Trailing Dividend / Share
$0.48
Shore Bancshares, Inc. (SHBI) Dividend History
Income profile from 2001 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
2.1%
Payout Ratio
27.0%
Sustainable
Dividend Streak
0 years
SHBI Dividend Income Check
Safety
27.0% payout ratio with sustainable safety profile.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 3.4% and trend is flat.
SHBI Dividend Scorecard
Yield & Income
Dividend Yield2.1%
Trailing DPS$0.48
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout27.0%
Earnings SafetySustainable
FCF Payout22.7%
FCF SafetyWell Covered
Piotroski F-Score8/9
Growth
Growth Streak0 years
3Y CAGR0.0%
5Y CAGR0.0%
Yield on Cost (5Y)3.4%
YOC Trendflat
Total Returns
Buyback Yield0.0%
Total Shareholder Yield2.1%
1Y Total Return52.1%
5Y Total Return48.1%
Div Contribution (5Y)14.3%
Estimated $10K growth (return + dividends):
5Y ago$14,80810Y ago$24,64220Y ago$10,048
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
SHBI Income Growth Story
Dividend per share and yield on cost over time (24 years of payments)
SHBI Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
Shore Bancshares, Inc. distributes 27.0% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 22.7%, rated "Well Covered".
Piotroski F-Score: 8/9 — strong financial health.
Growth Track Record
SHBI does not have a current streak of consecutive dividend increases, with a 3-year CAGR of 0.0% and 5-year CAGR of 0.0%.
Total Shareholder Returns
Beyond cash dividends, SHBI returns capital through share repurchases. The combined picture: 2.1% dividend yield, 2.1% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 3.4% and is currently flat. The 5-year total return is 48.1%, with dividends contributing 14.3% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $24,642 today.
SHBI Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$2.42
Avg/Payment$0.1210
Latest Change+16.7%
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Jun 3, 2026Latest | $0.1400 | ↑ +16.7% | 2.50% | Jun 17, 2026 |
| Mar 4, 2026 | $0.1200 | — | 2.60% | Mar 18, 2026 |
| Nov 13, 2025 | $0.1200 | — | 2.98% | Nov 26, 2025 |
| Aug 11, 2025 | $0.1200 | — | 3.14% | Aug 25, 2025 |
| May 12, 2025 | $0.1200 | — | 3.21% | May 23, 2025 |
| Feb 13, 2025 | $0.1200 | — | 2.91% | Feb 27, 2025 |
| Nov 12, 2024 | $0.1200 | — | 2.94% | Nov 29, 2024 |
| Aug 12, 2024 | $0.1200 | — | 3.79% | Aug 30, 2024 |
SHBI Dividend vs Peers
Comparable companies in the same industry
#3 yield in peer group
Div Yield
2.1%
#3 of 9
Safety
Sustainable
27.0% payout
Streak
0Y
0.0% 5Y CAGR
Total Shareholder
2.1%
#5 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
3rd SHBIShore Bancshares, In… | $779M | 2.1% | 27.0% | 0 | Sustainable |
2nd  NBTBNBT Bancorp Inc. | $2.6B | 2.9% | 42.9% | 13 | Sustainable |
 FUNCFirst United Corpora… | $293M | 2.0% | 24.3% | 7 | Sustainable |
 CZWICitizens Community B… | $227M | 1.6% | 25.0% | 6 | Sustainable |
 CHMGChemung Financial Co… | $364M | 1.7% | 41.9% | 1 | Sustainable |
 BWFGBankwell Financial G… | $477M | 1.3% | 17.8% | 0 | Sustainable |
 FXNCFirst National Corpo… | $276M | 2.0% | 31.2% | 11 | Sustainable |
1st  NKSHNational Bankshares,… | $240M | 4.0% | 60.7% | 0 | Watch |
 MNSBMainStreet Bancshare… | $179M | 1.6% | 19.5% | 0 | Sustainable |
SHBI Annual Dividend History (1997–2026)
30 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.26 | — | 2 | — | — | — | 1.8% |
| 2025 | $0.48 | 0.0% | 4 | $1.78 | 27.0% | 3.71x | 3.4% |
| 2024 | $0.48 | 0.0% | 4 | $1.32 | 36.4% | 2.75x | 3.4% |
| 2023 | $0.48 | 0.0% | 4 | $0.42 | 114.3% | 0.88x | 3.4% |
| 2022 | $0.48 | 0.0% | 4 | $1.57 | 30.6% | 3.27x | 3.4% |
| 2021 | $0.48 | 0.0% | 4 | $1.17 | 41.0% | 2.44x | 3.4% |
| 2020 | $0.48 | 14.3% | 4 | $1.27 | 37.8% | 2.65x | 3.4% |
| 2019 | $0.42 | 31.2% | 4 | $1.27 | 33.1% | 3.02x | 3.0% |
| 2018 | $0.32 | 45.5% | 4 | $1.96 | 16.3% | 6.12x | 2.3% |
| 2017 | $0.22 | 57.1% | 4 | $0.89 | 24.7% | 4.05x | 1.6% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
25+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
Compare growth, multiples, and margins vs sector.
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SHBI — Frequently Asked Questions
Quick answers to the most common questions about buying SHBI stock.
How much dividend does SHBI pay per share?
Shore Bancshares, Inc. (SHBI) pays a trailing 12-month dividend of $0.48 per share, with a current dividend yield of +2.1%. Payments are made Semi-Annual.
When is SHBI's next ex-dividend date?
SHBI's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. SHBI typically pays dividends Semi-Annual.
Is SHBI's dividend safe?
SHBI's dividend safety is rated "Sustainable" based on an earnings payout ratio of +27.0% and FCF payout ratio of +22.7%. The dividend history does not yet show a prolonged growth streak.
How many years has SHBI increased its dividend?
SHBI has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is +0.0%.
How often does SHBI pay dividends?
Shore Bancshares, Inc. pays dividends Semi-Annual. The trailing 12-month total is $0.48 per share. Dividend data on this page covers 25+ years from 2001 to 2026.
How much would $10,000 invested in SHBI grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in SHBI five years ago would be worth approximately $14,808 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is SHBI's yield on cost for long-term holders?
SHBI's yield on cost — the current dividend divided by the original purchase price — is +3.4% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +2.1% market yield, thanks to the lower original cost basis.