Peapack-Gladstone Financial Corporation (PGC) P/E Ratio History
ExpensiveTrading at 21.9x vs 5Y avg 12.1x · 100th percentile · Material premium to history · Data 1998–2025
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P/E Ratio Analysis
As of June 13, 2026, Peapack-Gladstone Financial Corporation (PGC) trades at a price-to-earnings ratio of 21.9x, with a stock price of $46.25 and trailing twelve-month earnings per share of $2.11.
The current P/E is 81% above its 5-year average of 12.1x. Over the past five years, PGC's P/E has ranged from a low of 6.9x to a high of 17.3x, placing the current valuation at the 100th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.9x, PGC trades at a 58% premium to its sector peers. The sector includes 784 companies with P/E ratios ranging from 0.0x to 197.4x.
The PEG ratio of 2.43 (P/E divided by 14% EPS growth) suggests the stock may be expensive relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, PGC trades roughly in line with the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our PGC DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
PGC Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
PGC P/E vs Peers
Banks with large fee businesses peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $3B | 14.5 | 2.06 | +13% | |
| $4B | 14.8 | 0.84 | +15% | |
| $2B | 22.1 | - | -16% | |
| $1B | 15.9 | 5.71 | -29% | |
| $617M | 746.5 | - | -97% | |
| $11B | 13.8 | 0.69Best | +12% | |
| $10B | 14.8 | 1.64 | +2% | |
| $4B | 11.2Lowest | 0.80 | +32%Best | |
| $595M | 16.0 | 1.44 | -3% | |
| $20B | 52.3 | 2.14 | -47% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
PGC Historical P/E Data (1998–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q4 | Dec 31 2025 | $27.85 | $2.11 | 13.2x | -17% |
| FY2025 Q3 | - | $27.60 | $1.94 | 14.2x | -11% |
| FY2025 Q2 | Jun 30 2025 | $28.25 | $1.83 | 15.4x | -3% |
| FY2025 Q1 | Mar 31 2025 | $28.40 | $1.80 | 15.8x | -1% |
| FY2024 Q4 | - | $32.05 | $1.85 | 17.3x | +8% |
| FY2024 Q3 | Sep 30 2024 | $27.41 | $1.81 | 15.1x | -5% |
| FY2024 Q2 | Jun 30 2024 | $22.65 | $1.87 | 12.1x | -24% |
| FY2024 Q1 | Mar 31 2024 | $24.33 | $2.18 | 11.2x | -30% |
| FY2023 Q4 | Dec 31 2023 | $29.82 | $2.70 | 11.0x | -31% |
| FY2023 Q3 | Sep 30 2023 | $25.65 | $3.34 | 7.7x | -52% |
| FY2023 Q2 | Jun 30 2023 | $27.08 | $3.94 | 6.9x | -57% |
| FY2023 Q1 | Mar 31 2023 | $29.62 | $4.29 | 6.9x | -57% |
| FY2022 Q4 | Dec 31 2022 | $37.22 | $4.00 | 9.3x | -42% |
| FY2022 Q3 | Sep 30 2022 | $33.65 | $3.66 | 9.2x | -43% |
| FY2022 Q2 | - | $29.70 | $3.31 | 9.0x | -44% |
| FY2022 Q1 | - | $34.75 | $2.97 | 11.7x | -27% |
| FY2021 Q4 | Dec 31 2021 | $35.40 | $2.93 | 12.1x | -24% |
| FY2021 Q3 | - | $33.36 | $2.31 | 14.4x | -10% |
| FY2021 Q2 | Jun 30 2021 | $31.07 | $2.28 | 13.6x | -15% |
| FY2021 Q1 | Mar 31 2021 | $30.88 | $1.97 | 15.7x | -2% |
| FY2020 Q4 | - | $22.76 | $1.37 | 16.6x | +4% |
| FY2020 Q3 | Sep 30 2020 | $15.15 | $1.85 | 8.2x | -49% |
| FY2020 Q2 | - | $18.73 | $1.77 | 10.6x | -34% |
| FY2020 Q1 | - | $17.95 | $1.93 | 9.3x | -42% |
| FY2019 Q4 | - | $30.90 | $2.44 | 12.7x | -21% |
| FY2019 Q3 | Sep 30 2019 | $28.03 | $2.35 | 11.9x | -25% |
| FY2019 Q2 | Jun 30 2019 | $28.12 | $2.28 | 12.3x | -23% |
| FY2019 Q1 | Mar 31 2019 | $26.22 | $2.31 | 11.4x | -29% |
