Last 48 quarters of trend data · Financial Services · Reinsurers
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.06 | 8.90 | 7.58 | 10.21 | 7.30 | 12.71 | 18.37 | 11.53 | 24.06 | 23.38 | 16.94 | 15.26 | 17.07 | 8.46 | 11.37 | 8.92 | 11.80 | — | 18.92 | 9.40 | 11.90 |
| — | -30.0% | -58.7% | -11.5% | -69.7% | -45.6% | +8.4% | -24.5% | +41.0% | +176.3% | +49.0% | +71.0% | +44.6% | — | -39.9% | -5.1% | -0.8% | — | +233.2% | -39.1% | -20.7% | |
| P/S Ratio | 0.64 | 0.54 | 0.53 | 0.53 | 0.54 | 0.51 | 0.60 | 0.62 | 0.69 | 0.65 | 0.70 | 0.50 | 0.55 | 0.48 | 0.57 | 0.53 | 0.56 | 0.53 | 0.52 | 0.49 | 0.49 |
| — | +4.2% | -10.3% | -15.4% | -22.2% | -20.7% | -15.2% | +23.4% | +25.6% | +35.9% | +23.1% | -5.3% | -2.1% | -10.6% | +9.6% | +8.9% | +13.2% | +10.5% | +7.7% | -9.7% | +1.6% | |
| P/B Ratio | 1.29 | 1.38 | 1.03 | 1.02 | 1.00 | 0.98 | 1.09 | 1.15 | 1.31 | 1.30 | 1.39 | 1.34 | 1.18 | 1.19 | 1.19 | 1.17 | 1.34 | 2.29 | 1.35 | 0.79 | 0.57 |
| — | +40.8% | -5.6% | -11.1% | -23.6% | -24.4% | -21.8% | -14.7% | +11.5% | +8.7% | +16.7% | +14.8% | -12.4% | -47.8% | -11.2% | +47.9% | +135.0% | +289.3% | +129.9% | +11.6% | +3.5% | |
| P/FCF | 3.08 | 2.99 | 7.33 | 1.19 | 3.98 | 3.24 | 4.04 | 2.30 | 2.24 | 3.41 | 3.54 | 0.56 | 2.17 | 2.45 | 9.95 | 1.44 | 9.26 | 2.58 | 27.31 | 11.68 | 5.21 |
| — | -7.7% | +81.6% | -48.5% | +78.2% | -5.0% | +14.0% | +311.6% | +3.2% | +39.1% | -64.4% | -61.1% | -76.6% | -5.1% | -63.6% | -87.7% | +77.8% | +102.9% | — | +1187.2% | +39.9% | |
| EV / EBITDA | 7.26 | 5.85 | 5.17 | 6.81 | 6.22 | 8.33 | 7.86 | 7.65 | 12.88 | 12.35 | 10.39 | 8.33 | 13.14 | 6.28 | 8.90 | 6.30 | 8.21 | — | 12.09 | 6.84 | 37.89 |
| — | -29.7% | -34.2% | -11.0% | -51.7% | -32.5% | -24.3% | -8.1% | -2.0% | +96.6% | +16.7% | +32.1% | +60.2% | — | -26.4% | -7.9% | -78.3% | — | +213.2% | -42.4% | +230.8% | |
| EV / EBIT | 12.14 | 5.85 | 5.17 | 6.81 | 6.22 | 8.33 | 7.86 | 7.65 | 12.88 | 12.35 | 10.39 | 8.33 | 13.14 | 6.28 | 8.90 | 6.30 | 8.21 | — | 12.09 | 6.84 | 37.89 |
| — | -29.7% | -34.2% | -11.0% | -51.7% | -32.5% | -24.3% | -8.1% | -2.0% | +96.6% | +16.7% | +32.1% | +60.2% | — | -26.4% | -7.9% | -78.3% | — | +213.2% | -32.5% | +280.8% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 25.4% | 22.0% | 32.8% | 28.6% | 26.3% | 12.4% | 12.8% | 14.7% | 12.5% | 9.8% | 13.1% | 10.3% | 8.9% | 13.1% | 14.0% | 15.1% | 12.6% | 4.5% | 9.4% | 9.9% | -7.7% |
| — | +78.0% | +155.8% | +94.5% | +109.6% | +26.5% | -2.0% | +43.4% | +40.2% | -25.5% | -6.6% | -32.3% | -28.8% | +189.6% | +49.1% | +53.5% | +263.3% | +57.4% | -45.2% | +36.1% | -186.2% | |
| Operating Margin | 6.8% | 9.5% | 9.1% | 6.8% | 8.0% | 5.1% | 6.1% | 7.0% | 4.3% | 3.8% | 5.5% | 4.3% | 3.3% | 7.5% | 6.4% | 8.3% | 6.3% | -1.9% | 3.8% | 7.1% | 1.5% |
| — | +85.6% | +48.5% | -2.3% | +85.9% | +34.6% | +11.2% | +63.3% | +30.0% | -48.8% | -13.9% | -48.4% | -47.2% | +488.2% | +67.1% | +16.3% | +315.5% | -121.3% | -67.6% | +51.5% | -63.5% | |
