Richmond Mutual Bancorporation, Inc. (RMBI) P/E Ratio History
Fairly ValuedTrading at 13.8x, near 5Y avg of 13.4x · 55th percentile · In line with own history · Data 2020–2026
Loading P/E history...
P/E Ratio Analysis
As of June 30, 2026, Richmond Mutual Bancorporation, Inc. (RMBI) trades at a price-to-earnings ratio of 13.8x, with a stock price of $16.15 and trailing twelve-month earnings per share of $1.26.
The current P/E is roughly in line with its 5-year average of 13.4x. Over the past five years, RMBI's P/E has ranged from a low of 8.8x to a high of 16.9x, placing the current valuation at the 55th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.1x, RMBI is roughly in line with its sector peers. The sector includes 801 companies with P/E ratios ranging from 0.0x to 162.0x.
The PEG ratio of 1.87 (P/E divided by 27% EPS growth) suggests a fair valuation relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, RMBI trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our RMBI DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
RMBI Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
RMBI P/E vs Peers
Community and retail regional banks peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $207M | 13.3 | 1.46 | +42% | |
| $226M | 16.0 | 3.16 | +9% | |
| $2B | 15.2 | 3.83 | +10% | |
| $1000M | 15.0 | 1.72 | +58% | |
| $272M | 15.3 | 10.26 | +96%Best | |
| $13B | 21.5 | - | -52% | |
| $10B | 21.9 | 2.17 | +19% | |
| $20B | 51.6 | 2.12 | -47% | |
| $44B | 24.9 | 2.33 | +60% | |
| $36B | 12.8Lowest | 0.85Best | +14% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
RMBI Historical P/E Data (2020–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | - | $13.57 | $1.25 | 10.9x | -21% |
| FY2025 Q4 | Dec 31 2025 | $14.04 | $1.17 | 12.0x | -12% |
| FY2025 Q3 | - | $14.21 | $1.06 | 13.4x | -2% |
| FY2025 Q2 | Jun 30 2025 | $13.80 | $0.94 | 14.7x | +7% |
| FY2025 Q1 | Mar 31 2025 | $12.80 | $0.88 | 14.5x | +6% |
| FY2024 Q4 | - | $14.15 | $0.91 | 15.5x | +13% |
| FY2024 Q3 | Sep 30 2024 | $12.90 | $0.86 | 15.0x | +9% |
| FY2024 Q2 | Jun 30 2024 | $11.74 | $0.81 | 14.5x | +6% |
| FY2024 Q1 | Mar 31 2024 | $11.12 | $0.87 | 12.8x | -7% |
| FY2023 Q4 | Dec 31 2023 | $11.51 | $0.91 | 12.6x | -8% |
| FY2023 Q3 | Sep 30 2023 | $11.15 | $1.03 | 10.8x | -21% |
| FY2023 Q2 | Jun 30 2023 | $11.04 | $1.13 | 9.8x | -29% |
| FY2023 Q1 | Mar 31 2023 | $10.37 | $1.18 | 8.8x | -36% |
| FY2022 Q4 | Dec 31 2022 | $13.01 | $1.17 | 11.1x | -19% |
| FY2022 Q3 | Sep 30 2022 | $13.43 | $1.10 | 12.2x | -11% |
| FY2022 Q2 | - | $13.98 | $1.08 | 12.9x | -6% |
| FY2022 Q1 | - | $17.06 | $1.01 | 16.9x | +23% |
| FY2021 Q4 | Dec 31 2021 | $16.05 | $0.97 | 16.5x | +21% |
| FY2021 Q3 | - | $15.76 | $0.94 | 16.8x | +22% |
| FY2021 Q2 | Jun 30 2021 | $14.90 | $0.88 | 16.9x | +24% |
| FY2021 Q1 | Mar 31 2021 | $13.56 | $0.84 | 16.1x | +18% |
| FY2020 Q4 | - | $13.66 | $0.82 | 16.7x | +22% |
Average P/E for displayed period: 13.7x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
6+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
RMBI — Frequently Asked Questions
Quick answers to the most common questions about buying RMBI stock.
What is RMBI's P/E ratio?
Richmond Mutual Bancorporation, Inc. (RMBI) trailing twelve-month P/E ratio is 13.8x, based on TTM diluted EPS of $1.26. The 5-year average P/E is 13.4x and the historical range spans 8.8x to 16.9x.
Is RMBI stock overvalued or undervalued?
RMBI trades at 13.8x P/E, near its 5-year average of 13.4x. The 55th percentile ranking within the 8.8x–16.9x historical range places valuation within normal bounds.
Is RMBI stock expensive?
RMBI is fairly valued relative to its own history. The current P/E of 13.8x is near the 5-year average of 13.4x (55th percentile of historical range).
What is RMBI's historical P/E range?
Over the past 5 years, RMBI's P/E ratio has ranged from 8.8x to 16.9x, with a median of 13.4x and an average of 13.4x. The current P/E of 13.8x places the stock at the 55th percentile of this range. Full historical data spans 2020–2026.
How does RMBI's P/E compare to the S&P 500?
RMBI trades at 13.8x P/E versus the S&P 500 median of 25.1x. The 45% discount to the market suggests lower growth expectations or perceived higher risk.
How does RMBI's valuation compare to Financial Services peers?
Richmond Mutual Bancorporation, Inc. P/E of 13.8x compares to the Financial Services sector median of 14.1x. The discount suggests lower growth expectations, weaker margins, or higher perceived risk relative to peers. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is RMBI's PEG ratio?
RMBI PEG ratio is 1.87, based on a P/E of 13.8x and EPS growth of 27.2%. A PEG between 1 and 2 suggests valuation aligns with growth expectations — typically considered fair.
What is RMBI's earnings yield?
RMBI earnings yield is 7.24%, the inverse of its 13.8x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.