Trailing Dividend / Share
$0.48
Shore Bancshares, Inc. (SHBI) Dividend History
Income profile from 2001 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
2.4%
Payout Ratio
27.0%
Sustainable
Dividend Streak
2 years
SHBI Dividend Income Check
Safety
27.0% payout ratio with sustainable safety profile.
Consistency
2 straight years of dividend increases.
Income Trend
Yield on cost is 3.4% and trend is flat.
SHBI Dividend Scorecard
Yield & Income
Dividend Yield2.4%
Trailing DPS$0.48
FrequencyAnnual
Payments / 12M4
Payout Safety
Earnings Payout27.0%
Earnings SafetySustainable
FCF Payout129.6%
FCF SafetyStretched
Piotroski F-Score7/9
Growth
Growth Streak2 years
3Y CAGR0.0%
5Y CAGR0.0%
Yield on Cost (5Y)3.4%
YOC Trendflat
Total Returns
Buyback Yield0.0%
Total Shareholder Yield2.4%
1Y Total Return41.3%
5Y Total Return32.5%
Div Contribution (5Y)14.4%
Estimated $10K growth (return + dividends):
5Y ago$13,25410Y ago$20,00820Y ago$10,463
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
SHBI Income Growth Story
Dividend per share and yield on cost over time (24 years of payments)
SHBI Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
Shore Bancshares, Inc. distributes 27.0% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 129.6%, rated "Stretched".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
SHBI has raised its dividend for 2 consecutive years, with a 3-year CAGR of 0.0% and 5-year CAGR of 0.0%.
Total Shareholder Returns
Beyond cash dividends, SHBI returns capital through share repurchases. The combined picture: 2.4% dividend yield, 2.4% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 3.4% and is currently flat. The 5-year total return is 32.5%, with dividends contributing 14.4% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $20,008 today.
FCF payout is stretched — the dividend consumes a large share of free cash flow.
SHBI Recent Dividend Payments
Last 20 payments · Annual
TTM Total$2.40
Avg/Payment$0.1200
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Mar 4, 2026Latest | $0.1200 | — | 2.60% | Mar 18, 2026 |
| Nov 13, 2025 | $0.1200 | — | 2.98% | Nov 26, 2025 |
| Aug 11, 2025 | $0.1200 | — | 3.14% | Aug 25, 2025 |
| May 12, 2025 | $0.1200 | — | 3.21% | May 23, 2025 |
| Feb 13, 2025 | $0.1200 | — | 2.91% | Feb 27, 2025 |
| Nov 12, 2024 | $0.1200 | — | 2.94% | Nov 29, 2024 |
| Aug 12, 2024 | $0.1200 | — | 3.79% | Aug 30, 2024 |
| May 15, 2024 | $0.1200 | — | 4.30% | May 31, 2024 |
SHBI Dividend vs Peers
Comparable companies in the same industry
#3 yield in peer group
Div Yield
2.4%
#3 of 8
Safety
Sustainable
27.0% payout
Streak
2Y
0.0% 5Y CAGR
Total Shareholder
2.4%
#5 of 8
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
3rd SHBIShore Bancshares, In… | $661M | 2.4% | 27.0% | 2 | Sustainable |
2nd  NBTBNBT Bancorp Inc. | $2.4B | 3.2% | 42.9% | 12 | Sustainable |
 FUNCFirst United Corpora… | $248M | 2.2% | 26.1% | 7 | Sustainable |
 CZWICitizens Community B… | $203M | 1.8% | 25.0% | 7 | Sustainable |
 CHMGChemung Financial Co… | $331M | 1.9% | — | 0 | Unknown |
 BWFGBankwell Financial G… | $415M | 1.5% | 17.8% | 0 | Sustainable |
 FXNCFirst National Corpo… | $253M | 2.2% | 31.2% | 11 | Sustainable |
1st  NKSHNational Bankshares,… | $240M | 4.0% | 60.7% | 1 | Watch |
SHBI Annual Dividend History (1997–2026)
30 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.12 | — | 1 | — | — | — | 0.8% |
| 2025 | $0.48 | 0.0% | 4 | $1.78 | 27.0% | 3.71x | 3.4% |
| 2024 | $0.48 | 0.0% | 4 | $1.32 | 36.4% | 2.75x | 3.4% |
| 2023 | $0.48 | 0.0% | 4 | $0.42 | 114.3% | 0.88x | 3.4% |
| 2022 | $0.48 | 0.0% | 4 | $1.57 | 30.6% | 3.27x | 3.4% |
| 2021 | $0.48 | 0.0% | 4 | $1.17 | 41.0% | 2.44x | 3.4% |
| 2020 | $0.48 | 14.3% | 4 | $1.27 | 37.8% | 2.65x | 3.4% |
| 2019 | $0.42 | 31.2% | 4 | $1.27 | 33.1% | 3.02x | 3.0% |
| 2018 | $0.32 | 45.5% | 4 | $1.96 | 16.3% | 6.12x | 2.3% |
| 2017 | $0.22 | 57.1% | 4 | $0.89 | 24.7% | 4.05x | 1.6% |
See SHBI's True Return
Price is only half the story. See total return with reinvested dividends.
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Start ComparisonSHBI — Frequently Asked Questions
Quick answers to the most common questions about buying SHBI stock.
How much dividend does SHBI pay per share?
Shore Bancshares, Inc. (SHBI) pays a trailing 12-month dividend of $0.48 per share, with a current dividend yield of +2.4%. Payments are made Annual.
When is SHBI's next ex-dividend date?
SHBI's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. SHBI typically pays dividends Annual.
Is SHBI's dividend safe?
SHBI's dividend safety is rated "Sustainable" based on an earnings payout ratio of +27.0% and FCF payout ratio of +129.6%. The 2-year growth streak provides moderate confidence.
How many years has SHBI increased its dividend?
SHBI has 2 consecutive years of dividend growth. The 5-year dividend CAGR is +0.0%.
How often does SHBI pay dividends?
Shore Bancshares, Inc. pays dividends Annual. The trailing 12-month total is $0.48 per share. Dividend data on this page covers 25+ years from 2001 to 2026.
How much would $10,000 invested in SHBI grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in SHBI five years ago would be worth approximately $13,254 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is SHBI's yield on cost for long-term holders?
SHBI's yield on cost — the current dividend divided by the original purchase price — is +3.4% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +2.4% market yield, thanks to the lower original cost basis.