| FY2018 Q4 | Dec 31 2018 | $25.18 | $2.30 | 10.9x | -32% |
| FY2018 Q3 | Sep 30 2018 | $30.89 | $2.31 | 13.4x | -16% |
| FY2018 Q2 | Jun 30 2018 | $34.59 | $2.31 | 15.0x | -6% |
| FY2018 Q1 | Mar 31 2018 | $33.39 | $2.14 | 15.6x | -2% |
| FY2017 Q4 | Dec 31 2017 | $35.02 | $2.03 | 17.3x | +8% |
| FY2017 Q3 | Sep 30 2017 | $33.74 | $1.90 | 17.8x | +11% |
| FY2017 Q2 | Jun 30 2017 | $31.29 | $1.77 | 17.7x | +11% |
| FY2017 Q1 | Mar 31 2017 | $29.59 | $1.72 | 17.2x | +8% |
| FY2016 Q4 | Dec 31 2016 | $30.88 | $1.60 | 19.3x | +21% |
| FY2016 Q3 | Sep 30 2016 | $22.41 | $1.45 | 15.5x | -3% |
| FY2016 Q2 | - | $18.51 | $1.37 | 13.5x | -16% |
| FY2016 Q1 | - | $16.90 | $1.31 | 12.9x | -19% |
| FY2015 Q4 | - | $20.62 | $1.30 | 15.9x | -1% |
| FY2015 Q3 | Sep 30 2015 | $21.17 | $1.34 | 15.8x | -1% |
| FY2015 Q2 | - | $22.22 | $1.31 | 17.0x | +6% |
| FY2015 Q1 | - | $21.60 | $1.29 | 16.7x | +5% |
| FY2014 Q4 | Dec 31 2014 | $18.56 | $1.22 | 15.2x | -5% |
| FY2014 Q3 | - | $17.50 | $1.15 | 15.2x | -5% |
| FY2014 Q2 | Jun 30 2014 | $21.21 | $1.05 | 20.2x | +26% |
| FY2014 Q1 | Mar 31 2014 | $22.00 | $0.95 | 23.2x | +45% |
| FY2013 Q4 | - | $19.10 | $1.01 | 18.9x | +18% |
| FY2013 Q3 | Sep 30 2013 | $18.55 | $0.88 | 21.1x | +32% |
| FY2013 Q2 | Jun 30 2013 | $17.48 | $0.98 | 17.8x | +12% |
| FY2013 Q1 | Mar 31 2013 | $14.91 | $1.07 | 13.9x | -13% |
| FY2012 Q4 | Dec 31 2012 | $14.08 | $1.05 | 13.4x | -16% |
| FY2012 Q3 | Sep 30 2012 | $16.34 | $1.22 | 13.4x | -16% |
| FY2012 Q2 | Jun 30 2012 | $15.51 | $1.48 | 10.5x | -34% |
| FY2012 Q1 | Mar 31 2012 | $13.52 | $1.39 | 9.7x | -39% |
| FY2011 Q4 | Dec 31 2011 | $10.75 | $1.27 | 8.5x | -47% |
| FY2011 Q3 | Sep 30 2011 | $9.91 | $1.19 | 8.3x | -48% |
| FY2011 Q2 | - | $11.78 | $0.79 | 14.9x | -7% |
| FY2011 Q1 | - | $13.26 | $0.73 | 18.2x | +14% |
| FY2010 Q4 | Dec 31 2010 | $13.05 | $0.71 | 18.4x | +15% |
| FY2010 Q3 | - | $11.78 | $0.66 | 17.8x | +12% |
| FY2010 Q2 | Jun 30 2010 | $11.70 | $0.58 | 20.2x | +26% |
| FY2010 Q1 | Mar 31 2010 | $15.71 | $0.58 | 27.1x | +69% |
| FY2009 Q4 | - | $12.68 | $0.68 | 18.6x | +17% |
| FY2008 Q3 | - | $31.90 | $1.63 | 19.6x | +22% |
| FY2008 Q2 | Jun 30 2008 | $20.92 | $1.53 | 13.7x | -15% |
| FY2008 Q1 | Mar 31 2008 | $25.75 | $1.43 | 18.0x | +13% |
| FY2007 Q4 | Dec 31 2007 | $23.40 | $1.34 | 17.5x | +9% |
| FY2007 Q3 | Sep 30 2007 | $24.30 | $1.24 | 19.6x | +23% |
| FY2007 Q2 | Jun 30 2007 | $25.78 | $1.10 | 23.4x | +47% |
| FY2007 Q1 | Mar 31 2007 | $29.02 | $1.09 | 26.6x | +66% |
| FY2006 Q4 | Dec 31 2006 | $26.76 | $1.16 | 23.1x | +44% |
| FY2006 Q3 | Sep 30 2006 | $23.30 | $1.17 | 19.9x | +25% |
| FY2006 Q2 | Jun 30 2006 | $24.66 | $1.37 | 18.0x | +13% |
| FY2006 Q1 | Mar 31 2006 | $24.39 | $1.43 | 17.1x | +7% |
| FY2005 Q4 | Dec 31 2005 | $26.57 | $1.48 | 18.0x | +12% |
| FY2005 Q3 | Sep 30 2005 | $26.13 | $1.50 | 17.4x | +9% |
| FY2005 Q2 | - | $26.38 | $1.54 | 17.1x | +7% |
| FY2005 Q1 | - | $25.71 | $1.54 | 16.7x | +4% |
| FY2004 Q4 | Dec 31 2004 | $30.05 | $1.49 | 20.2x | +26% |
| FY2004 Q3 | - | $28.90 | $1.47 | 19.7x | +23% |
| FY2004 Q2 | Jun 30 2004 | $27.81 | $1.39 | 20.0x | +25% |
| FY2004 Q1 | Mar 31 2004 | $29.32 | $1.40 | 20.9x | +31% |
| FY2003 Q4 | Dec 31 2003 | $26.84 | $1.40 | 19.2x | +20% |
