Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.82 | 11.30 | 11.31 | 9.61 | 10.61 | 14.64 | 839.49 | 13.05 | 12.77 | 6.89 | 11.07 | 11.19 | 16.84 | 8.73 | 12.81 | 9.32 | 11.46 | 9.42 | 10.14 | 13.94 | 14.38 |
| — | -22.8% | -98.7% | -26.4% | -16.9% | +112.6% | +7486.7% | +16.7% | -24.2% | -21.1% | -13.6% | +20.0% | +46.9% | -7.3% | +26.3% | -33.1% | -20.3% | -25.8% | -27.0% | +37.4% | -4.4% | |
| P/S Ratio | 4.46 | 3.26 | 229.91 | 3.12 | 3.26 | 3.75 | 3.78 | 3.21 | 3.43 | 3.00 | 2.64 | 2.69 | 3.24 | 2.24 | 2.50 | 2.49 | 3.09 | 2.56 | 2.68 | 3.42 | 3.57 |
| — | -13.0% | +5985.0% | -2.7% | -4.8% | +24.9% | +43.0% | +19.5% | +5.6% | +34.2% | +5.8% | +8.2% | +4.9% | -12.9% | -6.9% | -27.3% | -13.4% | -22.3% | -25.5% | +11.6% | +26.8% | |
| P/B Ratio | 0.96 | 0.93 | 1.02 | 0.88 | 0.86 | 0.92 | 0.90 | 0.80 | 0.86 | 0.75 | 0.74 | 0.76 | 0.82 | 0.66 | 0.67 | 0.79 | 0.99 | 0.84 | 0.76 | 0.88 | 0.96 |
| — | +1.1% | +13.2% | +10.5% | +0.9% | +21.9% | +23.0% | +4.5% | +3.9% | +13.7% | +10.2% | -3.1% | -17.0% | -21.2% | -12.7% | -10.4% | +2.9% | -8.9% | -25.6% | -18.4% | +8.0% | |
| P/FCF | 8.58 | 5.50 | 12.97 | 9.08 | 9.60 | 7.32 | — | 5.36 | 6.44 | — | — | 7.17 | 4.97 | 4.89 | — | — | 4.97 | 4.04 | 2.89 | 2.30 | 10.91 |
| — | -24.9% | — | +69.4% | +48.9% | — | — | -25.2% | +29.7% | — | — | — | -0.1% | +21.2% | — | — | -54.4% | -70.8% | -51.0% | — | -61.6% | |
| EV / EBITDA | 10.95 | 4.92 | — | 6.76 | 8.35 | 11.73 | 123.11 | 6.72 | 7.45 | 3.02 | 6.82 | 6.37 | 11.30 | 5.23 | 6.83 | 7.64 | 9.81 | 7.24 | 4.67 | 3.75 | 3.00 |
| — | -58.1% | — | +0.6% | +12.1% | +288.6% | +1704.1% | +5.6% | -34.0% | -42.2% | -0.1% | -16.7% | +15.1% | -27.8% | +46.3% | +103.5% | +227.1% | +76.1% | -0.7% | -18.2% | -65.8% | |
| EV / EBIT | 15.81 | 4.92 | — | 6.78 | 8.61 | 11.94 | 281.40 | 7.81 | 8.73 | 3.26 | 7.94 | 7.41 | 14.31 | 6.06 | 8.60 | 8.87 | 11.33 | 8.40 | 5.70 | 4.91 | 3.80 |
| — | -58.8% | — | -13.2% | -1.3% | +266.5% | +3444.2% | +5.3% | -39.0% | -46.2% | -7.7% | -16.4% | +26.3% | -27.9% | +50.9% | +80.5% | +198.1% | +65.7% | -3.5% | -5.6% | -67.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 89.1% | 95.1% | -14.9% | 97.0% | 95.7% | 95.5% | 64.0% | 97.2% | 98.4% | 99.4% | 98.0% | 98.5% | 100.5% | 97.2% | 98.6% | 96.3% | 93.9% | 94.3% | 98.7% | 98.9% | 100.3% |
| — | -0.4% | -123.3% | -0.2% | -2.7% | -3.9% | -34.6% | -1.3% | -2.0% | +2.3% | -0.7% | +2.3% | +7.0% | +3.1% | -0.0% | -2.7% | -6.4% | -6.4% | -1.3% | -1.1% | +7.0% | |
| Operating Margin | 23.0% | 36.4% | -2560.8% | 40.5% | 37.7% | 32.1% | 1.2% | 30.7% | 29.8% | 58.3% | 29.6% | 30.0% | 21.9% | 31.8% | 23.9% | 33.2% | 34.6% | 35.1% | 33.5% | 30.3% | 32.5% |
| — | +13.4% | -217266.7% | +31.9% | +26.6% | -45.0% | -96.0% | +2.6% | +35.9% | +83.6% | +23.8% | -9.7% | -36.6% | -9.4% | -28.6% | +9.6% | +6.4% | +5.4% | +8.9% | -22.8% | +43.1% | |
| Net Margin | 18.4% | 28.9% | 2019.7% | 32.4% | 30.7% | 25.5% | 0.5% | 24.6% | 26.8% | 43.4% | 23.7% | 23.9% | 19.3% | 25.3% | 19.4% | 26.6% | 27.0% | 27.2% | 26.3% | 24.5% | 24.9% |
