Latest Ratios: P/E Ratio 629.2x · EV/EBITDA 184.3x · ROE 3.5%. (2015–2025 historical series)
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $1.2B | $1.1B | $944M | $993M | $784M | — | — | — | — | — | — |
| Enterprise Value | $1.2B | $1.1B | $1.2B | $1.4B | $761M | — | — | — | — | — | — |
| P/E Ratio → | 629.16 | 598.98 | — | 83.15 | 45.15 | — | — | — | — | — | — |
| P/S Ratio | 24.40 | 22.85 | 26.57 | 15.34 | 14.19 | — | — | — | — | — | — |
| P/B Ratio | 6.60 | 6.28 | 5.20 | 4.32 | 0.96 | — | — | — | — | — | — |
| P/FCF | — | — | 73.67 | 99.40 | 113.24 | — | — | — | — | — | — |
| P/OCF | 440.72 | 412.64 | 73.23 | 45.46 | 90.84 | — | — | — | — | — | — |
P/E links to full P/E history page with 30-year chart
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 22.62 | 34.54 | 20.89 | 13.77 | — | — | — | — | — | — |
| EV / EBITDA | 184.25 | 172.40 | — | 29.25 | 17.52 | — | — | — | — | — | — |
| EV / EBIT | 184.25 | 172.40 | — | 29.99 | 17.92 | — | — | — | — | — | — |
| EV / FCF | — | — | 95.77 | 135.33 | 109.89 | — | — | — | — | — | — |
Margins and return-on-capital ratios measuring operating efficiency
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 40.4% | 40.4% | 97.9% | 99.2% | 99.6% | 99.5% | 99.3% | 99.0% | 99.4% | 99.2% | 100.0% |
| Operating Margin | 13.1% | 13.1% | -33.0% | 71.0% | 78.4% | 80.9% | 82.4% | 78.3% | 66.7% | 69.5% | 75.9% |
| Net Profit Margin | 13.1% | 13.1% | -111.4% | 24.6% | 37.9% | 43.8% | 48.3% | 48.9% | 66.8% | 69.5% | 73.8% |
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 3.5% | 3.5% | -19.2% | 3.0% | 4.2% | 10.2% | 11.0% | 6.3% | 8.2% | 8.0% | 8.8% |
| ROA | 1.3% | 1.3% | -7.1% | 4.7% | 9.0% | 4.1% | 4.9% | 8.8% | 74653.3% | 115.3% | 15.6% |
| ROIC | 1.5% | 1.5% | -1.7% | 5.0% | 5.7% | 6.7% | 7.2% | 6.4% | 6.2% | 6.1% | 6.5% |
| ROCE | 1.3% | 1.3% | -2.1% | 31.1% | 86.7% | 10.0% | 8.3% | 14.1% | — | — | 241.1% |
Solvency and debt-coverage ratios — lower is generally safer
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | — | — | 1.66 | 1.62 | 0.00 | 1.19 | 1.71 | 0.68 | — | — | — |
| Debt / EBITDA | — | — | — | 8.04 | 0.01 | 8.64 | 9.02 | 5.64 | — | — | — |
| Net Debt / Equity | — | -0.06 | 1.56 | 1.56 | -0.03 | 0.95 | 1.48 | 0.45 | -0.00 | -0.01 | -0.03 |
| Net Debt / EBITDA | -1.73 | -1.73 | — | 7.77 | -0.54 | 6.95 | 7.76 | 3.75 | -0.02 | -0.22 | -0.44 |
| Debt / FCF | — | — | 22.10 | 35.93 | -3.36 | 7.25 | 15.57 | 5.69 | -0.04 | -0.25 | -0.65 |
| Interest Coverage | — | — | -0.42 | 1.54 | 1.97 | 2.28 | 2.62 | 3.11 | 5.67 | 8.32 | 6.84 |
Net cash position: cash ($11M) exceeds total debt ($0)
Short-term solvency ratios and asset-utilisation metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | — | — | — | 6238.41 | 0.19 | — | — | — | 2.76 | 5.77 | 4.07 |
| Quick Ratio | — | — | — | 6238.38 | 0.17 | — | — | — | 2.76 | 5.77 | 4.07 |
| Cash Ratio | — | — | — | 1.06 | 0.27 | 1.43 | — | — | 0.00 | 0.05 | 0.09 |
| Asset Turnover | — | 0.10 | 0.07 | 0.10 | 1.20 | 0.07 | 0.08 | 0.09 | 1093.33 | 687.59 | 0.49 |
| Inventory Turnover | — | — | — | 0.20 | 0.05 | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 0.8% | 0.9% | 1.7% | 2.6% | 2.9% | — | — | — | — | — | — |
| Payout Ratio | 150.6% | 150.6% | — | — | — | — | — | — | 87.3% | 119.3% | 127.2% |
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 0.2% | 0.2% | — | 1.2% | 2.2% | — | — | — | — | — | — |
| FCF Yield | — | — | 1.4% | 1.0% | 0.9% | — | — | — | — | — | — |
| Buyback Yield | 0.0% | 0.0% | 0.2% | 0.0% | 0.0% | — | — | — | — | — | — |
| Total Shareholder Yield | 0.8% | 0.9% | 1.9% | 2.6% | 2.9% | — | — | — | — | — | — |