| Net Margin | 5.2% | 6.1% | 7.0% | 5.1% | 7.3% | 4.1% | 3.2% | 5.4% | 2.8% | 2.8% | 4.2% | 3.3% | 3.2% | 5.6% | 5.0% | 5.9% | 4.7% | -1.9% | 2.7% | 5.3% | 4.2% |
| — | +49.0% | +114.9% | -5.7% | +156.6% | +46.0% | -22.2% | +63.9% | -11.2% | -50.6% | -16.1% | -44.5% | -32.4% | +397.0% | +81.0% | +13.2% | +14.3% | -237.5% | -67.6% | +49.6% | +27.9% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 9.7% | 3.6% | 3.4% | 2.5% | 3.5% | 2.0% | 1.5% | 2.6% | 1.3% | 1.5% | 2.1% | 2.2% | 1.8% | 3.6% | 2.6% | 3.4% | 3.7% | -1.6% | 1.4% | 1.8% | 1.2% |
| — | +78.5% | +123.3% | -4.1% | +160.0% | +35.4% | -27.3% | +13.9% | -26.6% | -58.5% | -20.2% | -33.8% | -51.2% | +327.6% | +90.1% | +91.5% | +210.3% | -840.5% | -48.7% | +68.1% | +25.8% | |
| ROA | 0.9% | 0.3% | 0.3% | 0.2% | 0.3% | 0.2% | 0.1% | 0.2% | 0.1% | 0.1% | 0.2% | 0.2% | 0.2% | 0.3% | 0.2% | 0.3% | 0.2% | -0.1% | 0.1% | 0.2% | 0.2% |
| — | +53.2% | +102.8% | -11.2% | +142.2% | +30.7% | -26.8% | +12.3% | -27.5% | -58.3% | -18.3% | -28.8% | -29.8% | +458.3% | +91.1% | +33.7% | +43.3% | -272.1% | -69.6% | +32.1% | +7.3% | |
| ROIC | 8.3% | 4.1% | 3.2% | 2.2% | 2.6% | 1.8% | 2.1% | 2.2% | 1.4% | 1.5% | 2.2% | 2.2% | 1.2% | 2.9% | 2.1% | 3.1% | 3.2% | -1.0% | 1.3% | 1.6% | 0.3% |
| — | +125.4% | +51.7% | -0.2% | +83.6% | +20.0% | -5.2% | +2.6% | +18.1% | -47.5% | +5.3% | -29.1% | -62.5% | +388.0% | +66.7% | +87.1% | +924.9% | -426.3% | -53.9% | +64.1% | -64.3% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.42 | 0.45 | 0.41 | 0.46 | 0.42 | 0.44 | 0.47 | 0.50 | 0.46 | 0.45 | 0.52 | 0.46 | 0.48 | 0.55 | 0.61 | 0.58 | 0.55 | 1.12 | 0.64 | 0.41 | 0.30 |
| — | +3.2% | -12.3% | -8.6% | -8.9% | -2.9% | -8.4% | +7.7% | -4.2% | -17.2% | -16.0% | -19.8% | -12.6% | -51.4% | -4.6% | +39.7% | +86.9% | +315.3% | +147.7% | +27.5% | +7.1% | |
| Debt / EBITDA | 3.61 | 7.38 | 8.09 | 11.28 | 9.39 | 13.72 | 13.30 | 12.77 | 16.21 | 17.35 | 14.86 | 13.02 | 19.00 | 9.85 | 14.79 | 11.03 | 12.19 | — | 19.99 | 12.40 | 69.95 |
| — | -46.2% | -39.2% | -11.6% | -42.1% | -20.9% | -10.5% | -1.9% | -14.7% | +76.3% | +0.5% | +18.1% | +55.9% | — | -26.0% | -11.1% | -82.6% | — | +200.3% | -37.6% | +226.7% | |
| Current Ratio | — | 9.21 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | — | 9.21 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 5.21 | 7.50 | 6.99 | 5.46 | 6.20 | 4.27 | 4.79 | 5.61 | 3.62 | 3.74 | 4.74 | 5.00 | 3.38 | 6.28 | 5.21 | 7.62 | 6.02 | -0.57 | 4.34 | 7.36 | 55.00 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying RGA stock.
Reinsurance Group of America, Incorporated's current P/E is 10.1x. The average P/E over the last 4 quarters is 8.5x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Reinsurance Group of America, Incorporated's current operating margin is 6.8%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Reinsurance Group of America, Incorporated's business trajectory between earnings reports.