Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 8.94 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| — | +9.7% | +67.6% | +7.5% | +4.2% | +14.7% | -22.1% | +48.5% | +41.4% | +17.4% | +33.7% | -36.5% | +56.8% | -4.5% | -17.2% | +42.1% | -54.1% | -26.1% | -17.4% | +121.4% | +65.0% | |
| P/S Ratio | 2.28 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| — | +12.8% | +72.7% | +56.6% | +9.4% | +15.1% | -14.2% | +7.6% | +49.1% | +23.3% | +21.2% | +48.5% | -0.6% | -10.5% | -19.8% | -21.0% | -2.3% | +4.3% | +30.9% | +1.0% | +64.7% | |
| P/B Ratio | 0.78 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| — | +33.2% | +79.6% | +52.0% | +10.8% | +18.3% | -16.2% | -0.5% | +49.8% | +27.7% | +26.1% | +1.6% | +1.1% | -20.6% | -29.7% | -16.1% | -34.1% | -22.8% | -5.9% | +4.5% | +48.3% | |
| P/FCF | 7.12 | — | 0.00 | — | 0.00 | — | 0.00 | — | 0.00 | — | — | — | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 |
| — | — | -10.2% | — | -38.6% | — | — | — | — | — | — | — | — | -92.0% | -90.9% | -92.3% | +32.9% | — | +798.6% | — | — | |
| EV / EBITDA | 21.22 | 7.16 | 10.31 | 23.51 | 10.76 | 10.90 | 10.48 | 29.05 | 12.01 | 12.55 | 12.55 | 24.55 | 12.88 | 10.76 | 10.76 | 33.76 | 10.14 | 12.43 | 11.29 | 28.88 | 12.54 |
| — | -34.3% | -1.6% | -19.0% | -10.4% | -13.2% | -16.5% | +18.3% | -6.7% | +16.6% | +16.7% | -27.3% | +27.0% | -13.4% | -4.7% | +16.9% | -19.1% | +3.9% | -1.9% | +24.2% | -3.6% | |
| EV / EBIT | 25.19 | 7.58 | 11.76 | 31.98 | 12.48 | 12.62 | 12.21 | 45.12 | 14.27 | 14.62 | 14.69 | 34.21 | 15.30 | 12.59 | 12.38 | 55.51 | 11.29 | 14.14 | 12.68 | 39.72 | 14.36 |
| — | -39.9% | -3.7% | -29.1% | -12.5% | -13.7% | -16.9% | +31.9% | -6.7% | +16.1% | +18.7% | -38.4% | +35.5% | -10.9% | -2.3% | +39.7% | -21.4% | +5.2% | -2.6% | +31.9% | -1.7% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 90.5% | 100.0% | 89.4% | 93.5% | 90.8% | 86.7% | 90.4% | 86.0% | 90.7% | 86.6% | 91.5% | 84.1% | 88.8% | 88.0% | 88.8% | 93.0% | 93.4% | 91.5% | 94.4% | 92.0% | 96.2% |
| — | +15.4% | -1.1% | +8.7% | +0.1% | +0.1% | -1.2% | +2.4% | +2.1% | -1.6% | +3.0% | -9.6% | -4.9% | -3.8% | -5.9% | +1.2% | -2.9% | -5.5% | -2.7% | -1.1% | +1.0% | |
| Operating Margin | 38.1% | 62.1% | 47.4% | 19.7% | 43.8% | 43.9% | 46.1% | 13.1% | 41.3% | 42.6% | 42.0% | 16.6% | 39.0% | 41.8% | 46.1% | 6.7% | 61.1% | 43.1% | 46.9% | 11.4% | 29.7% |
| — | +41.6% | +2.8% | +50.3% | +5.8% | +3.1% | +9.8% | -21.1% | +6.1% | +1.7% | -8.9% | +148.7% | -36.2% | -3.0% | -1.6% | -41.4% | +105.7% | +35.6% | +52.4% | -13.3% | +2.1% | |
| Net Margin | 27.4% | 31.9% | 34.6% | 11.1% | 31.9% | 32.8% | 34.2% | 8.8% | 30.4% | 32.4% | 31.0% | 11.5% | 29.2% | 30.0% | 34.5% | 5.0% | 44.9% | 31.4% | 34.0% | 7.9% | 21.4% |
| — | -2.8% | +1.2% | +26.2% | +5.1% | +1.2% | +10.4% | -23.5% | +4.0% | +8.2% | -10.1% | +133.0% | -35.0% | -4.6% | +1.4% | -37.1% | +109.6% | +36.5% | +52.6% | -11.6% | +0.6% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 8.7% | 3.0% | 2.7% | 0.8% | 2.4% | 2.6% | 2.5% | 0.7% | 2.2% | 2.5% | 2.3% | 1.0% | 2.1% | 2.2% | 2.5% | 0.6% | 3.2% | 2.6% | 2.8% | 0.9% | 2.3% |
