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SFBS logoServisFirst Bancshares, Inc. (SFBS) Earnings History

Annual and quarterly earnings data from 2007 to 2025

TTM Net Income
$277M
Profitable
TTM EPS
$5.06
Diluted
YoY EPS Growth
+21.6%
Excellent
Net Margin
27.2%
Profitability
Operating Margin33.6%
Gross Margin51.8%
ROE16.0%
ROA1.6%
Highest Annual Net Income$277M (2025)
Highest Quarterly EPS$20.98 (Q1 2008)
Consecutive Profitable Years19 years
Q4 2025
Net Income$86M
EPS$1.58
QoQ Growth+31.7%Excellent

Loading earnings history...

SFBS EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+21.6%
Excellent
3-Year
+3.2%
Solid
5-Year
+10.1%
Strong
10-Year
+15.5%
Strong

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

SFBS Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202551.8%33.6%27.2%
202446.7%28.6%23.3%
202349.2%29.5%25.0%
202278.3%53.2%43.3%
202185.5%57.9%47.5%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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ServisFirst Bancshares, Inc. (SFBS) Earnings Overview

As of May 6, 2026, ServisFirst Bancshares, Inc. (SFBS) reported trailing twelve-month net income of $277M, reflecting +21.6% year-over-year growth. The company earned $5.06 per diluted share over the past four quarters, with a net profit margin of 27.2%.

Looking at the long-term picture, SFBS's 5-year EPS compound annual growth rate (CAGR) stands at +10.1%, showing solid earnings momentum. The company achieved its highest annual net income of $277M in fiscal 2025, representing a new all-time high.

ServisFirst Bancshares, Inc. maintains industry-leading profitability with a gross margin of 51.8%, operating margin of 33.6%, and net margin of 27.2%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including IBCP ($69M net income, 21.7% margin), FFIN ($243M net income, 30.2% margin), HOMB ($458M net income, 27.7% margin), SFBS has outperformed on profitability metrics. Compare SFBS vs IBCP →

SFBS Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
SFBS logoSFBSCurrent
$277M$5.0627.2%16.0%+21.6%—
IBCP logoIBCP
$69M$3.2921.7%14.3%+3.5%
FFIN logoFFIN
$243M$1.6930.2%14.4%+12.2%
HOMB logoHOMB
$458M$2.3227.7%10.4%+3.6%
UMBF logoUMBF
$883M$11.5715.8%12.6%+1.6%
CVBF logoCVBF
$209M$1.5432.5%9.3%+5.6%
Best in group
Lowest in group

SFBS Historical Earnings Data (2007–2025)

19 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$277M+21.7%$342M$5.0627.2%33.6%
2024$227M+9.9%$279M$4.1623.3%28.6%
2023$207M-17.8%$245M$3.7925.0%29.5%
2022$252M+21.1%$309M$4.6143.3%53.2%
2021$208M+22.5%$253M$3.8247.5%57.9%
2020$170M+13.6%$214M$3.1341.0%51.8%
2019$149M+9.0%$187M$2.7636.4%45.5%
2018$137M+47.1%$169M$2.5340.0%49.3%
2017$93M+14.3%$137M$1.7233.8%49.9%
2016$81M+28.2%$111M$1.5236.5%49.7%

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SFBS — Frequently Asked Questions

Quick answers to the most common questions about buying SFBS stock.

Is SFBS growing earnings?

SFBS EPS is $5.06, with earnings growth accelerating to +21.6%. This exceeds the 5-year CAGR of +10.1%. TTM net income reached $277M.

What are SFBS's profit margins?

ServisFirst Bancshares, Inc. net margin is +27.2%, with operating margin at +33.6%. Above-average margins indicate pricing power.

How consistent are SFBS's earnings?

SFBS earnings data spans 2007-2025. The accelerating earnings trend is +21.6% YoY. Historical data enables comparison across business cycles.

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SFBS Earnings Over Time (2014–2025)

Net income and EPS trends