Richmond Mutual Bancorporation, Inc. (RMBI) Earnings History
Steady Earner9 years of earnings data (2017–2025) · Positive but moderate multi-year EPS trajectory
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Richmond Mutual Bancorporation, Inc. (RMBI) Earnings Overview
As of June 28, 2026, Richmond Mutual Bancorporation, Inc. (RMBI) reported trailing twelve-month net income of $12M, reflecting +27.2% year-over-year growth. The company earned $1.26 per diluted share over the past four quarters, with a net profit margin of 12.7%.
Looking at the long-term picture, RMBI's 5-year EPS compound annual growth rate (CAGR) stands at +7.4%, showing solid earnings momentum. The company achieved its highest annual net income of $13M in fiscal 2022.
Richmond Mutual Bancorporation, Inc. maintains positive profitability with a gross margin of 51.8%, operating margin of 15.5%, and net margin of 12.7%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including OVBC ($15M net income, 16.6% margin), CZWI ($15M net income, 16.0% margin), LKFN ($110M net income, 24.5% margin), RMBI has room to improve margins relative to the peer group. Compare RMBI vs OVBC →
RMBI Earnings vs Peers
Earnings metrics vs comparable public companies
RMBI Historical Earnings Data (2017–2025)
9 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $12M | +23.4% | $14M | $1.17 | 12.7% | 15.5% |
| 2024 | $9M | -1.2% | $11M | $0.92 | 11.0% | 12.8% |
| 2023 | $9M | -26.8% | $11M | $0.91 | 13.2% | 15.3% |
| 2022 | $13M | +16.3% | $16M | $1.17 | 22.9% | 27.8% |
| 2021 | $11M | +11.2% | $14M | $0.96 | 21.8% | 26.5% |
| 2020 | $10M | +171.1% | $12M | $0.82 | 20.2% | 25.2% |
| 2019 | -$14M | -348.0% | -$19M | $-1.27 | -31.1% | -42.8% |
| 2018 | $6M | +109.1% | $7M | $0.44 | 14.4% | 17.7% |
| 2017 | $3M | - | $6M | $0.21 | 8.2% | 17.2% |
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RMBI — Frequently Asked Questions
Quick answers to the most common questions about buying RMBI stock.
What is RMBI earnings per share (EPS)?
RMBI trailing twelve-month (TTM) diluted EPS is $1.26, reflecting +27.2% year-over-year growth. The 5-year EPS CAGR is +7.4%. Complete EPS history from 2017 to 2025 is available in the table on this page.
What is Richmond Mutual Bancorporation, Inc.'s net income?
Richmond Mutual Bancorporation, Inc. (RMBI) trailing twelve-month net income is $12M as of 2025. Earnings grew +27.2% year-over-year. Richmond Mutual Bancorporation, Inc. has been profitable for 6 consecutive years.
Is RMBI profitable?
Yes, RMBI is profitable with a TTM net income of $12M and a net profit margin of +12.7%. Richmond Mutual Bancorporation, Inc. has generated profits for 6 consecutive years.
What is RMBI's earnings growth rate?
RMBI compound annual EPS growth rates (CAGR): 1-Year: +27.2%, 3-Year: +0.0%, 5-Year: +7.4%, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2017 to 2025.
What are RMBI's profit margins?
Richmond Mutual Bancorporation, Inc. net profit margin is +12.7%, operating margin is +15.5%, and gross margin is +51.8%. Margins are within a typical range for the sector. Return on Equity is +8.3%.
Is RMBI growing earnings?
Yes, RMBI earnings are accelerating — EPS growth of +27.2% exceeds the 5-year CAGR of +7.4%. TTM net income reached $12M. Earnings momentum is strengthening.
What was RMBI's best earnings year?
Richmond Mutual Bancorporation, Inc.'s highest annual net income on record is $13M, achieved in fiscal year 2022. Earnings history on this page spans 2017 to 2025 and includes all annual and quarterly figures.
What were RMBI's earnings last quarter?
RMBI's most recent reported quarter was Q1 2026. Net income was $3M with diluted EPS of $0.28. For a full breakdown of all quarters, see the quarterly earnings table on this page.