Q2 Holdings, Inc. (QTWO) P/E Ratio History
Historical price-to-earnings valuation from 2025 to 2025
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Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of February 28, 2026, Q2 Holdings, Inc. (QTWO) trades at a price-to-earnings ratio of 60.1x, with a stock price of $48.12 and trailing twelve-month earnings per share of $0.45.
The current P/E is 88% below its 5-year average of 487.3x. Over the past five years, QTWO's P/E has ranged from a low of 133.7x to a high of 840.9x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Technology sector median P/E of 25.2x, QTWO trades at a 138% premium to its sector peers. The sector includes 345 companies with P/E ratios ranging from 0.0x to 199.1x.
Relative to the broader market, QTWO commands a significant premium over the S&P 500 median P/E of 26.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our QTWO DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
Peer Comparison
P/E metrics vs. Financial services and insurance software peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
INTUIntuit Inc. | $114B | 29.9 | 2.05 | +31% |
FICOFair Isaac Corporation | $33B | 53.1 | 1.94 | +30% |
SSNCSS&C Technologies Holdings, Inc. | $18B | 23.9 | 3.96 | +5% |
GWREGuidewire Software, Inc. | $12B | 179.4 | - | +1192% |
QTWOQ2 Holdings, Inc. | $3B | 60.1 | - | +225% |
SPNSSapiens International Corporation N.V. | $2B | 33.7 | 1.69Best | +15% |
BLBlackLine, Inc. | $2B | 24.3 | - | +99% |
UPBDUpbound Group, Inc. | $1B | 9.7Lowest | - | +2446%Best |
NPNeptune Insurance Holdings Inc. | $904M | 13.2 | - | +52% |
OPFIOppFi Inc. | $589M | 25.5 | - | +687% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
Historical P/E Data
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q3 | $72.39 | $0.54 | 133.7x | -73% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $93.59 | $0.11 | 840.9x | +73% |
Average P/E for displayed period: 487.3x
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Start ComparisonFrequently Asked Questions
Is QTWO stock overvalued or undervalued?
QTWO trades at 60.1x P/E, below its 5-year average of 487.3x. At the N/A percentile of historical range, the stock is priced at a discount to its own history.
How does QTWO's valuation compare to peers?
Q2 Holdings, Inc. P/E of 60.1x compares to sector median of 25.2x. The premium reflects expected growth above peers.
What is QTWO's PEG ratio?
QTWO PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2025-2025.