63 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying PFG stock.
Principal Financial Group, Inc.'s current P/E is 12.2x. The average P/E over the last 4 quarters is 11.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Principal Financial Group, Inc.'s current operating margin is 9.1%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Principal Financial Group, Inc.'s business trajectory between earnings reports.