Root, Inc. (ROOT) Earnings History
Profitable8 years of earnings data (2018–2025) · Positive TTM net income
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Root, Inc. (ROOT) Earnings Overview
As of June 22, 2026, Root, Inc. (ROOT) reported trailing twelve-month net income of $58M, reflecting +22.4% year-over-year growth. The company earned $3.36 per diluted share over the past four quarters, with a net profit margin of 2.7%.
Looking at the long-term picture, ROOT's historical earnings data spans multiple years. The company achieved its highest annual net income of $40M in fiscal 2025, representing a new all-time high.
Root, Inc. maintains positive profitability with a gross margin of 25.5%, operating margin of 2.7%, and net margin of 2.7%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including LMND (-$139M net income, -22.4% margin), HIPO ($113M net income, 12.3% margin), OSCR (-$39M net income, -3.8% margin), ROOT has outperformed on profitability metrics. Compare ROOT vs LMND →
ROOT Earnings vs Peers
Earnings metrics vs comparable public companies
ROOT Historical Earnings Data (2018–2025)
8 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $40M | +30.4% | $41M | $2.24 | 2.7% | 2.7% |
| 2024 | $31M | +121.0% | $31M | $1.83 | 2.6% | 2.6% |
| 2023 | -$147M | +50.5% | -$147M | $-10.24 | -32.4% | -32.4% |
| 2022 | -$298M | +42.9% | -$298M | $-21.11 | -95.8% | -95.8% |
| 2021 | -$521M | -43.6% | -$521M | $-37.62 | -150.9% | -150.9% |
| 2020 | -$363M | -28.5% | -$363M | $-86.43 | -104.7% | -104.7% |
| 2019 | -$282M | -308.7% | -$282M | $-24.83 | -97.3% | -97.3% |
| 2018 | -$69M | - | -$69M | $-6.08 | -159.6% | -159.6% |
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ROOT — Frequently Asked Questions
Quick answers to the most common questions about buying ROOT stock.
What is ROOT earnings per share (EPS)?
ROOT trailing twelve-month (TTM) diluted EPS is $3.36, reflecting +22.4% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2018 to 2025 is available in the table on this page.
What is Root, Inc.'s net income?
Root, Inc. (ROOT) trailing twelve-month net income is $58M as of 2025. Earnings grew +22.4% year-over-year. Root, Inc. has been profitable for 2 consecutive years.
Is ROOT profitable?
Yes, ROOT is profitable with a TTM net income of $58M and a net profit margin of +2.7%. Root, Inc. has generated profits for 2 consecutive years.
What is ROOT's earnings growth rate?
ROOT compound annual EPS growth rates (CAGR): 1-Year: +22.4%, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2018 to 2025.
What are ROOT's profit margins?
Root, Inc. net profit margin is +2.7%, operating margin is +2.7%, and gross margin is +25.5%. Below-average margins reflect competitive or cost pressures. Return on Equity is +11.3%.
Is ROOT growing earnings?
Yes, ROOT earnings are accelerating — EPS growth of +22.4% exceeds the 5-year CAGR of N/A. TTM net income reached $58M. Earnings momentum is strengthening.
What was ROOT's best earnings year?
Root, Inc.'s highest annual net income on record is $40M, achieved in fiscal year 2025. Earnings history on this page spans 2018 to 2025 and includes all annual and quarterly figures.
What were ROOT's earnings last quarter?
ROOT's most recent reported quarter was Q1 2026. Net income was $36M with diluted EPS of $2.09. For a full breakdown of all quarters, see the quarterly earnings table on this page.