Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Renasant Corporation's quarterly P/E stands at 10.6x, down 16.9% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has expanded 12.1% YoY to 8.4x, reflecting rising market expectations or slowing EBITDA growth.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 20.14 | 10.61 | 14.64 | 839.49 | 13.05 | 12.77 | 6.89 | 11.07 | 11.19 | 16.84 | 8.73 | 12.81 | 9.32 |
| — | -16.9% | +112.6% | +7486.7% | +16.7% | -24.2% | -21.1% | -13.6% | +20.0% | +46.9% | -7.3% | +26.3% | -33.1% | |
| P/S Ratio | 2.72 | 2.23 | 2.43 | 2.43 | 2.13 | 2.21 | 1.89 | 1.67 | 1.74 | 2.05 | 1.52 | 1.72 | 1.94 |
| — | +0.9% | +28.4% | +45.6% | +22.4% | +7.4% | +24.5% | -2.7% | -10.5% | -23.0% | -36.4% | -31.8% | -38.8% | |
| P/B Ratio | 1.02 | 0.86 | 0.92 | 0.90 | 0.80 | 0.86 | 0.75 | 0.74 | 0.76 | 0.82 | 0.66 | 0.67 | 0.79 |
| — | +0.9% | +21.9% | +23.0% | +4.5% | +3.9% | +13.7% | +10.2% | -3.1% | -17.0% | -21.2% | -12.7% | -10.4% | |
| P/FCF | 16.51 | 9.60 | 7.32 | — | 5.36 | 6.44 | — | — | 7.17 | 4.97 | 4.89 | — | — |
| — | +48.9% | — | — | -25.2% | +29.7% | — | — | — | -0.1% | +21.2% | — | — | |
| EV / EBITDA | 16.09 | 8.35 | 11.73 | 123.11 | 6.72 | 7.45 | 3.02 | 6.82 | 6.37 | 11.30 | 5.23 | 6.83 | 7.64 |
| — | +12.1% | +288.6% | +1704.1% | +5.6% | -34.0% | -42.2% | -0.1% | -16.7% | +15.1% | -27.8% | +46.3% | +103.5% | |
| EV / EBIT | 17.24 | 8.61 | 11.94 | 281.40 | 7.81 | 8.73 | 3.26 | 7.94 | 7.41 | 14.31 | 6.06 | 8.60 | 8.87 |
| — | -1.3% | +266.5% | +3444.2% | +5.3% | -39.0% | -46.2% | -7.7% | -16.4% | +26.3% | -27.9% | +50.9% | +80.5% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Renasant Corporation's operating margin was 25.7% in Q4 2025, up 4.9 pp QoQ and up 6.6 pp YoY. This marks the 3rd consecutive quarter of margin expansion, signaling a sustained improvement in operating efficiency. The trailing four-quarter average of 16.9% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 3.1% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 60.8% | 65.3% | 61.9% | 41.2% | 64.4% | 63.4% | 62.6% | 62.0% | 63.7% | 63.6% | 66.0% | 67.8% | 75.3% |
| — | +3.1% | -1.2% | -33.4% | +1.0% | -0.3% | -5.1% | -8.7% | -15.3% | -21.5% | -24.8% | -26.7% | -18.0% | |
| Operating Margin | 15.7% | 25.7% | 20.8% | 0.8% | 20.4% | 19.2% | 36.7% | 18.7% | 19.4% | 13.9% | 21.6% | 16.5% | 25.9% |
| — | +34.2% | -43.4% | -95.9% | +5.1% | +38.3% | +70.4% | +13.8% | -25.3% | -53.5% | -33.9% | -47.7% | -7.7% | |
| Net Margin | 12.6% | 21.0% | 16.5% | 0.3% | 16.3% | 17.2% | 27.3% | 15.0% | 15.5% | 12.2% | 17.2% | 13.4% | 20.8% |
| — | +21.7% | -39.6% | -98.1% | +5.1% | +41.1% | +59.4% | +12.3% | -25.6% | -47.6% | -32.1% | -45.9% | -8.4% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 5.5% | 2.0% | 1.6% | 0.0% | 1.5% | 1.7% | 2.9% | 1.7% | 1.7% | 1.2% | 1.9% | 1.3% | 2.1% |
| — | +22.1% | -45.6% | -98.1% | -10.0% | +35.1% | +53.5% | +27.5% | -20.0% | -43.3% | -14.9% | -30.1% | +38.1% | |
| ROA | 0.8% | 0.3% | 0.2% | 0.0% | 0.2% | 0.2% | 0.4% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.3% |
| — | +18.8% | -45.2% | -98.0% | +0.7% | +52.7% | +68.0% | +35.0% | -15.1% | -41.1% | -13.6% | -30.3% | +34.2% | |
| ROIC | 4.2% | 1.5% | 1.2% | 0.0% | 1.2% | 1.2% | 2.3% | 1.2% | 1.3% | 0.8% | 1.4% | 0.8% | 1.3% |
| — | +25.8% | -50.6% | -96.0% | -4.3% | +41.0% | +68.7% | +46.2% | -3.4% | -43.2% | -15.2% | -40.3% | +12.3% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Renasant Corporation's Debt/EBITDA ratio is 10.6x, down from 15.2x last quarter — elevated, raising questions about debt serviceability. The current ratio has improved 1306.9% YoY to 1.93x, strengthening the short-term liquidity position.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.27 | 0.27 | 0.30 | 0.25 | 0.20 | 0.20 | 0.20 | 0.28 | 0.23 | 0.32 | 0.24 | 0.31 | 0.53 |
| — | +35.1% | +49.4% | -9.3% | -14.0% | -37.3% | -14.9% | -9.7% | -56.6% | -39.9% | -32.2% | +21.0% | +107.9% | |
| Debt / EBITDA | 4.34 | 10.57 | 15.20 | 157.86 | 8.97 | 9.25 | 5.15 | 11.72 | 9.34 | 18.23 | 8.78 | 15.47 | 17.46 |
| — | +14.3% | +194.9% | +1247.1% | -3.9% | -49.3% | -41.3% | -24.2% | -46.5% | +9.2% | -17.2% | +75.3% | +73.3% | |
| Current Ratio | 1.93 | 1.93 | 0.05 | 0.13 | 0.15 | 0.14 | 0.15 | 0.12 | 0.12 | 0.13 | 0.12 | 0.14 | 0.17 |
| — | +1306.9% | -63.7% | +9.0% | +22.2% | +7.2% | +18.0% | -16.3% | -29.3% | -18.4% | -20.8% | -46.4% | -41.8% | |
| Quick Ratio | 1.93 | 1.93 | 0.05 | 0.13 | 0.15 | 0.14 | 0.15 | 0.12 | 0.12 | 0.13 | 0.12 | 0.14 | 0.17 |
| — | +1306.9% | -63.7% | +9.0% | +22.2% | +7.2% | +18.0% | -16.3% | -29.3% | -18.4% | -20.8% | -46.4% | -41.8% | |
| Interest Coverage | 0.49 | 0.81 | 0.59 | 0.02 | 0.60 | 0.54 | 0.99 | 0.51 | 0.55 | 0.38 | 0.67 | 0.53 | 1.19 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying RNST stock.
Renasant Corporation's current P/E is 20.1x. The average P/E over the last 4 quarters is 219.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Renasant Corporation's current operating margin is 15.7%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Renasant Corporation's business trajectory between earnings reports.