| — | +14.9% | +5.7% | +22.2% | +5.8% | +4.0% | +7.8% | -29.2% | +5.1% | +12.6% | -8.0% | +55.6% | -34.4% | -15.3% | -8.5% | -32.1% | +41.7% | -0.6% | +8.4% | -8.3% | -11.5% | |
| ROA | 0.7% | 0.2% | 0.2% | 0.1% | 0.2% | 0.2% | 0.2% | 0.1% | 0.2% | 0.2% | 0.2% | 0.1% | 0.2% | 0.2% | 0.2% | 0.0% | 0.2% | 0.2% | 0.2% | 0.1% | 0.2% |
| — | +7.8% | +1.1% | +19.0% | +5.3% | +4.2% | +6.2% | -31.3% | +1.0% | +8.4% | -8.9% | +65.5% | -25.9% | -4.8% | -2.2% | -33.0% | +33.5% | -4.4% | +8.7% | -7.5% | -9.8% | |
| ROIC | 2.5% | 1.3% | 0.8% | 0.3% | 0.7% | 0.8% | 0.7% | 0.2% | 0.7% | 0.7% | 0.7% | 0.3% | 0.6% | 0.7% | 0.8% | 0.2% | 0.9% | 0.8% | 0.8% | 0.3% | 0.7% |
| — | +65.3% | +7.1% | +46.5% | +9.5% | +9.0% | +8.5% | -28.1% | +1.2% | -1.2% | -11.2% | +70.7% | -28.1% | -5.1% | -4.3% | -36.8% | +30.5% | -4.5% | +5.1% | -15.0% | -11.5% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 2.77 | 2.50 | 2.36 | 2.59 | 2.39 | 2.40 | 2.38 | 2.55 | 2.47 | 2.51 | 2.47 | 2.55 | 2.36 | 2.23 | 2.29 | 2.41 | 2.71 | 2.64 | 2.53 | 2.68 | 2.43 |
| — | +4.2% | -0.6% | +1.5% | -3.4% | -4.3% | -3.6% | +0.1% | +4.6% | +12.7% | +7.9% | +6.0% | -12.7% | -15.7% | -9.7% | -10.2% | +11.4% | +7.2% | +2.4% | +6.2% | +10.5% | |
| Debt / EBITDA | 18.75 | 41.05 | 57.33 | 127.82 | 63.92 | 60.20 | 60.40 | 160.75 | 69.23 | 66.27 | 66.78 | 130.69 | 70.50 | 61.64 | 59.69 | 177.96 | 56.01 | 64.83 | 58.52 | 147.29 | 67.88 |
| — | -31.8% | -5.1% | -20.5% | -7.7% | -9.2% | -9.6% | +23.0% | -1.8% | +7.5% | +11.9% | -26.6% | +25.9% | -4.9% | +2.0% | +20.8% | -17.5% | +5.5% | -5.9% | +11.6% | +17.9% | |
| Current Ratio | 0.36 | 0.58 | 0.31 | 0.34 | 0.33 | 0.31 | 0.32 | 0.33 | 0.31 | 0.29 | 0.30 | 0.34 | 0.30 | 0.30 | 0.30 | 0.31 | 0.26 | 0.25 | 0.25 | 0.30 | 0.25 |
| — | +86.1% | -2.6% | +2.2% | +6.7% | +7.0% | +7.0% | -3.0% | +3.3% | -3.6% | -3.1% | +8.5% | +15.6% | +22.1% | +23.0% | +4.8% | +2.1% | +4.9% | -0.6% | +1.7% | +775.9% | |
| Quick Ratio | 0.36 | 0.58 | 0.31 | 0.34 | 0.33 | 0.31 | 0.32 | 0.33 | 0.31 | 0.29 | 0.30 | 0.34 | 0.30 | 0.30 | 0.30 | 0.31 | 0.26 | 0.25 | 0.25 | 0.30 | 0.25 |
| — | +86.1% | -2.6% | +2.2% | +6.7% | +7.0% | +7.0% | -3.0% | +3.3% | -3.6% | -3.1% | +8.5% | +15.6% | +22.1% | +23.0% | +4.8% | +2.1% | +4.9% | -0.6% | +1.7% | +775.9% | |
| Interest Coverage | 0.42 | 0.87 | 0.55 | 0.21 | 0.49 | 0.50 | 0.48 | 0.13 | 0.39 | 0.42 | 0.41 | 0.18 | 0.37 | 0.42 | 0.47 | 0.15 | 0.89 | 0.91 | 1.14 | 0.61 | 1.60 |
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Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying SHG stock.
Shinhan Financial Group Co., Ltd.'s current P/E is 8.9x. The average P/E over the last 4 quarters is 0.0x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Shinhan Financial Group Co., Ltd.'s current operating margin is 38.1%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Shinhan Financial Group Co., Ltd.'s business trajectory between earnings reports.