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RNST logoRenasant Corporation (RNST) Earnings History

Annual and quarterly earnings data from 1990 to 2025

TTM Net Income
$181M
Profitable
TTM EPS
$1.90
Diluted
YoY EPS Growth
-36.7%
Declining
Net Margin
12.6%
Profitability
Operating Margin15.7%
Gross Margin60.8%
ROE5.5%
ROA0.8%
Highest Annual Net Income$195M (2024)
Highest Quarterly EPS$1.18 (Q3 2024)
Consecutive Profitable Years36 years
Q4 2025
Net Income$79M
EPS$0.83
QoQ Growth+32.0%Excellent

Loading earnings history...

RNST EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
-36.7%
Declining
3-Year
-11.1%
Declining
5-Year
+6.9%
Solid
10-Year
+1.0%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

RNST Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202560.8%15.7%12.6%
202462.9%23.6%18.8%
202367.7%19.5%15.9%
202287.8%30.6%24.0%
202193.9%32.0%25.3%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Renasant Corporation (RNST) Earnings Overview

As of May 6, 2026, Renasant Corporation (RNST) reported trailing twelve-month net income of $181M, reflecting -36.7% year-over-year growth. The company earned $1.90 per diluted share over the past four quarters, with a net profit margin of 12.6%.

Looking at the long-term picture, RNST's 5-year EPS compound annual growth rate (CAGR) stands at +6.9%, showing solid earnings momentum. The company achieved its highest annual net income of $195M in fiscal 2024.

Renasant Corporation maintains positive profitability with a gross margin of 60.8%, operating margin of 15.7%, and net margin of 12.6%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including SFNC (-$398M net income, -63.4% margin), HOMB ($458M net income, 27.7% margin), SRCE ($161M net income, 26.4% margin), RNST has outperformed on profitability metrics. Compare RNST vs SFNC →

RNST Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
RNST logoRNSTCurrent
$181M$1.9012.6%5.5%-36.7%—
SFNC logoSFNC
-$398M$-2.74-63.4%-11.4%-343.8%
HOMB logoHOMB
$458M$2.3227.7%10.4%+3.6%
SRCE logoSRCE
$161M$6.6226.4%12.7%+20.5%
HOPE logoHOPE
$59M$0.456.0%2.6%-43.9%
BANF logoBANF
$238M$7.0223.8%14.2%+1.6%
Best in group
Lowest in group

RNST Historical Earnings Data (1990–2025)

36 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$181M-7.3%$227M$2.0712.6%15.7%
2024$195M+35.1%$245M$3.2718.8%23.6%
2023$145M-12.9%$177M$2.5815.9%19.5%
2022$166M-5.6%$211M$2.9524.0%30.6%
2021$176M+110.3%$223M$3.1225.3%32.0%
2020$84M-50.1%$103M$1.4811.4%14.1%
2019$168M+14.1%$216M$2.8824.1%31.0%
2018$147M+59.4%$189M$2.7924.3%31.1%
2017$92M+1.4%$160M$1.9618.2%31.5%
2016$91M+33.7%$136M$2.1719.5%29.1%

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RNST — Frequently Asked Questions

Quick answers to the most common questions about buying RNST stock.

Is RNST growing earnings?

RNST EPS fell to $1.90, with earnings declining -36.7%. This contrasts with the 5-year CAGR of +6.9%. TTM net income dropped to $181M.

What are RNST's profit margins?

Renasant Corporation net margin is +12.6%, with operating margin at +15.7%. Margins sit within typical range for the sector.

How consistent are RNST's earnings?

RNST earnings data spans 1990-2025. The declining earnings trend is -36.7% YoY. Historical data enables comparison across business cycles.

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RNST Earnings Over Time (2014–2025)

Net income and EPS trends