PayPal Holdings, Inc. (PYPL) quarterly income statement — complete revenue, gross profit & net income history
PayPal Holdings, Inc. (PYPL) annual income statement — 13-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | -22M | 0 | 7M | 6M | 21M | 42M | 51M | 77M | 72M | 80M | 45M | 38M | 29M | 21M | -5M | -39M | -42M | -44M | -45M | -43M |
| NII Growth % | -204.76% | -100% | -86.27% | -92.21% | -70.83% | -47.5% | 13.33% | 102.63% | 148.28% | 280.95% | 1000% | 197.44% | 169.05% | 147.73% | 88.89% | 9.3% | 4.55% | -2.33% | -4.65% | -4.88% |
| Net Interest Margin % | -0.03% | 0% | 0.01% | 0.01% | 0.03% | 0.05% | 0.06% | 0.09% | 0.09% | 0.1% | 0.05% | 0.05% | 0.04% | 0.03% | -0.01% | -0.05% | -0.05% | -0.06% | -0.06% | -0.06% |
| Interest Income | 104M | 0 | 118M | 119M | 135M | 145M | 148M | 183M | 165M | 166M | 132M | 124M | 116M | 108M | 84M | 48M | 27M | 15M | 14M | 15M |
| Interest Expense | 126M | 0 | 111M | 113M | 114M | 103M | 97M | 106M | 93M | 86M | 87M | 86M | 87M | 87M | 89M | 87M | 69M | 59M | 59M | 58M |
| Loan Loss Provision | 4.66B | 4.54B | 4.53B | 4.43B | 4.33B | 3.97B | 4.33B | 4.09B | 4.18B | 4.15B | 4.27B | 3.96B | 3.85B | 3.64B | 3.62B | 3.27B | 3.42B | 3.13B | 3.24B | 2.77B |
| Non-Interest Income | 8.58B | 8.35B | 8.56B | 8.3B | 8.15B | 7.65B | 8.22B | 7.66B | 7.72B | 7.53B | 7.89B | 7.29B | 7.17B | 6.93B | 7.3B | 6.8B | 6.78B | 6.47B | 6.9B | 6.17B |
| Non-Interest Income % | 100.26% | 100% | 99.92% | 99.93% | 99.74% | 99.45% | 99.38% | 99.01% | 99.08% | 98.95% | 99.43% | 99.48% | 99.6% | 99.7% | 100.07% | 100.58% | 100.62% | 100.68% | 100.66% | 100.7% |
| Total Net Revenue | 8.56B | 8.35B | 8.56B | 8.3B | 8.17B | 7.69B | 8.27B | 7.74B | 7.79B | 7.61B | 7.94B | 7.33B | 7.2B | 6.95B | 7.29B | 6.76B | 6.74B | 6.42B | 6.86B | 6.12B |
| Revenue Growth % | 4.67% | 8.65% | 3.58% | 7.27% | 4.9% | 0.99% | 4.16% | 5.58% | 8.22% | 9.49% | 8.84% | 8.48% | 6.87% | 8.23% | 6.34% | 10.37% | 9% | 7.51% | 13.24% | 13.39% |
| Non-Interest Expense | 2.01B | 2.32B | 2.52B | 2.35B | 2.34B | 2.19B | 2.49B | 2.26B | 2.28B | 2.29B | 1.94B | 2.2B | 2.21B | 2.32B | 2.43B | 2.37B | 2.55B | 2.59B | 2.57B | 2.31B |
| Efficiency Ratio | 23.5% | 27.8% | 29.46% | 28.31% | 28.63% | 28.43% | 30.16% | 29.23% | 29.3% | 30.12% | 24.49% | 30.02% | 30.76% | 33.31% | 33.27% | 35.11% | 37.85% | 40.26% | 37.41% | 37.67% |
| Operating Income | 1.89B | 1.49B | 1.51B | 1.52B | 1.5B | 1.53B | 1.44B | 1.39B | 1.32B | 1.17B | 1.73B | 1.17B | 1.13B | 999M | 1.24B | 1.12B | 764M | 711M | 1.05B | 1.04B |
