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RWT logoRedwood Trust, Inc. (RWT) Earnings History

Annual and quarterly earnings data from 1994 to 2025

TTM Net Income
-$70M
Net Loss
TTM EPS
$-0.55
Diluted
YoY EPS Growth
-296.9%
Declining
Net Margin
-6.3%
Profitability
Operating Margin95.3%
Gross Margin95.6%
ROE-6.5%
ROA-0.3%
Highest Annual Net Income$320M (2021)
Highest Quarterly EPS$3.60 (Q4 2003)
Consecutive Profitable Years0 years
Q4 2025
Net Income$20M
EPS$0.13
QoQ Growth+359.9%Excellent

Loading earnings history...

RWT EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

RWT Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202595.6%95.3%-6.3%
202486.1%30.7%22.3%
202386.3%6.7%-1.4%
2022---
202195.9%66.0%59.2%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Redwood Trust, Inc. (RWT) Earnings Overview

As of May 8, 2026, Redwood Trust, Inc. (RWT) reported trailing twelve-month net income of -$70M, reflecting -296.9% year-over-year growth. The company earned $-0.55 per diluted share over the past four quarters, with a net profit margin of -6.3%.

Looking at the long-term picture, RWT's historical earnings data spans multiple years. The company achieved its highest annual net income of $320M in fiscal 2021.

Redwood Trust, Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including MFA ($135M net income, 20.2% margin), MITT ($34M net income, 10.3% margin), SACH ($6M net income, 13.4% margin), RWT has room to improve margins relative to the peer group. Compare RWT vs MFA →

RWT Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
RWT logoRWTCurrent
-$70M$-0.55-6.3%-6.5%-296.9%—
MFA logoMFA
$135M$1.2820.2%9.6%+104.9%
MITT logoMITT
$34M$1.0610.3%8.8%-26.8%
SACH logoSACH
$6M$0.1313.4%3.5%+104.2%
BXMT logoBXMT
$104M$0.617.2%3.0%+154.7%
RC logoRC
-$229M$-1.39-45.8%-12.8%+45.2%
Best in group
Lowest in group

RWT Historical Earnings Data (1994–2025)

32 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025-$70M-229.7%$1.06B$-0.63-6.3%95.3%
2024$54M+2474.8%$75M$0.3222.3%30.7%
2023-$2M+98.6%$11M$-0.11-1.4%6.7%
2022-$164M-151.2%-$176M$-1.43--
2021$320M+154.9%$356M$2.3759.2%66.0%
2020-$582M-443.9%-$439M$-5.11--
2019$169M+41.5%$212M$1.4651.7%64.6%
2018$120M-14.8%$133M$1.0955.3%61.7%
2017$140M+7.0%$162M$1.6058.7%67.7%
2016$131M+28.6%$184M$1.5450.6%71.1%

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Compare RWT vs WELL

Side-by-side business, growth, and profitability comparison vs Welltower Inc..

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RWT — Frequently Asked Questions

Quick answers to the most common questions about buying RWT stock.

Is RWT growing earnings?

RWT EPS fell to $-0.55, with earnings declining -296.9%. This contrasts with the 5-year CAGR of N/A. TTM net income dropped to $-70M.

What are RWT's profit margins?

Redwood Trust, Inc. net margin is -6.3%, with operating margin at +95.3%. Below-average margins reflect competitive or cost pressures.

How consistent are RWT's earnings?

RWT earnings data spans 1994-2025. The declining earnings trend is -296.9% YoY. Historical data enables comparison across business cycles.

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RWT Earnings Over Time (2014–2025)

Net income and EPS trends