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PGCPeapack-Gladstone Financial Corporation$46.25$819M
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PGC logoPeapack-Gladstone Financial Corporation (PGC) Earnings History

Steady Earner

29 years of earnings data (1997–2025) · Positive but moderate multi-year EPS trajectory

TTM Net Income
$37M
● Profitable
TTM EPS (Diluted)
$2.11
Per share, diluted
YoY EPS Growth
+14.1%
Strong
Net Margin
8.5%
After-tax profitability
EPS Growth Rate (CAGR)
1Y+14.1%
3Y-19.2%
5Y+9.0%
10Y+5.0%
Operating Margin11.9%
Gross Margin58.1%
Return on Equity5.9%
Return on Assets0.5%
Record Annual Net Income$74MFY2022
Record Quarterly EPS$1.12Q4 2022
Consecutive Profitable Years17years
Q4 2025
Net Income$12M
EPS (Diluted)$0.69
YoY Growth+14.1%Strong
QoQ Growth+26.2%Excellent

Loading earnings history...

Peapack-Gladstone Financial Corporation (PGC) Earnings Overview

As of June 13, 2026, Peapack-Gladstone Financial Corporation (PGC) reported trailing twelve-month net income of $37M, reflecting +14.1% year-over-year growth. The company earned $2.11 per diluted share over the past four quarters, with a net profit margin of 8.5%.

Looking at the long-term picture, PGC's 5-year EPS compound annual growth rate (CAGR) stands at +9.0%, showing solid earnings momentum. The company achieved its highest annual net income of $74M in fiscal 2022.

Peapack-Gladstone Financial Corporation maintains positive profitability with a gross margin of 58.1%, operating margin of 11.9%, and net margin of 8.5%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including NBTB ($169M net income, 19.5% margin), WSFS ($287M net income, 21.1% margin), CNOB ($80M net income, 13.3% margin), PGC has room to improve margins relative to the peer group. Compare PGC vs NBTB →

PGC Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
PGC logoPGCCurrent
$37M$2.118.5%5.9%+14.1%—
NBTB logoNBTB
$169M$3.2219.5%9.9%+12.5%
WSFS logoWSFS
$287M$5.2921.1%10.8%+15.4%
CNOB logoCNOB
$80M$1.6013.3%5.7%-15.9%
OCFC logoOCFC
$71M$1.2510.8%4.2%-29.1%
NFBK logoNFBK
$796,000$0.020.4%0.1%-97.3%
Best in group
Lowest in group

PGC Historical Earnings Data (1997–2025)

29 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$37M+13.2%$52M$2.118.5%11.9%
2024$33M-32.5%$45M$1.858.2%11.2%
2023$49M-34.2%$67M$2.7113.1%18.0%
2022$74M+31.1%$102M$4.0027.0%37.3%
2021$57M+116.2%$78M$2.9324.7%33.9%
2020$26M-44.8%$32M$1.3711.5%14.1%
2019$47M+7.4%$66M$2.4420.2%28.1%
2018$44M+21.0%$58M$2.3121.7%28.3%
2017$36M+37.8%$54M$2.0321.1%31.3%
2016$26M+32.6%$43M$1.6018.4%29.7%
2015$20M+34.1%$32M$1.2916.6%26.7%
2014$15M+60.8%$24M$1.2215.8%25.8%
2013$9M-4.5%$15M$1.0112.4%19.7%
2012$10M-20.3%$16M$1.0512.8%21.2%
2011$12M+58.8%$14M$1.2517.3%19.9%
2010$8M+7.5%$11M$0.6810.4%14.8%
2009$7M+132.3%$10M$0.648.9%12.8%
2008-$22M-286.0%-$35M$-2.53-25.4%-39.9%
2007$12M+16.0%$17M$1.3513.7%19.8%
2006$10M-22.1%$14M$1.1613.2%17.7%
2005$13M+0.2%$19M$1.4919.6%28.3%
2004$13M+6.6%$19M$1.4923.9%35.0%
2003$12M+3.1%$18M$1.4023.8%35.0%
2002$12M+33.6%$18M$1.3823.0%34.1%
2001$9M+15.8%$13M$1.0418.9%28.1%
2000$8M+16.8%$12M$0.8918.7%28.3%
1999$7M+9.4%$10M$0.8321.0%31.2%
1998$6M+34.3%$10M$0.6937.3%59.3%
1997$4M-$7M$0.6239.6%64.5%

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What if you invested $1,000 in PGC back in 1997?

Total return with dividends reinvested · 29+ years of data

Calculate Returns

How much would $100/month in PGC be worth today?

Dollar cost averaging vs lump sum · see how regular investing compounds over time

Run the Numbers

Is PGC Undervalued Right Now?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

View Valuation

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PGC — Frequently Asked Questions

Quick answers to the most common questions about buying PGC stock.

What is PGC earnings per share (EPS)?

PGC trailing twelve-month (TTM) diluted EPS is $2.11, reflecting +14.1% year-over-year growth. The 5-year EPS CAGR is +9.0%. Complete EPS history from 1997 to 2025 is available in the table on this page.

What is Peapack-Gladstone Financial Corporation's net income?

Peapack-Gladstone Financial Corporation (PGC) trailing twelve-month net income is $37M as of 2025. Earnings grew +14.1% year-over-year. Peapack-Gladstone Financial Corporation has been profitable for 17 consecutive years.

Is PGC profitable?

Yes, PGC is profitable with a TTM net income of $37M and a net profit margin of +8.5%. Peapack-Gladstone Financial Corporation has generated profits for 17 consecutive years.

What is PGC's earnings growth rate?

PGC compound annual EPS growth rates (CAGR): 1-Year: +14.1%, 3-Year: -19.2%, 5-Year: +9.0%, 10-Year: +5.0%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1997 to 2025.

What are PGC's profit margins?

Peapack-Gladstone Financial Corporation net profit margin is +8.5%, operating margin is +11.9%, and gross margin is +58.1%. Margins are within a typical range for the sector. Return on Equity is +5.9%.

Is PGC growing earnings?

PGC is growing earnings steadily. YoY EPS growth of +14.1% is consistent with the 5-year CAGR of +9.0%. TTM net income is $37M.

What was PGC's best earnings year?

Peapack-Gladstone Financial Corporation's highest annual net income on record is $74M, achieved in fiscal year 2022. Earnings history on this page spans 1997 to 2025 and includes all annual and quarterly figures.

What were PGC's earnings last quarter?

PGC's most recent reported quarter was Q4 2025. Net income was $12M with diluted EPS of $0.69. For a full breakdown of all quarters, see the quarterly earnings table on this page.

PGC Earnings Over Time (1997–2025)

Net income & EPS — annual and quarterly view