Trailing Dividend / Share
$0.59
Richmond Mutual Bancorporation, Inc. (RMBI) Dividend History
Income profile from 2020 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
3.7%
Payout Ratio
50.4%
Sustainable
Dividend Streak
1 years
RMBI Dividend Income Check
Safety
50.4% payout ratio with sustainable safety profile.
Consistency
1 straight years of dividend increases.
Income Trend
Yield on cost is 4.4% and trend is rising.
RMBI Dividend Scorecard
Yield & Income
Dividend Yield3.7%
Trailing DPS$0.59
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout50.4%
Earnings SafetySustainable
FCF Payout0.2%
FCF SafetyWell Covered
Piotroski F-Score9/9
Growth
Growth Streak1 years
3Y CAGR14.5%
5Y CAGR32.0%
Yield on Cost (5Y)4.4%
YOC Trendrising
Total Returns
Buyback Yield3.6%
Total Shareholder Yield7.2%
1Y Total Return19.4%
5Y Total Return25.9%
Div Contribution (5Y)18.1%
Estimated $10K growth (return + dividends):
5Y ago$12,59410Y ago$13,63420Y ago$13,634
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
RMBI Income Growth Story
Dividend per share and yield on cost over time (7 years of payments)
RMBI Dividend Safety Story
EPS is the container — dividend is what's drawn out
Get RMBI's next ex-dividend date and payout in your inbox
Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
Richmond Mutual Bancorporation, Inc. distributes 50.4% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 0.2%, rated "Well Covered".
Piotroski F-Score: 9/9 — strong financial health.
Growth Track Record
RMBI has raised its dividend for 1 consecutive year, with a 3-year CAGR of 14.5% and 5-year CAGR of 32.0%.
Total Shareholder Returns
Beyond cash dividends, RMBI returns capital through share repurchases. The combined picture: 3.7% dividend yield, 3.6% buyback yield, 7.2% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 4.4% and is currently rising. The 5-year total return is 25.9%, with dividends contributing 18.1% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $13,634 today.
RMBI Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$2.56
Avg/Payment$0.1280
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Jun 3, 2026Latest | $0.1500 | — | 4.19% | Jun 17, 2026 |
| Feb 25, 2026 | $0.1500 | — | 4.25% | Mar 11, 2026 |
| Dec 4, 2025 | $0.1500 | — | 4.28% | Dec 18, 2025 |
| Sep 4, 2025 | $0.1500 | — | 3.96% | Sep 18, 2025 |
| Jun 5, 2025 | $0.1500 | — | 4.48% | Jun 18, 2025 |
| Feb 26, 2025 | $0.1500 | ↑ +7.1% | 4.51% | Mar 12, 2025 |
| Dec 5, 2024 | $0.1400 | — | 3.79% | Dec 19, 2024 |
| Sep 4, 2024 | $0.1400 | — | 4.43% | Sep 18, 2024 |
RMBI Dividend vs Peers
Comparable companies in the same industry
#3 yield in peer group
Div Yield
3.7%
#3 of 9
Safety
Sustainable
50.4% payout
Streak
1Y
32.0% 5Y CAGR
Total Shareholder
7.2%
#2 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
3rd RMBIRichmond Mutual Banc… | $158M | 3.7% | 50.4% | 1 | Sustainable |
 OVBCOhio Valley Banc Cor… | $210M | 2.0% | 27.5% | 3 | Sustainable |
 CZWICitizens Community B… | $227M | 1.6% | 25.0% | 6 | Sustainable |
 LKFNLakeland Financial C… | $1.6B | 3.2% | 49.7% | 14 | Sustainable |
 HFWAHeritage Financial C… | $1.0B | 3.2% | 48.3% | 5 | Sustainable |
 FXNCFirst National Corpo… | $276M | 2.0% | 31.2% | 11 | Sustainable |
1st  FNFFidelity National Fi… | $12.6B | 4.3% | 90.7% | 14 | At Risk |
 JKHYJack Henry & Associa… | $9.8B | 1.7% | 36.1% | 22 | Sustainable |
2nd  FISFidelity National In… | $19.9B | 4.2% | 2.2% | 1 | Sustainable |
RMBI Annual Dividend History (2017–2026)
10 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.30 | — | 2 | — | — | — | 2.2% |
| 2025 | $0.60 | 7.1% | 4 | $1.17 | 51.3% | 1.95x | 4.4% |
| 2024 | $0.56 | 0.0% | 4 | $0.92 | 60.9% | 1.64x | 4.1% |
| 2023 | $0.56 | 40.0% | 4 | $0.91 | 61.5% | 1.63x | 4.1% |
| 2022 | $0.40 | -48.7% | 4 | $1.17 | 34.2% | 2.92x | 3.0% |
| 2021 | $0.78 | 420.0% | 5 | $0.96 | 81.3% | 1.23x | 5.8% |
| 2020 | $0.15 | — | 3 | $0.82 | 18.3% | 5.47x | 1.1% |
| 2019 | $0.00 | — | 0 | $-1.27 | — | — | — |
| 2018 | $0.00 | — | 0 | $0.44 | — | — | — |
| 2017 | $0.00 | — | 0 | $0.21 | — | — | — |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Check Valuation
Historical Returns
6+ years return with dividends reinvested.
Calculate
DCA Calculator
See how regular investing compounds over time.
Run Numbers
Peer Comparison
Compare growth, multiples, and margins vs sector.
Compare
RMBI — Frequently Asked Questions
Quick answers to the most common questions about buying RMBI stock.
How much dividend does RMBI pay per share?
Richmond Mutual Bancorporation, Inc. (RMBI) pays a trailing 12-month dividend of $0.59 per share, with a current dividend yield of +3.7%. Payments are made Semi-Annual.
When is RMBI's next ex-dividend date?
RMBI's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. RMBI typically pays dividends Semi-Annual.
Is RMBI's dividend safe?
RMBI's dividend safety is rated "Sustainable" based on an earnings payout ratio of +50.4% and FCF payout ratio of +0.2%. The 1-year growth streak provides moderate confidence.
How many years has RMBI increased its dividend?
RMBI has 1 consecutive years of dividend growth. The 5-year dividend CAGR is +32.0%.
How often does RMBI pay dividends?
Richmond Mutual Bancorporation, Inc. pays dividends Semi-Annual. The trailing 12-month total is $0.59 per share. Dividend data on this page covers 6+ years from 2020 to 2026.
How much would $10,000 invested in RMBI grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in RMBI five years ago would be worth approximately $12,594 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is RMBI's yield on cost for long-term holders?
RMBI's yield on cost — the current dividend divided by the original purchase price — is +4.4% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +3.7% market yield, thanks to consistent dividend growth.