| Shares Outstanding | — | $47M | $47M | $44M | $38M | $26M | $22M | $19M | $15M | $12M | $11M |
High Portfolio Credit Volatility
According to recent market data, SCCG trades at a P/B of 6.60, which appears disconnected from the underlying asset quality given the significant volatility in FFO per share, which swung from a positive $0.10 in 2024Q1 to a negative $0.08 by 2026Q1 as reported in financial filings.
The lack of a stable P/FFO multiple, combined with the extreme P/E of 629.16, suggests that the market is struggling to price the company's core earnings power amidst recurring credit provisions. Investors should monitor whether the current valuation reflects a distressed asset play or a fundamental mispricing of the company's ability to recycle capital effectively.
Based on quarterly financial statements, the NOI margin experienced a dramatic collapse to -101.6% in 2025Q4, a sharp departure from the historical stability observed in earlier periods where margins consistently hovered near 98%, signaling significant property-level disruptions and potential credit-related losses within the loan portfolio.
The extreme variance in NOI margins suggests that the company's profitability is highly sensitive to non-performing loans and the costs associated with managing foreclosed assets. This instability implies that FFO growth is currently hindered by credit-related headwinds rather than organic expansion of the lending book.
As reported in quarterly financial filings, SCCG's FFO payout ratio has frequently exceeded 100%, with a peak of 162.8% in 2025Q4, suggesting that the current distribution policy is not supported by recurring cash earnings and may rely on capital recycling or external financing to maintain payments.
The inability to consistently cover the dividend with AFFO indicates that the payout is currently disconnected from the company's operational cash generation. Investors should be wary of the sustainability of these distributions, as the reliance on external capital to fund dividends may limit future growth capacity.
The most commonly misapplied metric for SCCG is the standard P/E ratio, which fails to account for the significant non-cash depreciation and credit loss provisions that distort net income, as evidenced by the $36.1M net loss reported in 2024Q4 despite different operational cash flow realities.
Using P/E obscures the true economic health of the mortgage REIT by ignoring the impact of CECL provisions and asset write-downs on the bottom line. Analysts should instead prioritize FFO and AFFO to better capture the recurring cash-generating capacity of the loan portfolio.
Includes 30+ ratios · 11 years · Updated daily
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
See how regular investing compounds over time.
Compare growth, multiples, and margins vs sector.
Quick answers to the most common questions about buying SCCG stock.
Sachem Capital Corp. 8.00% Note's current P/E ratio is 629.2x. The historical average is 64.2x. This places it at the 100th percentile of its historical range.
Sachem Capital Corp. 8.00% Note's current EV/EBITDA is 184.3x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 23.4x.
Sachem Capital Corp. 8.00% Note's return on equity (ROE) is 3.5%. The historical average is 4.9%.
Based on historical data, Sachem Capital Corp. 8.00% Note is trading at a P/E of 629.2x. This is at the 100th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
Sachem Capital Corp. 8.00% Note's current dividend yield is 0.82% with a payout ratio of 150.6%.
Sachem Capital Corp. 8.00% Note has 40.4% gross margin and 13.1% operating margin. Operating margin between 10-20% is typical for established companies.