Last 48 quarters of trend data · Financial Services · Large & Global Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.56 | 9.46 | 11.80 | 10.53 | 11.68 | 10.81 | 9.97 | 10.65 | 10.50 | 11.90 | 9.63 | 14.22 | 12.42 | 8.78 | 7.55 | 7.48 | 7.70 | 11.67 | 7.94 | 10.12 | 12.67 |
| — | -12.4% | +18.4% | -1.1% | +11.2% | -9.2% | +3.4% | -25.1% | -15.5% | +35.6% | +27.6% | +90.0% | +61.3% | -24.8% | -5.0% | -26.0% | -39.2% | +42.4% | +21.3% | +23.4% | +91.8% | |
| P/S Ratio | 3.15 | 2.92 | 3.39 | 3.03 | 3.10 | 3.08 | 2.78 | 2.77 | 2.96 | 2.99 | 2.66 | 2.78 | 2.49 | 2.18 | 2.14 | 2.24 | 2.54 | 2.53 | 2.52 | 3.30 | 3.20 |
| — | -5.2% | +22.1% | +9.2% | +4.7% | +2.8% | +4.6% | -0.3% | +18.9% | +37.4% | +24.3% | +24.0% | -1.8% | -13.8% | -15.2% | -32.0% | -20.5% | -20.4% | -18.1% | +6.1% | +38.0% | |
| P/B Ratio | 1.30 | 1.28 | 1.37 | 1.20 | 1.25 | 1.23 | 1.13 | 1.07 | 1.20 | 1.14 | 1.07 | 1.14 | 1.03 | 1.00 | 1.00 | 1.03 | 1.27 | 1.24 | 1.07 | 1.24 | 1.14 |
| — | +3.7% | +20.9% | +13.0% | +3.9% | +8.0% | +5.8% | -6.3% | +16.5% | +14.1% | +6.5% | +9.9% | -18.9% | -19.4% | -5.9% | -16.7% | +11.6% | +13.0% | +0.1% | +10.9% | +32.7% | |
| P/FCF | 26.43 | — | 17.35 | 6.57 | — | 6.91 | 9.47 | 4.66 | — | 4.28 | 29.86 | 17.53 | 5.41 | 5.30 | 11.13 | 24.56 | 4.06 | 16.10 | 5.83 | 10.23 | 6.99 |
| — | — | +83.2% | +41.0% | — | +61.3% | -68.3% | -73.4% | — | -19.1% | +168.4% | -28.6% | +33.3% | -67.1% | +90.9% | +140.0% | -41.9% | +157.6% | -18.2% | +44.9% | — | |
| EV / EBITDA | 6.05 | 7.36 | 7.95 | 8.67 | 6.10 | 9.12 | 5.27 | 4.46 | 6.38 | 7.17 | 5.82 | 6.10 | 6.48 | 4.96 | 4.48 | 3.80 | 3.01 | 2.12 | -0.17 | -1.40 | -2.47 |
| — | -19.3% | +50.9% | +94.3% | -4.3% | +27.2% | -9.6% | -26.9% | -1.5% | +44.7% | +30.0% | +60.5% | +114.8% | +133.6% | +2794.7% | +371.4% | +221.9% | +273.1% | +77.2% | -157.9% | -775.0% | |
| EV / EBIT | 6.61 | 7.36 | 8.21 | 8.95 | 6.29 | 9.39 | 5.41 | 4.62 | 6.58 | 7.57 | 6.21 | 6.73 | 7.20 | 5.43 | 4.86 | 4.11 | 3.25 | 2.43 | -0.19 | -1.61 | -2.83 |
| — | -21.6% | +51.8% | +93.7% | -4.4% | +24.0% | -12.9% | -31.4% | -8.6% | +39.5% | +27.8% | +64.0% | +121.5% | +123.0% | +2685.1% | +355.0% | +215.0% | +277.7% | +76.4% | -164.1% | -813.3% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 95.3% | 96.6% | 96.4% | 95.1% | 100.0% | 94.5% | 93.4% | 93.0% | 93.4% | 93.7% | 94.1% | 91.3% | 91.4% | 92.2% | 94.0% | 93.1% | 94.4% | 92.8% | 96.6% | 102.3% | 93.3% |
| — | +2.2% | +3.3% | +2.2% | +7.1% | +0.9% | -0.8% | +1.9% | +2.1% | +1.6% | +0.1% | -1.9% | -3.1% | -0.6% | -2.7% | -9.0% | +1.2% | -15.4% | -20.4% | -6.0% | -8.8% | |
| Operating Margin | 36.4% | 39.9% | 37.7% | 38.1% | 36.9% | 37.0% | 37.1% | 34.8% | 36.2% | 34.0% | 36.1% | 26.6% | 26.0% | 33.3% | 37.2% | 40.4% | 43.7% | 30.1% | 42.3% | 43.9% | 33.1% |
| — | +7.9% | +1.6% | +9.5% | +1.8% | +8.8% | +2.6% | +31.1% | +39.0% | +1.9% | -2.9% | -34.3% | -40.4% | +10.7% | -12.1% | -7.9% | +31.9% | -41.5% | -34.4% | -14.1% | -24.6% | |
| Net Margin | 28.6% | 32.0% | 29.9% | 29.8% | 27.8% | 29.7% | 29.6% | 27.5% | 29.4% | 27.4% | 28.9% | 21.1% | 21.6% | 26.4% | 29.7% | 31.4% | 34.3% | 23.0% | 33.4% | 34.3% | 26.8% |
