ACNB Corporation (ACNB) P/E Ratio History
Historical price-to-earnings valuation from 1997 to 2025
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ACNB Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 6, 2026, ACNB Corporation (ACNB) trades at a price-to-earnings ratio of 14.7x, with a stock price of $52.91 and trailing twelve-month earnings per share of $3.57.
The current P/E is 40% above its 5-year average of 10.5x. Over the past five years, ACNB's P/E has ranged from a low of 7.1x to a high of 15.9x, placing the current valuation at the 95th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.3x, ACNB is roughly in line with its sector peers. The sector includes 779 companies with P/E ratios ranging from 0.0x to 197.4x.
The PEG ratio of 1.33 (P/E divided by -3% EPS growth) suggests a fair valuation relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, ACNB trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our ACNB DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
ACNB P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $204M | 14.5 | 2.85 | +9% | |
| $243M | 11.9 | 1.06 | +40% | |
| $232M | 14.6 | - | +101% | |
| $246M | 13.9 | 9.31 | +96% | |
| $175M | 13.3 | - | +210%Best | |
| $724M | 8.5Lowest | 0.67Best | +194% | |
| $258M | 12.1 | 1.20 | +89% | |
| $901M | 12.0 | 0.94 | +22% | |
| $2B | 13.4 | 1.91 | +13% | |
| $24B | 62.1 | 2.55 | -47% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
ACNB Historical P/E Data (1997–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q4 | Wed Dec 31 2025 00:00:00 GM | $48.35 | $3.54 | 13.6x | +8% |
| FY2025 Q3 | $44.04 | $3.27 | 13.5x | +7% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $42.84 | $2.69 | 15.9x | +26% |
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $41.16 | $2.90 | 14.2x | +13% |
| FY2024 Q4 | $39.83 | $3.73 | 10.7x | -15% | |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $43.67 | $3.44 | 12.7x | +1% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $36.27 | $3.66 | 9.9x | -21% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $37.60 | $3.46 | 10.9x | -14% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $44.76 | $3.72 | 12.0x | -5% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $31.61 | $4.44 | 7.1x | -43% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $33.17 | $4.58 | 7.2x | -43% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $32.55 | $4.45 | 7.3x | -42% |
Average P/E for displayed period: 12.6x
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Start ComparisonACNB — Frequently Asked Questions
Quick answers to the most common questions about buying ACNB stock.
Is ACNB stock overvalued or undervalued?
ACNB trades at 14.7x P/E, above its 5-year average of 10.5x. The 95th percentile ranking indicates a premium to historical valuation.
How does ACNB's valuation compare to peers?
ACNB Corporation P/E of 14.7x compares to sector median of 13.3x. The premium reflects expected growth above peers.
What is ACNB's PEG ratio?
ACNB PEG ratio is 1.33. Between 1-2 suggests valuation aligns with growth. Historical P/E data spans 1997-2025.