Southern First Bancshares, Inc. (SFST) Earnings History
Annual and quarterly earnings data from 1999 to 2025
Loading earnings history...
SFST EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
SFST Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 51.3% | 17.6% | 13.5% |
| 2024 | 43.8% | 9.3% | 7.3% |
| 2023 | 46.0% | 9.3% | 7.2% |
| 2022 | 79.5% | 29.9% | 22.8% |
| 2021 | 106.3% | 55.1% | 42.4% |
Download Data
Export SFST earnings history in CSV or JSON format
Free sign-in required to download data
Southern First Bancshares, Inc. (SFST) Earnings Overview
As of May 8, 2026, Southern First Bancshares, Inc. (SFST) reported trailing twelve-month net income of $30M, reflecting +96.3% year-over-year growth. The company earned $3.74 per diluted share over the past four quarters, with a net profit margin of 13.5%.
Looking at the long-term picture, SFST's 5-year EPS compound annual growth rate (CAGR) stands at +9.9%, showing solid earnings momentum. The company achieved its highest annual net income of $47M in fiscal 2021.
Southern First Bancshares, Inc. maintains positive profitability with a gross margin of 51.3%, operating margin of 17.6%, and net margin of 13.5%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including GSBC ($71M net income, 20.7% margin), HBCP ($46M net income, 22.0% margin), CBAN ($28M net income, 15.2% margin), SFST has room to improve margins relative to the peer group. Compare SFST vs GSBC →
SFST Earnings vs Peers
Earnings metrics vs comparable public companies
SFST Historical Earnings Data (1999–2025)
27 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $30M | +95.5% | $40M | $3.75 | 13.5% | 17.6% |
| 2024 | $16M | +15.7% | $20M | $1.91 | 7.3% | 9.3% |
| 2023 | $13M | -53.9% | $17M | $1.66 | 7.2% | 9.3% |
| 2022 | $29M | -37.7% | $38M | $3.61 | 22.8% | 29.9% |
| 2021 | $47M | +154.9% | $61M | $5.85 | 42.4% | 55.1% |
| 2020 | $18M | -34.2% | $24M | $2.34 | 15.0% | 19.5% |
| 2019 | $28M | +25.0% | $35M | $3.58 | 27.1% | 34.5% |
| 2018 | $22M | +70.9% | $29M | $2.88 | 26.9% | 34.7% |
| 2017 | $13M | +0.1% | $24M | $1.76 | 18.5% | 33.5% |
| 2016 | $13M | +28.2% | $20M | $1.94 | 21.0% | 32.8% |
See SFST's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs SFST Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare SFST vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonSFST — Frequently Asked Questions
Quick answers to the most common questions about buying SFST stock.
Is SFST growing earnings?
SFST EPS is $3.74, with earnings growth accelerating to +96.3%. This exceeds the 5-year CAGR of +9.9%. TTM net income reached $30M.
What are SFST's profit margins?
Southern First Bancshares, Inc. net margin is +13.5%, with operating margin at +17.6%. Margins sit within typical range for the sector.
How consistent are SFST's earnings?
SFST earnings data spans 1999-2025. The accelerating earnings trend is +96.3% YoY. Historical data enables comparison across business cycles.