Ready Capital Corporation (RC) quarterly balance sheet — complete assets, liabilities & equity history
Ready Capital Corporation (RC) balance sheet — 14-year assets, liabilities & shareholders' equity history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Total Assets | 5.78B | 6.26B | 6.31B | 7.77B | 8.33B | 9.31B | 9.98B | 10.14B | 11.25B | 11.77B | 12.04B | 12.44B | 12.8B | 12.38B | 11.54B | 11.62B | 11.86B | 11.94B | 11.48B | 9.53B |
| Asset Growth % | -30.59% | -32.71% | -36.71% | -23.39% | -25.96% | -20.94% | -17.16% | -18.48% | -12.08% | -4.92% | 4.39% | 7.06% | 7.94% | 3.73% | 0.53% | 21.89% | 28% | 32.98% | 43.15% | 77.47% |
| Real Estate & Other Assets | 0 | -1.45B | -618.38M | 197.12M | 205.16M | 165.68M | 132.94M | -510.69M | -508.04M | -478.17M | -436.72M | -7.06B | -644.86M | -456.08M | -977K | -2.66M | 11.38B | 89.94M | 10.77B | 9.04B |
| PP&E (Net) | 0 | 0 | 3.2M | 3.37M | 3.54M | 3.7M | 6.9M | 7.36M | 5.85M | 3.96M | 4.3M | 2.54M | 4.89M | 5.54M | 2.36M | 1.69M | 1.86M | 1.83M | 2.09M | 2.4M |
| Investment Securities | 0 | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Total Current Assets | 157.13M | 124.15M | 200.43M | 345.71M | 375.21M | 420.65M | 435.23M | 0 | 0 | 0 | 0 | 0 | 181.91M | 240.42M | 121.76M | 289.93M | 110.25M | 11.16B | 87.92M | 83.18M |
| Cash & Equivalents | 157.13M | 124.15M | 200.43M | 207.84M | 147.51M | 162.94M | 205.93M | 143.8M | 181.32M | 226.29M | 166.01M | 139.2M | 205.03M | 227.5M | 111.19M | 163.04M | 208.04M | 132.13M | 213.48M | 229.53M |
| Receivables | 0 | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Other Current Assets | 0 | -4.34B | -127.87M | 41.69M | 46.98M | 59.55M | 42.45M | -391.42M | -522.04M | -424.06M | -288.7M | -149.63M | 42.84M | 0 | 0 | 0 | 0 | 842.96M | 0 | 0 |
| Intangible Assets | 0 | 153.92M | 161.11M | 164.45M | 165.83M | 161.84M | 166.6M | 165.45M | 165.2M | 148.47M | 121.63M | 120.59M | 325.72M | 313.88M | 295.8M | 102.57M | 291.31M | 267.57M | 258.58M | 219.44M |
| Total Liabilities | 4.5B | 4.91B | 4.87B | 6.13B | 6.46B | 7.38B | 7.94B | 8.21B | 8.92B | 9.38B | 9.54B | 9.79B | 10.1B | 9.68B | 9.66B | 9.72B | 9.88B | 9.97B | 9.51B | 8.25B |
| Total Debt | 598.74M | 4.66B | 4.62B | 5.93B | 6.24B | 7.15B | 7.56B | 6.04B | 6.33B | 6.7B | 6.98B | 7.24B | 9.7B | 9.29B | 9.2B | 9.19B | 9.71B | 6.43B | 5.66B | 6.97B |
| Net Debt | 441.61M | 4.54B | 4.42B | 5.72B | 6.09B | 6.98B | 7.35B | 5.89B | 6.15B | 6.47B | 6.81B | 9.06B | 9.52B | 9.07B | 9.09B | 9.03B | 9.5B | 6.29B | 5.45B | 6.74B |
| Long-Term Debt | 0 | 4.21B | 4.49B | 3.13B | 3.35B | 3.63B | 4.83B | 5.7B | 6.01B | 6.46B | 6.77B | 7.09B | 7.8B | 6.9B | 6.72B | 6.34B | 5.89B | 5.91B | 5.16B | 4.46B |
| Short-Term Borrowings | 598.74M | 450.09M | 122.44M | 2.79B | 2.88B | 3.51B | 2.71B | 317.05M | 301.95M | 224.31M | 200.14M | 149.92M | 1.92B | 459.18M | 458.49M | 128.88M | 457.02M | 511.2M | 503.29M | 471.88M |
| Capital Lease Obligations | 0 | 7.92M | 8.25M | 8.56M | 8.51M | 8.78M | 16.47M | 17.81M | 17.16M | 9.38M | 9.79M | 8.21M | 8.84M | 9.28M | 2.51M | 1.78M | 2M | 2.05M | 2.36M | 3M |