| — | +7.7% | +1.1% | +8.7% | -5.5% | +8.5% | +2.1% | +30.4% | +36.1% | +3.7% | -2.5% | -32.8% | -37.0% | +14.8% | -11.0% | -8.5% | +28.0% | -43.0% | -33.2% | -14.1% | -26.9% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 11.7% | 3.4% | 3.0% | 2.9% | 2.8% | 3.0% | 3.0% | 2.7% | 2.9% | 2.7% | 2.9% | 2.1% | 2.3% | 3.0% | 3.5% | 3.7% | 4.4% | 2.7% | 3.5% | 3.1% | 2.4% |
| — | +13.7% | -0.0% | +9.7% | -4.1% | +10.4% | +3.4% | +26.2% | +25.3% | -8.7% | -15.6% | -42.9% | -47.2% | +10.4% | -0.6% | +20.0% | +85.7% | -23.3% | -20.4% | -13.0% | -30.7% | |
| ROA | 1.4% | 0.4% | 0.4% | 0.3% | 0.3% | 0.4% | 0.4% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.3% | 0.3% | 0.4% | 0.4% | 0.4% | 0.3% | 0.4% | 0.3% | 0.3% |
| — | +9.1% | +0.3% | +13.0% | -1.5% | +13.4% | +8.8% | +28.9% | +32.7% | -0.7% | -13.5% | -39.4% | -41.6% | +17.7% | +4.5% | +18.1% | +59.5% | -35.5% | -29.8% | -21.5% | -34.8% | |
| ROIC | 8.5% | 2.1% | 2.1% | 2.2% | 2.2% | 2.2% | 2.2% | 1.9% | 1.9% | 1.9% | 2.1% | 1.7% | 1.7% | 2.0% | 2.4% | 3.0% | 3.7% | 2.3% | 2.9% | 2.6% | 1.9% |
| — | -0.6% | -4.5% | +14.6% | +11.0% | +16.2% | +2.8% | +12.6% | +16.3% | -7.1% | -12.3% | -43.7% | -54.4% | -13.8% | -16.9% | +14.1% | +88.8% | -21.3% | -20.4% | -9.5% | -21.9% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.26 | 0.58 | 0.40 | 0.34 | 0.26 | 0.32 | 0.28 | 0.32 | 0.36 | 0.40 | 0.33 | 0.25 | 0.13 | 0.39 | 0.44 | 0.25 | 0.14 | 0.15 | 0.14 | 0.14 | 0.13 |
| — | +83.1% | +42.9% | +3.7% | -29.5% | -20.6% | -13.2% | +27.9% | +172.2% | +2.9% | -25.7% | -0.6% | -7.0% | +160.3% | +211.6% | +84.7% | +9.0% | +13.9% | -10.7% | -15.5% | -33.3% | |
| Debt / EBITDA | 1.73 | 13.32 | 10.28 | 8.60 | 6.69 | 8.35 | 7.28 | 9.36 | 9.58 | 11.71 | 8.40 | 8.45 | 4.45 | 9.28 | 9.24 | 5.06 | 2.43 | 3.53 | 2.77 | 2.90 | 3.89 |
| — | +59.6% | +41.2% | -8.1% | -30.1% | -28.7% | -13.3% | +10.8% | +115.4% | +26.2% | -9.1% | +67.2% | +83.2% | +163.1% | +233.2% | +74.1% | -37.6% | +33.6% | +7.8% | -8.1% | -13.1% | |
| Current Ratio | 0.30 | 0.32 | 0.33 | 1.25 | 0.30 | 9.75 | 0.27 | 0.29 | 0.27 | 0.29 | 0.28 | 0.29 | 0.28 | 0.26 | 0.27 | 0.26 | 0.30 | 0.31 | 0.34 | 0.39 | 0.42 |
| — | -96.7% | +20.9% | +332.0% | +10.6% | +3270.0% | -2.2% | +0.9% | -2.5% | +12.8% | +3.2% | +8.8% | -7.7% | -16.0% | -21.3% | -32.1% | -28.1% | -26.4% | -15.9% | -1.4% | +12.8% | |
| Quick Ratio | 0.30 | 0.32 | 0.33 | 1.25 | 0.30 | 9.75 | 0.27 | 0.29 | 0.27 | 0.29 | 0.28 | 0.29 | 0.28 | 0.26 | 0.27 | 0.26 | 0.30 | 0.31 | 0.34 | 0.39 | 0.42 |
| — | -96.7% | +20.9% | +332.0% | +10.6% | +3270.0% | -2.2% | +0.9% | -2.5% | +12.8% | +3.2% | +8.8% | -7.7% | -16.0% | -21.3% | -32.1% | -28.1% | -26.4% | -15.9% | -1.4% | +12.8% | |
| Interest Coverage | 1.32 | 1.62 | 1.52 | 1.57 | 1.45 | 1.31 | 1.34 | 1.17 | 1.15 | 1.01 | 1.09 | 0.86 | 0.91 | 1.30 | 2.03 | 3.52 | 5.77 | 6.94 | 15.74 | 18.97 | 14.62 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying RF stock.
Regions Financial Corporation's current P/E is 10.6x. The average P/E over the last 4 quarters is 10.9x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Regions Financial Corporation's current operating margin is 36.4%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Regions Financial Corporation's business trajectory between earnings reports.