Southern First Bancshares, Inc. (SFST) Earnings History
Steady Earner27 years of earnings data (1999–2025) · Positive but moderate multi-year EPS trajectory
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Southern First Bancshares, Inc. (SFST) Earnings Overview
As of June 22, 2026, Southern First Bancshares, Inc. (SFST) reported trailing twelve-month net income of $30M, reflecting +96.3% year-over-year growth. The company earned $3.74 per diluted share over the past four quarters, with a net profit margin of 13.5%.
Looking at the long-term picture, SFST's 5-year EPS compound annual growth rate (CAGR) stands at +9.9%, showing solid earnings momentum. The company achieved its highest annual net income of $47M in fiscal 2021.
Southern First Bancshares, Inc. maintains positive profitability with a gross margin of 51.3%, operating margin of 17.6%, and net margin of 13.5%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including GSBC ($71M net income, 20.7% margin), HBCP ($46M net income, 22.0% margin), CBAN ($28M net income, 15.2% margin), SFST has room to improve margins relative to the peer group. Compare SFST vs GSBC →
SFST Earnings vs Peers
Earnings metrics vs comparable public companies
SFST Historical Earnings Data (1999–2025)
27 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $30M | +95.5% | $40M | $3.75 | 13.5% | 17.6% |
| 2024 | $16M | +15.7% | $20M | $1.91 | 7.3% | 9.3% |
| 2023 | $13M | -53.9% | $17M | $1.66 | 7.2% | 9.3% |
| 2022 | $29M | -37.7% | $38M | $3.61 | 22.8% | 29.9% |
| 2021 | $47M | +154.9% | $61M | $5.85 | 42.4% | 55.1% |
| 2020 | $18M | -34.2% | $24M | $2.34 | 15.0% | 19.5% |
| 2019 | $28M | +25.0% | $35M | $3.58 | 27.1% | 34.5% |
| 2018 | $22M | +70.9% | $29M | $2.88 | 26.9% | 34.7% |
| 2017 | $13M | +0.1% | $24M | $1.76 | 18.5% | 33.5% |
| 2016 | $13M | +28.2% | $20M | $1.94 | 21.0% | 32.8% |
| 2015 | $10M | +53.5% | $16M | $1.55 | 18.7% | 28.5% |
| 2014 | $7M | +29.4% | $10M | $1.10 | 14.5% | 21.3% |
| 2013 | $5M | +32.6% | $8M | $0.98 | 12.8% | 18.9% |
| 2012 | $4M | +85.0% | $6M | $0.64 | 10.0% | 14.8% |
| 2011 | $2M | +134.6% | $3M | $0.22 | 5.5% | 7.7% |
| 2010 | $890,000 | -37.3% | $1M | $-0.06 | 2.3% | 2.8% |
| 2009 | $1M | -23.4% | $2M | $0.06 | 3.7% | 4.6% |
| 2008 | $2M | -46.1% | $2M | $0.44 | 4.4% | 5.9% |
| 2007 | $3M | -11.9% | $5M | $0.80 | 8.4% | 12.4% |
| 2006 | $4M | +55.2% | $6M | $0.90 | 12.4% | 18.8% |
| 2005 | $3M | +24.9% | $4M | $0.59 | 11.2% | 18.0% |
| 2004 | $2M | +100.1% | $3M | $0.61 | 13.7% | 22.0% |
| 2003 | $1M | +33.7% | $2M | $0.36 | 9.9% | 16.0% |
| 2002 | $752,416 | +731.3% | $0 | $0.29 | 8.7% | 0.0% |
| 2001 | $-119,178 | +82.0% | $-141,178 | $-0.05 | -1.8% | -2.1% |
| 2000 | $-661,553 | -27.2% | $-699,553 | $-0.26 | -20.6% | -21.8% |
| 1999 | $-520,000 | - | $-530,000 | $-0.21 | -650.0% | -662.5% |
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SFST — Frequently Asked Questions
Quick answers to the most common questions about buying SFST stock.
What is SFST earnings per share (EPS)?
SFST trailing twelve-month (TTM) diluted EPS is $3.74, reflecting +96.3% year-over-year growth. The 5-year EPS CAGR is +9.9%. Complete EPS history from 1999 to 2025 is available in the table on this page.
What is Southern First Bancshares, Inc.'s net income?
Southern First Bancshares, Inc. (SFST) trailing twelve-month net income is $30M as of 2025. Earnings grew +96.3% year-over-year. Southern First Bancshares, Inc. has been profitable for 24 consecutive years.
Is SFST profitable?
Yes, SFST is profitable with a TTM net income of $30M and a net profit margin of +13.5%. Southern First Bancshares, Inc. has generated profits for 24 consecutive years.
What is SFST's earnings growth rate?
SFST compound annual EPS growth rates (CAGR): 1-Year: +96.3%, 3-Year: +1.3%, 5-Year: +9.9%, 10-Year: +9.2%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1999 to 2025.
What are SFST's profit margins?
Southern First Bancshares, Inc. net profit margin is +13.5%, operating margin is +17.6%, and gross margin is +51.3%. Margins are within a typical range for the sector. Return on Equity is +8.7%.
Is SFST growing earnings?
Yes, SFST earnings are accelerating — EPS growth of +96.3% exceeds the 5-year CAGR of +9.9%. TTM net income reached $30M. Earnings momentum is strengthening.
What was SFST's best earnings year?
Southern First Bancshares, Inc.'s highest annual net income on record is $47M, achieved in fiscal year 2021. Earnings history on this page spans 1999 to 2025 and includes all annual and quarterly figures.
What were SFST's earnings last quarter?
SFST's most recent reported quarter was Q4 2025. Net income was $10M with diluted EPS of $1.21. For a full breakdown of all quarters, see the quarterly earnings table on this page.