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QD logoQudian Inc. (QD) Earnings History

Annual and quarterly earnings data from 2014 to 2024

TTM Net Income
$527M
Profitable
TTM EPS
$3.15
Diluted
YoY EPS Growth
+172.2%
Excellent
Net Margin
42.4%
Profitability
Operating Margin-142.4%
Gross Margin7.1%
ROE0.8%
ROA0.7%
Highest Annual Net Income$3.26B (2019)
Highest Quarterly EPS$4.00 (Q2 2019)
Consecutive Profitable Years2 years
Q2 2025
Net Income$312M
EPS$1.86
QoQ Growth+107.7%Excellent

Loading earnings history...

QD EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+172.2%
Excellent
3-Year
-40.0%
Declining
5-Year
-46.2%
Declining
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

QD Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
20247.1%-142.4%42.4%
2023-26.7%-262.0%31.0%
202233.7%-57.1%-62.7%
202181.9%55.8%35.6%
202076.6%23.5%26.0%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Qudian Inc. (QD) Earnings Overview

As of May 8, 2026, Qudian Inc. (QD) reported trailing twelve-month net income of $527M, reflecting +172.2% year-over-year growth. The company earned $3.15 per diluted share over the past four quarters, with a net profit margin of 42.4%.

Looking at the long-term picture, QD's 5-year EPS compound annual growth rate (CAGR) stands at -46.2%, signaling declining earnings. The company achieved its highest annual net income of $3.26B in fiscal 2019.

Qudian Inc. maintains industry-leading profitability with a gross margin of 7.1%, operating margin of -142.4%, and net margin of 42.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including FINV ($2.80B net income, 18.2% margin), LX ($1.61B net income, 7.7% margin), QFIN ($6.89B net income, 36.5% margin), QD has outperformed on profitability metrics. Compare QD vs FINV →

QD Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
QD logoQDCurrent
$527M$3.1542.4%0.8%+172.2%—
FINV logoFINV
$2.8B$10.3718.2%16.2%+8.4%
LX logoLX
$1.6B$9.017.7%10.8%+2.5%
QFIN logoQFIN
$6.9B$51.7636.5%27.1%+60.7%
CNF logoCNF
-$51M$-150.19-73.1%-12.0%-12229.1%
LU logoLU
-$3.4B$-11.80-7.3%-2.3%-254.5%
Best in group
Lowest in group

QD Historical Earnings Data (2014–2024)

11 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024$92M+134.4%-$308M$0.4942.4%-142.4%
2023$39M+110.8%-$331M$0.1831.0%-262.0%
2022-$362M-161.4%-$330M$-1.47-62.7%-57.1%
2021$589M-38.6%$923M$2.2735.6%55.8%
2020$959M-70.6%$866M$3.5926.0%23.5%
2019$3.26B+31.0%$3.85B$10.8636.9%43.5%
2018$2.49B+15.1%$2.69B$7.7432.4%35.0%
2017$2.16B+275.3%$2.42B$7.0945.3%50.7%
2016$577M+347.3%$713M$1.7540.0%49.4%
2015-$233M-328.9%-$231M$-2.94-99.2%-98.3%

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QD — Frequently Asked Questions

Quick answers to the most common questions about buying QD stock.

Is QD growing earnings?

QD EPS is $3.15, with earnings growth accelerating to +172.2%. This exceeds the 5-year CAGR of -46.2%. TTM net income reached $527M.

What are QD's profit margins?

Qudian Inc. net margin is +42.4%, with operating margin at -142.4%. Above-average margins indicate pricing power.

How consistent are QD's earnings?

QD earnings data spans 2014-2024. The accelerating earnings trend is +172.2% YoY. Historical data enables comparison across business cycles.

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QD Earnings Over Time (2014–2024)

Net income and EPS trends