Southern First Bancshares, Inc. (SFST) delivered a return of 60.30% over the past year. Since SFST does not currently pay dividends, the total return equals the price-only return.

A $10,000 investment in Southern First Bancshares, Inc. one year ago would be worth $16,030 today, representing a gain of $6,030.

Southern First Bancshares, Inc. (SFST) does not currently pay dividends. Many growth-focused companies reinvest profits back into the business rather than distributing them as dividends. For SFST, the total return equals the price-only return.

Yes, Southern First Bancshares, Inc. (SFST) outperformed the S&P 500 by 35.31 percentage points over the past year. SFST delivered a total return of 60.30%, compared to the S&P 500's 24.99%. This 35.31pp alpha means investors in SFST earned more than a passive S&P 500 index fund.

Southern First Bancshares, Inc. (SFST) experienced a maximum drawdown of -16.08% over the past year, declining from its peak on 2026-02-25 to its trough on 2026-03-18. The stock recovered to its prior peak by 2026-06-11. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Here are Southern First Bancshares, Inc. (SFST)'s long-term returns with dividends reinvested. Over 10 years, the total return is 144.3% (9.3% CAGR) — $10,000 would have grown to $24,434. Over 20 years: 288.8% total return (7.0% CAGR) — $10,000 → $38,884. Over 30 years: 1113.8% total return (8.7% CAGR) — $10,000 → $121,375. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Southern First Bancshares, Inc.'s best calendar year was 2003 with a total return of 110.1%. Its worst year was 2007 with a total return of -36.4%. This range shows the volatility investors should expect — the difference between the best and worst year is 146.5 percentage points.