| Operating Margin % | 22.08% | 17.81% | 17.64% | 18.3% | 18.4% | 19.9% | 17.43% | 17.97% | 17% | 15.34% | 21.77% | 15.93% | 15.74% | 14.37% | 17.06% | 16.54% | 11.34% | 11.07% | 15.31% | 17.03% |
| Operating Income Growth % | 25.6% | -2.75% | 4.86% | 9.27% | 13.51% | 30.99% | -16.61% | 19.09% | 16.95% | 16.92% | 38.91% | 4.47% | 48.3% | 40.51% | 18.48% | 7.19% | -32.21% | -31.77% | 9.03% | 6.76% |
| Pretax Income | 1.31B | 1.39B | 1.63B | 1.53B | 1.53B | 1.6B | 1.41B | 1.31B | 1.4B | 1.21B | 1.79B | 1.24B | 1.3B | 1.07B | 1.11B | 1.58B | 49M | 629M | 706M | 1.17B |
| Pretax Margin % | 15.31% | 16.68% | 19% | 18.46% | 18.71% | 20.85% | 17.05% | 16.94% | 17.95% | 15.88% | 22.58% | 16.93% | 18.1% | 15.45% | 15.22% | 23.35% | 0.73% | 9.79% | 10.29% | 19.02% |
| Income Tax | 206M | 280M | 190M | 285M | 268M | 316M | 289M | 301M | 271M | 321M | 391M | 221M | 274M | 279M | 189M | 248M | 390M | 120M | -95M | 78M |
| Effective Tax Rate % | 15.73% | 20.1% | 11.68% | 18.59% | 17.53% | 19.71% | 20.5% | 22.96% | 19.37% | 26.55% | 21.81% | 17.81% | 21.03% | 25.98% | 17.03% | 15.72% | 795.92% | 19.08% | -13.46% | 6.7% |
| Net Income | 1.1B | 1.11B | 1.44B | 1.25B | 1.26B | 1.29B | 1.12B | 1.01B | 1.13B | 888M | 1.4B | 1.02B | 1.03B | 795M | 921M | 1.33B | -341M | 509M | 801M | 1.09B |
| Net Margin % | 12.9% | 13.32% | 16.78% | 15.03% | 15.43% | 16.74% | 13.56% | 13.05% | 14.48% | 11.66% | 17.66% | 13.91% | 14.29% | 11.43% | 12.63% | 19.68% | -5.06% | 7.92% | 11.68% | 17.75% |
| Net Income Growth % | -12.45% | -13.52% | 28.19% | 23.56% | 11.79% | 44.93% | -20.04% | -0.98% | 9.62% | 11.7% | 52.23% | -23.31% | 401.76% | 56.19% | 14.98% | 22.36% | -128.8% | -53.6% | -48.88% | 6.46% |
| Net Income (Continuing) | 1.1B | 1.11B | 1.44B | 1.25B | 1.26B | 1.29B | 1.12B | 1.01B | 1.13B | 888M | 1.4B | 1.02B | 1.03B | 795M | 921M | 1.33B | -341M | 509M | 801M | 1.09B |
| EPS (Diluted) | 1.25 | 1.21 | 1.53 | 1.30 | 1.29 | 1.29 | 1.11 | 0.99 | 1.08 | 0.83 | 1.29 | 0.93 | 0.92 | 0.70 | 0.81 | 1.15 | -0.29 | 0.43 | 0.67 | 0.92 |
| EPS Growth % | -3.1% | -6.2% | 37.84% | 31.31% | 19.44% | 55.42% | -13.95% | 6.45% | 17.39% | 18.57% | 59.26% | -19.13% | 417.24% | 62.79% | 20.9% | 25% | -129% | -53.26% | -50% | 6.98% |
| EPS (Basic) | 1.26 | 1.22 | 1.54 | 1.31 | 1.30 | 1.31 | 1.12 | 1.00 | 1.08 | 0.83 | 1.30 | 0.93 | 0.93 | 0.70 | 0.81 | 1.15 | -0.29 | 0.44 | 0.68 | 0.93 |
| Diluted Shares Outstanding | 901M | 920M | 939M | 978M | 977M | 999M | 1.01B | 1.02B | 1.05B | 1.07B | 1.08B | 1.1B | 1.11B | 1.13B | 1.14B | 1.16B | 1.16B | 1.17B | 1.19B | 1.19B |