Shore Bancshares, Inc. (SHBI) Earnings History
Annual and quarterly earnings data from 1997 to 2025
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SHBI EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
SHBI Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 63.2% | 23.0% | 17.4% |
| 2024 | 60.3% | 18.0% | 13.4% |
| 2023 | 54.0% | 5.9% | 4.7% |
| 2022 | 89.4% | 30.8% | 22.8% |
| 2021 | 93.2% | 25.3% | 18.4% |
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Shore Bancshares, Inc. (SHBI) Earnings Overview
As of May 8, 2026, Shore Bancshares, Inc. (SHBI) reported trailing twelve-month net income of $60M, reflecting +34.8% year-over-year growth. The company earned $1.78 per diluted share over the past four quarters, with a net profit margin of 17.4%.
Looking at the long-term picture, SHBI's 5-year EPS compound annual growth rate (CAGR) stands at +7.0%, showing solid earnings momentum. The company achieved its highest annual net income of $60M in fiscal 2025, representing a new all-time high.
Shore Bancshares, Inc. maintains industry-leading profitability with a gross margin of 63.2%, operating margin of 23.0%, and net margin of 17.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including NBTB ($169M net income, 19.5% margin), FUNC ($25M net income, 18.4% margin), CZWI ($14M net income, 16.0% margin), SHBI has room to improve margins relative to the peer group. Compare SHBI vs NBTB →
SHBI Earnings vs Peers
Earnings metrics vs comparable public companies
SHBI Historical Earnings Data (1997–2025)
29 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $60M | +35.6% | $79M | $1.78 | 17.4% | 23.0% |
| 2024 | $44M | +290.9% | $59M | $1.32 | 13.4% | 18.0% |
| 2023 | $11M | -64.0% | $14M | $0.42 | 4.7% | 5.9% |
| 2022 | $31M | +102.9% | $42M | $1.57 | 22.8% | 30.8% |
| 2021 | $15M | -2.3% | $21M | $1.17 | 18.4% | 25.3% |
| 2020 | $16M | -2.9% | $21M | $1.27 | 22.3% | 29.9% |
| 2019 | $16M | -35.2% | $22M | $1.27 | 23.2% | 31.4% |
| 2018 | $25M | +122.0% | $21M | $1.96 | 38.8% | 32.8% |
| 2017 | $11M | +16.8% | $18M | $0.89 | 20.2% | 32.3% |
| 2016 | $10M | +35.6% | $16M | $0.76 | 17.0% | 28.0% |
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Start ComparisonSHBI — Frequently Asked Questions
Quick answers to the most common questions about buying SHBI stock.
Is SHBI growing earnings?
SHBI EPS is $1.78, with earnings growth accelerating to +34.8%. This exceeds the 5-year CAGR of +7.0%. TTM net income reached $60M.
What are SHBI's profit margins?
Shore Bancshares, Inc. net margin is +17.4%, with operating margin at +23.0%. Above-average margins indicate pricing power.
How consistent are SHBI's earnings?
SHBI earnings data spans 1997-2025. The accelerating earnings trend is +34.8% YoY. Historical data enables comparison across business cycles.