| Total Current Liabilities | 598.74M | 450.09M | 122.44M | 2.9B | 3.02B | 3.66B | 2.84B | 2.18B | 2.36B | 329.77M | 386.77M | 583.09M | 344.68M | 159.65M | 458.49M | 457.75M | 525.22M | 2.51B | 543.88M | 513.26M |
| Accounts Payable | 0 | 52.42M | 52.08M | 59.69M | 60.93M | 66.36M | 58.45M | 53.33M | 62.15M | 48.91M | 51.53M | 41.62M | 19.1M | 40.02M | 51.19M | 47.95M | 47.78M | 37.78M | 40.59M | 41.38M |
| Deferred Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -32.98M | -30.89M | -299.53M | 0 | 0 | 151K | 1.82B | -157.63M | 286K |
| Other Liabilities | 3.9B | 245.72M | 243.12M | 83.76M | 79.97M | 87.24M | 252.9M | -5.72B | -6.06B | -6.51B | -6.81B | 11.27M | 2.4B | -6.94B | 2.44B | 2.89B | 1.36B | 3.58B | -5.17B | 3.44B |
| Total Equity | 1.28B | 1.35B | 1.45B | 1.64B | 1.88B | 1.93B | 2.04B | 1.94B | 2.33B | 2.39B | 2.5B | 2.65B | 2.7B | 2.7B | 1.88B | 1.9B | 1.98B | 1.97B | 1.97B | 1.28B |
| Equity Growth % | -31.79% | -29.88% | -29.03% | -15.11% | -19.52% | -19.49% | -18.35% | -26.86% | -13.69% | -11.51% | 32.95% | 39.41% | 36.54% | 37.18% | -4.41% | 48.26% | 60.84% | 52.94% | 66.88% | 53.51% |
| Shareholders Equity | 1.17B | 1.25B | 1.35B | 1.54B | 1.77B | 1.83B | 1.94B | 1.84B | 2.23B | 2.29B | 2.4B | 2.55B | 2.6B | 2.6B | 1.78B | 1.8B | 1.88B | 1.87B | 1.86B | 1.28B |
| Minority Interest | 104.63M | 102.67M | 100.81M | 99.23M | 100.53M | 98.54M | 99.64M | 97.7M | 96.66M | 98.98M | 97.06M | 98.46M | 99.3M | 99.96M | 100.2M | 99.15M | 101.88M | 102.61M | 107.29M | 4.49M |
| Common Stock | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 17K | 11K | 11K | 11K | 11K | 11K | 8K |
| Additional Paid-in Capital | 0 | 2.27B | 2.27B | 2.26B | 2.26B | 2.27B | 2.3B | 2.25B | 2.29B | 2.29B | 2.31B | 2.32B | 2.32B | 2.31B | 1.69B | 1.68B | 1.72B | 1.72B | 1.72B | 1.16B |
| Retained Earnings | -1.19B | -1.12B | -1.01B | -807.52M | -569.71M | -528.52M | -450.28M | -505.09M | -146M | -92.32M | -3.55M | 124.41M | 168.54M | 187.14M | -6.53M | 4.99M | 40.08M | 27.3M | 21.66M | 8.6M |
| Preferred Stock | 8.36M | 119.74M | 119.74M | 111.38M | 111.38M | 111.38M | 111.38M | 111.38M | 111.38M | 111.38M | 111.38M | 119.74M | 119.74M | 111.38M | 111.38M | 119.74M | 119.74M | 119.74M | 119.74M | 111.38M |
| Return on Assets (ROA) | -1.1% | -1.61% | -2.86% | -2.91% | -0.21% | -0.58% | 0.79% | -2.96% | -0.08% | -0.3% | -0.61% | 0.08% | 0.36% | 2.08% | 0.3% | 0.1% | 0.53% | 0.48% | 0.6% | 0.57% |
| Return on Equity (ROE) | -5.03% | -7.26% | -13.05% | -13.31% | -0.99% | -2.8% | 4% | -14.82% | -0.39% | -1.47% | -2.89% | 0.37% | 1.69% | 10.86% | 1.86% | 0.59% | 3.2% | 2.85% | 3.91% | 4.24% |
| Debt / Assets | 10.35% | 74.4% | 73.21% | 76.3% | 74.87% | 76.78% | 75.78% | 59.51% | 56.23% | 56.88% | 57.95% | 58.23% | 75.8% | 75.05% | 79.77% | 79.08% | 81.91% | 53.83% | 49.33% | 73.15% |
| Debt / Equity | 0.47x | 3.45x | 3.19x | 3.61x | 3.33x | 3.71x | 3.70x | 3.12x | 2.72x | 2.80x | 2.79x | 2.74x | 3.59x | 3.44x | 4.89x | 4.84x | 4.91x | 3.26x | 2.88x | 5.45x |
| Net Debt / EBITDA | - | - | - | - | - | - | 32.54x | - | 36.49x | 58.45x | 84.28x | - | - | - | - | - | - | - | - | - |
| Book Value per Share | 7.38 | 7.89 | 8.64 | 9.99 | 11.18 | 11.28 | 12.17 | 11.46 | 13.75 | 14.08 | 14.44 | 15.38 | 15.48 | 19.09 | 15.54 | 15.68 | 15.73 | 15.76 | 20.62 | 16.89 |