| — | +13.5% | +448630.4% | +31.9% | +14.8% | -41.3% | -98.1% | +2.6% | +38.7% | +71.8% | +22.1% | -10.1% | -28.6% | -7.0% | -26.2% | +8.8% | +8.7% | +4.4% | +1.3% | -19.4% | +33.2% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 5.5% | 2.0% | 2.3% | 2.3% | 2.0% | 1.6% | 0.0% | 1.5% | 1.7% | 2.9% | 1.7% | 1.7% | 1.2% | 1.9% | 1.3% | 2.1% | 2.2% | 2.2% | 1.9% | 1.5% | 1.7% |
| — | +30.4% | +7091.4% | +48.2% | +22.1% | -45.6% | -98.1% | -10.0% | +35.1% | +53.5% | +27.5% | -20.0% | -43.3% | -14.9% | -30.1% | +38.1% | +30.4% | +21.7% | -0.1% | -42.6% | +12.8% | |
| ROA | 0.8% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.0% | 0.2% | 0.2% | 0.4% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.3% | 0.3% | 0.3% | 0.2% | 0.2% | 0.2% |
| — | +29.2% | +7053.3% | +43.2% | +18.8% | -45.2% | -98.0% | +0.7% | +52.7% | +68.0% | +35.0% | -15.1% | -41.1% | -13.6% | -30.3% | +34.2% | +23.0% | +13.1% | -8.2% | -47.5% | +6.0% | |
| ROIC | 4.2% | 1.4% | -1.7% | 1.7% | 1.5% | 1.2% | 0.0% | 1.2% | 1.2% | 2.3% | 1.2% | 1.3% | 0.8% | 1.4% | 0.8% | 1.3% | 1.5% | 1.6% | 1.4% | 1.2% | 1.4% |
| — | +23.8% | -3537.5% | +43.3% | +25.8% | -50.6% | -96.0% | -4.3% | +41.0% | +68.7% | +46.2% | -3.4% | -43.2% | -15.2% | -40.3% | +12.3% | +7.6% | +14.8% | +4.3% | -45.5% | +23.3% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.27 | 0.41 | 0.29 | 0.21 | 0.27 | 0.30 | 0.25 | 0.20 | 0.20 | 0.20 | 0.28 | 0.23 | 0.32 | 0.24 | 0.31 | 0.53 | 0.53 | 0.35 | 0.26 | 0.26 | 0.22 |
| — | +33.8% | +12.8% | +5.0% | +35.1% | +49.4% | -9.3% | -14.0% | -37.3% | -14.9% | -9.7% | -56.6% | -39.9% | -32.2% | +21.0% | +107.9% | +143.2% | +62.3% | +17.0% | +15.9% | -5.7% | |
| Debt / EBITDA | 4.34 | 7.00 | — | 7.28 | 10.57 | 15.20 | 157.86 | 8.97 | 9.25 | 5.15 | 11.72 | 9.34 | 18.23 | 8.78 | 15.47 | 17.46 | 16.69 | 10.60 | 8.82 | 10.07 | 7.91 |
| — | -53.9% | — | -18.8% | +14.3% | +194.9% | +1247.1% | -3.9% | -49.3% | -41.3% | -24.2% | -46.5% | +9.2% | -17.2% | +75.3% | +73.3% | +111.1% | +39.6% | +10.8% | +78.0% | -19.9% | |
| Current Ratio | 1.93 | 4.43 | 11.81 | 3.98 | 1.93 | 0.05 | 0.13 | 0.15 | 0.14 | 0.15 | 0.12 | 0.12 | 0.13 | 0.12 | 0.14 | 0.17 | 0.16 | 0.16 | 0.26 | 0.29 | 0.31 |
| — | +8227.1% | +9099.3% | +2616.7% | +1306.9% | -63.7% | +9.0% | +22.2% | +7.2% | +18.0% | -16.3% | -29.3% | -18.4% | -20.8% | -46.4% | -41.8% | -49.8% | -49.3% | -10.4% | +29.1% | +83.6% | |
| Quick Ratio | 1.93 | 4.43 | 11.81 | 3.98 | 1.93 | 0.05 | 0.13 | 0.15 | 0.14 | 0.15 | 0.12 | 0.12 | 0.13 | 0.12 | 0.14 | 0.17 | 0.16 | 0.16 | 0.26 | 0.29 | 0.31 |
| — | +8227.1% | +9099.3% | +2616.7% | +1306.9% | -63.7% | +9.0% | +22.2% | +7.2% | +18.0% | -16.3% | -29.3% | -18.4% | -20.8% | -46.4% | -41.8% | -49.8% | -49.3% | -10.4% | +29.1% | +83.6% | |
| Interest Coverage | 0.49 | 1.80 | -0.94 | 0.96 | 0.81 | 0.59 | 0.02 | 0.60 | 0.54 | 0.99 | 0.51 | 0.55 | 0.38 | 0.67 | 0.53 | 1.19 | 2.17 | 4.69 | 5.10 | 3.93 | 4.64 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying RNST stock.
Renasant Corporation's current P/E is 10.8x. The average P/E over the last 4 quarters is 10.7x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Renasant Corporation's current operating margin is 23.0%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Renasant Corporation's business trajectory between earnings reports.