Shore Bancshares, Inc. (SHBI) P/E Ratio History
Historical price-to-earnings valuation from 2001 to 2025
Loading P/E history...
SHBI Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 8, 2026, Shore Bancshares, Inc. (SHBI) trades at a price-to-earnings ratio of 11.1x, with a stock price of $19.76 and trailing twelve-month earnings per share of $1.78.
The current P/E is 20% below its 5-year average of 13.8x. Over the past five years, SHBI's P/E has ranged from a low of 8.1x to a high of 26.4x, placing the current valuation at the 30th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.1x, SHBI trades at a 16% discount to its sector peers. The sector includes 775 companies with P/E ratios ranging from 0.0x to 195.8x.
The PEG ratio of 1.59 (P/E divided by 35% EPS growth) suggests a fair valuation relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, SHBI trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our SHBI DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
SHBI P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $2B | 13.5 | 1.92 | +13% | |
| $248M | 12.1 | 1.08 | +40% | |
| $203M | 14.4 | 2.85 | +9% | |
| $331M | 22.0 | - | -37% | |
| $415M | 11.7 | 0.27Best | +262%Best | |
| $253M | 14.3 | 9.55 | +96% | |
| $240M | 15.1 | - | +101% | |
| $176M | 13.4 | - | +210% | |
| $580M | 18.7 | - | +32% | |
| $416M | 9.8Lowest | 0.57 | -7% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
SHBI Historical P/E Data (2001–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q4 | Wed Dec 31 2025 00:00:00 GM | $17.68 | $1.78 | 9.9x | -36% |
| FY2025 Q3 | $16.41 | $1.70 | 9.7x | -38% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $15.72 | $1.61 | 9.8x | -37% |
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $13.54 | $1.49 | 9.1x | -42% |
| FY2024 Q4 | $15.85 | $1.33 | 11.9x | -23% | |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $13.99 | $1.24 | 11.3x | -27% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $11.45 | $0.61 | 18.8x | +21% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $11.50 | $0.47 | 24.5x | +57% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $14.25 | $0.54 | 26.4x | +70% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $10.52 | $0.65 | 16.2x | +4% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $11.56 | $1.43 | 8.1x | -48% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $14.28 | $1.61 | 8.9x | -43% |
Average P/E for displayed period: 15.6x
See SHBI's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs SHBI Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare SHBI vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonSHBI — Frequently Asked Questions
Quick answers to the most common questions about buying SHBI stock.
Is SHBI stock overvalued or undervalued?
SHBI trades at 11.1x P/E, near its 5-year average of 13.8x. The 30th percentile ranking places valuation within normal historical bounds.
How does SHBI's valuation compare to peers?
Shore Bancshares, Inc. P/E of 11.1x compares to sector median of 13.1x. The discount suggests lower growth expectations or higher risk.
What is SHBI's PEG ratio?
SHBI PEG ratio is 1.59. Between 1-2 suggests valuation aligns with growth. Historical P/E data spans 2001-2025.