Renasant Corporation (RNST) Earnings History
Steady Earner36 years of earnings data (1990–2025) · Positive but moderate multi-year EPS trajectory
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Renasant Corporation (RNST) Earnings Overview
As of November 7, 2026, Renasant Corporation (RNST) reported trailing twelve-month net income of $333M, reflecting -36.7% year-over-year growth. The company earned $3.64 per diluted share over the past four quarters, with a net profit margin of 18.4%.
Looking at the long-term picture, RNST's 5-year EPS compound annual growth rate (CAGR) stands at +6.9%, showing solid earnings momentum. The company achieved its highest annual net income of $195M in fiscal 2024.
Renasant Corporation maintains industry-leading profitability with a gross margin of 89.1%, operating margin of 23.0%, and net margin of 18.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including SFNC ($260M net income, -389.0% margin), HOMB ($485M net income, 49.2% margin), SRCE ($178M net income, 36.5% margin), RNST has outperformed on profitability metrics. Compare RNST vs SFNC →
RNST Earnings vs Peers
Earnings metrics vs comparable public companies
RNST Historical Earnings Data (1990–2025)
36 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $181M | -7.3% | $227M | $2.07 | 18.4% | 23.0% |
| 2024 | $195M | +35.1% | $245M | $3.27 | 29.5% | 37.0% |
| 2023 | $145M | -12.9% | $177M | $2.58 | 22.9% | 28.0% |
| 2022 | $166M | -5.6% | $211M | $2.95 | 26.3% | 33.5% |
| 2021 | $176M | +110.3% | $223M | $3.12 | 27.0% | 34.2% |
| 2020 | $84M | -50.1% | $103M | $1.48 | 12.7% | 15.7% |
| 2019 | $168M | +14.1% | $216M | $2.88 | 28.1% | 36.1% |
| 2018 | $147M | +59.4% | $189M | $2.79 | 27.2% | 34.9% |
| 2017 | $92M | +1.4% | $160M | $1.96 | 19.7% | 34.1% |
| 2016 | $91M | +33.7% | $136M | $2.17 | 20.7% | 31.0% |
| 2015 | $68M | +14.2% | $100M | $1.88 | 19.5% | 28.5% |
| 2014 | $60M | +77.9% | $86M | $1.88 | 21.1% | 30.3% |
| 2013 | $33M | +25.7% | $46M | $1.22 | 14.6% | 20.0% |
| 2012 | $27M | +3.9% | $33M | $1.06 | 13.2% | 16.6% |
| 2011 | $26M | -19.1% | $35M | $1.02 | 13.9% | 18.8% |
| 2010 | $32M | +71.0% | $47M | $1.38 | 20.3% | 30.0% |
| 2009 | $19M | -23.0% | $24M | $0.87 | 11.8% | 15.5% |
| 2008 | $24M | -22.7% | $33M | $1.14 | 14.7% | 20.0% |
| 2007 | $31M | +14.7% | $45M | $1.64 | 21.0% | 30.5% |
| 2006 | $27M | +12.0% | $39M | $1.71 | 20.9% | 29.7% |
| 2005 | $24M | +31.3% | $34M | $1.54 | 20.1% | 27.9% |
| 2004 | $18M | +1.4% | $25M | $1.43 | 21.1% | 29.0% |
| 2003 | $18M | +11.1% | $25M | $1.47 | 22.5% | 30.9% |
| 2002 | $16M | +12.2% | $24M | $1.29 | 20.5% | 30.7% |
| 2001 | $15M | +30.4% | $20M | $1.10 | 20.5% | 27.7% |
| 2000 | $11M | -24.4% | $15M | $0.81 | 17.5% | 23.5% |
| 1999 | $15M | +26.5% | $21M | $1.06 | 22.5% | 32.0% |
| 1998 | $12M | +6.4% | $16M | $0.84 | 20.1% | 28.1% |
| 1997 | $11M | +15.8% | $16M | $0.81 | 20.3% | 29.0% |
| 1996 | $10M | +3.3% | $14M | $0.72 | 19.3% | 27.6% |
| 1995 | $9M | +12.2% | $13M | $0.70 | 19.2% | 27.3% |
| 1994 | $8M | +9.3% | $11M | $0.62 | 18.7% | 24.6% |
| 1993 | $8M | +33.9% | $10M | $0.59 | 18.9% | 24.4% |
| 1992 | $6M | -9.7% | $7M | $0.44 | 15.1% | 20.0% |
| 1991 | $6M | -10.1% | $8M | $0.48 | 17.9% | 23.1% |
| 1990 | $7M | - | $9M | $0.54 | 22.0% | 28.8% |
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RNST — Frequently Asked Questions
Quick answers to the most common questions about buying RNST stock.
What is RNST earnings per share (EPS)?
RNST trailing twelve-month (TTM) diluted EPS is $3.64, reflecting -36.7% year-over-year growth. The 5-year EPS CAGR is +6.9%. Complete EPS history from 1990 to 2025 is available in the table on this page.
What is Renasant Corporation's net income?
Renasant Corporation (RNST) trailing twelve-month net income is $333M as of 2025. Earnings declined -36.7% year-over-year. Renasant Corporation has been profitable for 36 consecutive years.
Is RNST profitable?
Yes, RNST is profitable with a TTM net income of $333M and a net profit margin of +18.4%. Renasant Corporation has generated profits for 36 consecutive years.
What is RNST's earnings growth rate?
RNST compound annual EPS growth rates (CAGR): 1-Year: -36.7%, 3-Year: -11.1%, 5-Year: +6.9%, 10-Year: +1.0%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1990 to 2025.
What are RNST's profit margins?
Renasant Corporation net profit margin is +18.4%, operating margin is +23.0%, and gross margin is +89.1%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +5.5%.
Is RNST growing earnings?
RNST earnings are declining — EPS fell -36.7% year-over-year. TTM net income dropped to $333M. This contrasts with the 5-year CAGR of +6.9%.
What was RNST's best earnings year?
Renasant Corporation's highest annual net income on record is $195M, achieved in fiscal year 2024. Earnings history on this page spans 1990 to 2025 and includes all annual and quarterly figures.
What were RNST's earnings last quarter?
RNST's most recent reported quarter was Q3 2026. Net income was $79M with diluted EPS of $0.86. For a full breakdown of all quarters, see the quarterly earnings table on this page.