| FY2003 Q3 | - | $26.90 | $1.38 | 19.5x | +22% |
| FY2003 Q2 | Jun 30 2003 | $25.21 | $1.41 | 17.9x | +12% |
| FY2003 Q1 | Mar 31 2003 | $19.72 | $1.40 | 14.1x | -12% |
| FY2002 Q4 | - | $26.96 | $1.37 | 19.7x | +23% |
| FY2002 Q3 | Sep 30 2002 | $25.58 | $1.33 | 19.2x | +20% |
| FY2002 Q2 | Jun 30 2002 | $24.08 | $1.25 | 19.3x | +20% |
| FY2002 Q1 | Mar 31 2002 | $19.48 | $1.14 | 17.1x | +7% |
| FY2001 Q4 | Dec 31 2001 | $14.43 | $1.04 | 13.9x | -13% |
| FY2001 Q3 | Sep 30 2001 | $15.15 | $0.97 | 15.6x | -2% |
| FY2001 Q2 | Jun 30 2001 | $13.72 | $0.95 | 14.4x | -10% |
| FY2001 Q1 | Mar 31 2001 | $13.95 | $0.94 | 14.8x | -7% |
| FY2000 Q4 | Dec 31 2000 | $15.83 | $0.90 | 17.6x | +10% |
| FY2000 Q3 | Sep 30 2000 | $13.20 | $0.89 | 14.8x | -7% |
| FY2000 Q2 | Jun 30 2000 | $12.69 | $0.86 | 14.8x | -8% |
| FY2000 Q1 | Mar 31 2000 | $13.76 | $0.82 | 16.8x | +5% |
| FY1999 Q4 | Dec 31 1999 | $15.33 | $0.83 | 18.5x | +15% |
| FY1999 Q3 | - | $17.53 | $0.79 | 22.2x | +39% |
| FY1999 Q2 | Jun 30 1999 | $16.96 | $0.74 | 22.9x | +43% |
| FY1999 Q1 | Mar 31 1999 | $17.28 | $0.71 | 24.3x | +52% |
| FY1998 Q4 | - | $17.64 | $0.69 | 25.6x | +60% |
Average P/E for displayed period: 16.0x
What if you invested $1,000 in PGC back in 1998?
Total return with dividends reinvested · 28+ years of data
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Run the NumbersIs PGC Undervalued Right Now?
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Compare NowPGC — Frequently Asked Questions
Quick answers to the most common questions about buying PGC stock.
What is PGC's P/E ratio?
Peapack-Gladstone Financial Corporation (PGC) trailing twelve-month P/E ratio is 21.9x, based on TTM diluted EPS of $2.11. The 5-year average P/E is 12.1x and the historical range spans 6.9x to 17.3x.
Is PGC stock overvalued or undervalued?
PGC trades at 21.9x P/E, above its 5-year average of 12.1x. The 100th percentile ranking within the 6.9x–17.3x historical range indicates a premium to historical valuation.
Is PGC stock expensive?
Yes, PGC is expensive relative to its own history. The current P/E of 21.9x is above the 5-year average of 12.1x and also above the Financial Services sector median of 13.9x. The stock sits at the 100th percentile of its 5-year valuation range.
What is PGC's historical P/E range?
Over the past 5 years, PGC's P/E ratio has ranged from 6.9x to 17.3x, with a median of 12.1x and an average of 12.1x. The current P/E of 21.9x places the stock at the 100th percentile of this range. Full historical data spans 1998–2025.
How does PGC's P/E compare to the S&P 500?
PGC trades at 21.9x P/E versus the S&P 500 median of 25.1x. The 13% discount to the market suggests lower growth expectations or perceived higher risk.
How does PGC's valuation compare to Financial Services peers?
Peapack-Gladstone Financial Corporation P/E of 21.9x compares to the Financial Services sector median of 13.9x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is PGC's PEG ratio?
PGC PEG ratio is 2.43, based on a P/E of 21.9x and EPS growth of 14.1%. A PEG above 2.0 indicates a premium valuation relative to earnings growth — typically considered expensive.
What is PGC's earnings yield?
PGC earnings yield is 4.56%, the inverse of its 21.9x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.