Q2 Holdings, Inc. (QTWO) P/E Ratio History
UndervaluedTrading at 71.1x vs 5Y avg 420.1x · 40th percentile · Below historical baseline · Data 2025–2026
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P/E Ratio Analysis
As of September 23, 2026, Q2 Holdings, Inc. (QTWO) trades at a price-to-earnings ratio of 71.1x, with a stock price of $56.86 and trailing twelve-month earnings per share of $1.38.
The current P/E is 83% below its 5-year average of 420.1x. Over the past five years, QTWO's P/E has ranged from a low of 34.4x to a high of 1782.7x, placing the current valuation at the 40th percentile of its historical range.
Compared to the Technology sector median P/E of 29.9x, QTWO trades at a 138% premium to its sector peers. The sector includes 365 companies with P/E ratios ranging from 0.0x to 199.0x.
Relative to the broader market, QTWO commands a significant premium over the S&P 500 median P/E of 25.5x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our QTWO DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
QTWO Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
QTWO P/E vs Peers
Financial services and insurance software peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $2B | 393.4 | - | +115%Best | |
| $734M | 10.9 | 2.07 | +3% | |
| $11B | 23.9 | 2.37 | +19% | |
| $18B | 46.6 | 1.91 | -47% | |
| $25B | 7.3Lowest | 0.21Best | +18% | |
| $2B | 12.7 | 1.41 | +27% | |
| $459M | 9.9 | - | -15% | |
| $3.7T | 27.7 | 1.59 | +32% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
QTWO Historical P/E Data (2025–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q2 | - | $48.10 | $1.40 | 34.4x | -92% |
| FY2026 Q1 | - | $47.30 | $1.12 | 42.2x | -90% |
| FY2025 Q4 | Dec 31 2025 | $72.16 | $0.79 | 91.3x | -78% |
| FY2025 Q3 | - | $72.39 | $0.48 | 150.0x | -64% |
| FY2025 Q2 | Jun 30 2025 | $93.59 | $0.05 | 1782.7x | +324% |
Average P/E for displayed period: 420.1x
QTWO Chart Terminal
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Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
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Peer Comparison
Compare growth, multiples, and margins vs sector.
QTWO — Frequently Asked Questions
Quick answers to the most common questions about buying QTWO stock.
What is QTWO's P/E ratio?
Q2 Holdings, Inc. (QTWO) trailing twelve-month P/E ratio is 71.1x, based on TTM diluted EPS of $1.38. The 5-year average P/E is 420.1x and the historical range spans 34.4x to 1782.7x.
Is QTWO stock overvalued or undervalued?
QTWO trades at 71.1x P/E, below its 5-year average of 420.1x. At the 40th percentile of its historical range (34.4x–1782.7x), the stock is priced at a discount to its own history.
Is QTWO stock expensive?
No, QTWO is not expensive on a historical basis. The current P/E of 71.1x is below the 5-year average of 420.1x and sits at the 40th percentile of its valuation range.
What is QTWO's historical P/E range?
Over the past 5 years, QTWO's P/E ratio has ranged from 34.4x to 1782.7x, with a median of 91.3x and an average of 420.1x. The current P/E of 71.1x places the stock at the 40th percentile of this range. Full historical data spans 2025–2026.
How does QTWO's P/E compare to the S&P 500?
QTWO trades at 71.1x P/E versus the S&P 500 median of 25.5x. The 179% premium to the market typically reflects higher expected earnings growth or quality.
How does QTWO's valuation compare to Technology peers?
Q2 Holdings, Inc. P/E of 71.1x compares to the Technology sector median of 29.9x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is QTWO's PEG ratio?
QTWO PEG ratio is N/A, based on a P/E of 71.1x and EPS growth of 225.0%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is QTWO's earnings yield?
QTWO earnings yield is 1.41%, the inverse of its 71.1x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.